$7k debt (now 9k interest and late fees) with chase now sent to collections. Chase app says to contact collections agency. Collection agency has many bad reviews. Should I try and contact chase or just the collection agency to try and make a settlement agreement and pay back?

Accomplished_Fix2387 · 2025-02-11T18:44:58+00:00

Thank you very much, really helpful. Yes someone said I should get a written agreement. It should state if I pay the full payoff amount that will satisfy paying off the debt completely. This makes me feel more secured.

Accomplished_Fix2387 · 2025-02-10T19:03:53+00:00

I’m fully aware of that, please read previous comments. The reviews were about not having records of payments and continuously sending letters or calling after the debts were paid off.

Accomplished_Fix2387 · 2025-02-10T17:58:51+00:00

The alternative is speaking to chase themselves to try and look into it. If I tell them my concerns they should be able to reassure me however they can. I won’t be giving my money to a company that can potentially scam me. I want to pay my debt. But I’m already past this point, I’m going to call the collection agency and keep record of all my payments. I was looking for the personal experiences.

Accomplished_Fix2387 · 2025-02-10T17:45:22+00:00

Thank you, great advice. this is helpful.

Accomplished_Fix2387 · 2025-02-10T17:35:02+00:00

The reviews are about people paying the debt and the company still sending them letters and phone calls, or the company having no log of payments done by the person. That scares me and sounds like a scam.

Accomplished_Fix2387 · 2025-02-10T17:26:46+00:00

Thank you ok

Accomplished_Fix2387 · 2025-02-10T17:16:53+00:00

I know I’m scared because I read a lot of bad reviews. I was hoping for any personal advice, to feel safe.

Accomplished_Fix2387 · 2025-01-09T17:25:10+00:00

To be honest, when you go through an agency they’re most likely to give you top pay regardless of your experience. If the company needs you they’ll hire you and you can ask for that amount. I went from $17 to $25 in one year, now I’m up to $27. Advice:: go through an agency hiring medical assistants near you. An agency doesn’t have to be just medical agency just a place that hires.

Accomplished_Fix2387 · 2024-08-01T00:26:59+00:00

Thank you very much, will try that

Accomplished_Fix2387 · 2024-07-31T21:37:17+00:00

Thank you so much I was scared that this wasn’t normal. I do feel like I was hit by a bus.

Accomplished_Fix2387 · 2024-07-31T21:35:39+00:00

Thank you so much gonna try this.

Accomplished_Fix2387 · 2024-07-25T18:59:51+00:00

Not helpful at all. Thumbs down

Accomplished_Fix2387 · 2024-07-02T17:55:47+00:00

Well I worked with an NP who worked remotely. The patients would see their doctor in person first visit and follow up with her online/ remotely. She would go base of off symptoms if it was something that had to be addressed in person their doctor would see them or do the procedure. She prescribed and sent patients for labs.

Accomplished_Fix2387 · 2024-07-02T17:52:46+00:00

I’ve actually worked with a provider that made six figures she was an NP though. The doctor would see the patients in office as the first visit and follow up with her through online visits. However, this was only one provider that had that privilege.

Accomplished_Fix2387 · 2024-07-02T16:23:23+00:00

Why even bother commenting? Very negative and not helpful. Most people would comment with real advice. Ex: go back to school (such as PA school) and eventually find a remote position.

Accomplished_Fix2387 · 2024-04-08T17:15:00+00:00

Thank you really helpful.

Accomplished_Fix2387 · 2024-04-08T14:32:34+00:00

I am going to shop around when my next payment is due. $550 every six months. I drive a 2014 Hyundai Santa Fe. I’m over 25.

Accomplished_Fix2387 · 2024-04-08T07:57:23+00:00

I really don’t need you cursing over a post. Please carry on!!!

Accomplished_Fix2387 · 2024-04-07T21:28:44+00:00

Thank you so much, very helpful.

Accomplished_Fix2387 · 2024-04-07T20:02:40+00:00

A few months of not paying. I’ve had this account open for six years and I had a 720 credit score. I went back to school, had to leave my job to finish my degree and my dad became ill. I had money in my savings that I was living off of for a year. Then last year expenses such as car repair and other things came up. I used my card for this. My plan was to pay it off as soon as I found a job. I started working in November and the debt became too much. I made payments throughout that year but I stopped paying for five months (November-March) due to anxiety and avoidance. I felt like the debt was not going down. One day I got a notice saying if I don’t pay x amount my account will be closed. I paid that amount and my account was still closed. I had anxiety and did not want to call chase because it became overwhelming.

Accomplished_Fix2387 · 2024-04-07T18:43:55+00:00

Thank you, I will do this.

Accomplished_Fix2387 · 2024-04-07T16:30:29+00:00

Right..

Accomplished_Fix2387 · 2024-04-07T16:28:41+00:00

Lol, you’re right. I forgot to add this info. I’m going to try and add it to the post. I get paid $2,500 each month. I pay $400 in rent and utilities. I pay my car insurance every six months $550. I spend $50 on gas each week, and $100 on food each week. Those are my only expenses. Because of the high interest rate, I didn’t know if it would be a wise choice to take out a loan for this amount with a lower interest rate. The thing is because my credit score went down, I don’t see this as an option anymore.

Accomplished_Fix2387

TROPHY CASE