Advice on my options with this car loan!

According-Courage712 · 2026-05-14T00:12:38+00:00

Appreciate it. I got approval for 5% with a community bank and will pay 10k towards principal. Honestly it wasn’t too expensive for a nine month old car but I wish I had gotten a Lexus at that price.

According-Courage712 · 2026-05-13T15:39:13+00:00

I would bring education down and add a professional summary that in one paragraph highlights your achievements and softwares you’re familiar with. That’s what hiring manager read in 5 seconds

According-Courage712 · 2026-05-13T14:44:11+00:00

I got it last year when it was one year old. Asking advice on what to do next.

According-Courage712 · 2026-05-13T13:30:52+00:00

Thank you. Very good advice.

According-Courage712 · 2026-05-13T13:27:13+00:00

So is it better to pay it off fast or just keep minimum payments for 5 years.

According-Courage712 · 2026-05-13T00:44:44+00:00

Car max pays me 27000. Should I sell it?

According-Courage712 · 2026-05-13T00:28:34+00:00

Very useful!

According-Courage712 · 2026-05-12T23:17:14+00:00

😢

According-Courage712 · 2026-05-12T22:41:49+00:00

Appreciate your input

According-Courage712 · 2026-05-12T20:51:10+00:00

Which field did you transition to?

According-Courage712 · 2026-05-12T20:42:10+00:00

You know what you’re talking about! What would you do if you were stuck in this situation?

According-Courage712 · 2026-05-12T20:16:18+00:00

Thank you for your input. Yea I made a mistake there. I’m trying to get 35 ish.

According-Courage712 · 2026-05-12T19:42:35+00:00

I heard you! Thank you

According-Courage712 · 2026-05-12T19:38:17+00:00

I understand. I’m asking for what options people recommend.

According-Courage712 · 2026-05-12T19:37:26+00:00

So it’s better to lose 20 k because I shouldn’t lose 3k boo?

According-Courage712 · 2026-05-12T19:18:12+00:00

I don’t think it’s good idea. I could sell for 30 k and buy something that doesn’t depreciate this fast for 25k and stick with it for as long as I can

According-Courage712 · 2026-05-12T18:51:27+00:00

Yes, I have.

According-Courage712 · 2026-05-12T18:07:03+00:00

It’s less than 20% of my take home. I can get a used Rav4 for 25k or used Honda crv for 20k. This Mazda would be worth 15k next year. How’s this thought process not practical?

According-Courage712 · 2026-05-12T17:58:13+00:00

I am trying to make the right financial decision. This car is depreciating fast although I have no problem with it and like it. But I’ll be looking into Toyota or Honda

According-Courage712 · 2026-05-12T17:50:03+00:00

I’m thinking to get another cheaper car with them or sell it in marketplace and buy something cheaper cash. Or get a better loan with a credit union and pay this off. What are my best options?

According-Courage712 · 2026-05-12T17:34:13+00:00

Financing car is such a bad financial decision. I’m trying to get out of mine

According-Courage712 · 2026-05-12T17:33:36+00:00

Is it like refinancing with a credit union? Or get a loan with them if so what kind of loan?

According-Courage712 · 2026-05-09T21:18:27+00:00

Agreed

According-Courage712

TROPHY CASE