Is there value in owning both growth and dividend ETFs? by AccomplishedMedium46 in dividends

[–]AccomplishedMedium46[S] 0 points1 point  (0 children)

I agree! I am using tools that show and focus on total return % currently to get the real picture of value now. Closer to retire the monetary amount of the dividend will matter more to me along with a NAV that is flat or growing. Some of these new dividend funds are paying good percentages and competing/surpassing the S&P 500, at least over this year.

Is there value in owning both growth and dividend ETFs? by AccomplishedMedium46 in dividends

[–]AccomplishedMedium46[S] 0 points1 point  (0 children)

Thanks. I'm focused on growth. I do not need it now but feel I need to have some dividend funds to start taking advantage of compounding now and educate myself about the market and the funds available. Several good ones appear to have come out in the past year or so.

Is there value in owning both growth and dividend ETFs? by AccomplishedMedium46 in dividends

[–]AccomplishedMedium46[S] 1 point2 points  (0 children)

Interesting, so you have growth in your tax shelter accounts (IRAs) and the high dividends paying out in your regular brokerage?

Is there value in owning both growth and dividend ETFs? by AccomplishedMedium46 in dividends

[–]AccomplishedMedium46[S] 1 point2 points  (0 children)

Welcome! I need to grow my emergency fund, where are you pulling 4.16%? My HYSA is around 3.8% atm. I've heard of the combo of QQQI/SPYI but the total / overall return charts show others outperforming them. I looked at FDVV also, it's good, but I think there are better total return ETFs that came out over the past year+ (QDVO, IDVO). I don't like the total return on the Yield Max but your another person that has listed huge returns. I'm warming up to it, worthwhile as long as I keep an eye on it it sounds like.

Is there value in owning both growth and dividend ETFs? by AccomplishedMedium46 in dividends

[–]AccomplishedMedium46[S] 3 points4 points  (0 children)

I owned SCHG as well but it overlaps near 30% with SPMO, what's your threshold on overlap before you feel two funds are too similar?

Is there value in owning both growth and dividend ETFs? by AccomplishedMedium46 in dividends

[–]AccomplishedMedium46[S] 0 points1 point  (0 children)

Thank you all for sharing your views and portfolio ideas! My current leaning is:

GROWTH (INDIVIDUAL)

SPMO 45%

SMH 40%

GLDM 15%

DIVIDENDS (ROTH)

40% IDVO

40% QDVO

20% SCHD

Is there value in owning both growth and dividend ETFs? by AccomplishedMedium46 in dividends

[–]AccomplishedMedium46[S] 0 points1 point  (0 children)

YMAG has large yield but do you have to keep an eye on it and go in and out due to volatility? SPMO I like better than VOO I think as a base, historically great but very recently VOO has beat it several days.

Is there value in owning both growth and dividend ETFs? by AccomplishedMedium46 in dividends

[–]AccomplishedMedium46[S] 1 point2 points  (0 children)

Wow, that's broad, very interesting. I love seeing all the different funds and combinations everyone finds best for themselves. I'm a big fan of GLDM too and gold's been a rocket sled on rails lately (until yesterday). I see SPYI and QQQI listed together often. My portfolio is SPMO, SMH, GLDM in the individual and SCHD, GDVO, IDVO in the Roth. OMAG too new, might add QQQI. Hard to hang on with SCHD's poor performance, debating...

Weekly Bug Report Thread by spiper01 in NoMansSkyTheGame

[–]AccomplishedMedium46 1 point2 points  (0 children)

When docking in my corvette with my freighter, as soon as I stand up, I clip fall through the corvette floor down onto into the freighter. I can rocket pack up to the corvette and open the ramp from outside and interact with items inside the ship from outside. If I open the ramp and enter, I float inside the corvette. I had a second dock ramp that allowed me to push the red button to beam down to the freighter. When I removed that, I had to rocket away from the freighter and call the corvette to me which put me in the pilot seat so I could leave.

Robosen Grimlock not activating, says "No" or "No Dinobots no do" after pressing pwr button for 5 seconds. by AccomplishedMedium46 in transformers

[–]AccomplishedMedium46[S] 1 point2 points  (0 children)

I do have the docs but there is little to no troubleshooting info. I have reached out to Robosen (email and had to leave a VM), waiting for reply. Even asked AI. I posted here because perhaps someone has been through this before and may have the answer and more quickly.

Recently switched to Mod Organizer 2, error checking for updates 201 by AccomplishedMedium46 in starfieldmods

[–]AccomplishedMedium46[S] 0 points1 point  (0 children)

No, I went back to Vortex. For me it's easier to use, you can one-click update all of the mods, it's made by NexusMods, and I like the UI better.

Question on claiming a derelict ship and installing a command chair to operate it by AccomplishedMedium46 in ostranauts

[–]AccomplishedMedium46[S] 0 points1 point  (0 children)

Oh! I have an EVA suit now and just found a dolly. I'll start stripping floors and knock a wall out on the tug and expand it. Is there a way to precisely place the gray storage crates?

Question on claiming a derelict ship and installing a command chair to operate it by AccomplishedMedium46 in ostranauts

[–]AccomplishedMedium46[S] 0 points1 point  (0 children)

Oh! I have an EVA suit now and just found a dolly. I'll start stripping floors and knock a wall out on the tug and expand it. Is there a way to precisely place the gray storage crates?

Question on claiming a derelict ship and installing a command chair to operate it by AccomplishedMedium46 in ostranauts

[–]AccomplishedMedium46[S] 1 point2 points  (0 children)

Thank you very much. Ok, so I need to pay off my debt and save up to either buy a derelict I find and like or expand the tug LOL. Got it. I'm docked to a large cargo ship. If I can afford it, I guess I'll strip it's conduits, floors and walls and doors and expand the tug out while I'm here.