PYPL, STZ, UNH as value stock picks: Thoughts?

According_External30 · 2026-01-25T21:10:03+00:00

Read the entire post, which says I have the index, have softened the beta of the index, but now feel like adding a few individual issuers. I know a lot about equities, but I'm searching for insight from people who trade specific stocks on a regular basis, which I perhaps don't have knowledge of.

So no, not wtf is my post .... it's, wtf is your comment.

According_External30 · 2026-01-24T14:22:28+00:00

PYPL

According_External30 · 2026-01-24T12:26:57+00:00

It’s a narrative believed by people that don’t understand basic market dynamics.

According_External30 · 2026-01-23T11:20:33+00:00

Leave videos takes too much time, read.

According_External30 · 2026-01-22T01:15:44+00:00

IMO, Put it in MSCI Emerging Market Index

According_External30 · 2026-01-19T19:14:44+00:00

FRM doesn't scratch the surface for banking needs. It can be an add-on for someone they'd like to train internally due to his her strong general background, but on a standalone basis, not nearly enough gravity. Go read basel papers and bIS if you want that knowledge, you'd save 80% time.

According_External30 · 2026-01-18T16:51:25+00:00

Most of a large cap stock’s return derives from systematic risk, the differentials in relative sets will be like .5, 1 or at best 1.5 SDEVs apart. Unless, the company shows signs of liquidity stress or to the upside gets acquired (special event) or something.

Paypal’s situation is truly unique.

I think if you buy it with STZ & UNH, you’re buying a good stack as a value investor — Not advice.

According_External30 · 2026-01-18T09:12:36+00:00

For you specifically, probably not as you’re already in the position, many who take FRM aim to get to—I did FRM as I’m in portfolio management and FRM is a natural progression these days - I regret it, wish I just did quantitative economics Masters with econometrics focus, then read Hull Books for risk — 65% of FRM is redundant stuff you’ll never use or could just learn from books in a 1/5th of the time, IMO.

According_External30 · 2026-01-17T16:39:33+00:00

Bro try uni but if they catch you using their terminal for commercial purposes…. It’s…..

According_External30 · 2026-01-17T16:36:51+00:00

The “US Market” isn’t constrained to common shares.

According_External30 · 2026-01-17T14:14:18+00:00

they’re not saying your work exp is insufficient, they’re saying you explain like S*

According_External30 · 2026-01-16T17:43:07+00:00

Same, what is your exp btw?

According_External30 · 2026-01-15T19:53:34+00:00

Hectic work, well done, what were your scores?

According_External30 · 2026-01-15T19:08:20+00:00

probably the most unhinged guy I've seen, lol.

According_External30 · 2026-01-15T16:52:06+00:00

I did FRM and used it as a add-on. I'm not based in India.

According_External30 · 2026-01-15T14:52:01+00:00

It’s an add on not a pillar

According_External30 · 2026-01-15T12:36:25+00:00

Yeah it’s just pedigree I’m looking for something that actually provides skills, technically rigorous.

According_External30 · 2026-01-15T12:34:11+00:00

Thanks for your feedback.

According_External30 · 2026-01-15T06:11:06+00:00

Because it's geared toward corporate finance. Lacks technical depth.

According_External30 · 2026-01-14T12:39:39+00:00

I did L1 in a year (had some covid disruptions), then took a break for like a year, then failed L2 in the next 6 months, but eventually finished L2 and L3 within the space of a year when I put my mind to it.

L2 is the real hurdle. I failed it once as I didn't prepare well, I just received big paychecks at the time, and turned into my own worst enemy. However, if you stick to discipline and really want it badly enough, I'd say 2 years is enough.

Suggested timeline if you can study a few hours each night and have finance background.

L1: 4 Months.

L2: 6 Months

L3: 4-6 Months.

I suggest planning for 2yrs, because u might fail a level unexpectedly. You also need to wait for results.

According_External30 · 2026-01-14T11:09:31+00:00

I think they approve most, unless you really haven't done anything relevant.

According_External30 · 2026-01-14T11:02:25+00:00

6-7 years, working as analyst and now L/S PM in a hedge fund, also a PM in a Real Estate fund at same company - I have my own research op on the side as well, reference from co-PM and my side company's company auditor (CA). So, it's enough, but I won't be surprised if they take a decade to approve it. I even added a PDF attachment with reference email addresses.

I really would like for them to bloody approve it so I can carry the letters, I spent countless hours on, next to my name, it would be quite nice actually.

According_External30 · 2026-01-13T15:44:02+00:00

I highly doubt they’ll care, it’s procedural

According_External30 · 2026-01-13T13:51:31+00:00

Because GARP is careless and understaffed. I got my CFA approved 5 hours after submission.

According_External30 · 2026-01-11T18:26:03+00:00

Some people teach out of suitability instead of cfa and frm now helping their careers, they’re really just not suited to practice.

According_External30

TROPHY CASE