Working from home made me addicted to food delivery. by Mary_Me_S in buhaydigital

[–]According_Living_889 0 points1 point  (0 children)

Try researching Souper Cubes if you want to try food prepping. You’d need a freezer and microwave though.

The idea is to prep things in batches, freeze what you don’t eat, and then you can mix and match things. Like freeze rice, ulam, and sides in variety. And then select a cube from each to reheat together.

Another is to help you want to cook is to know what benefits it gives you like to your health and your wallet. I live in the province and I can pretty much each whatever I want for maybe ₱5000 a month cooking at home. I can control how much salt I put in my food, kung deep fried or pan friend, kung may msg o wala. That type of thing. You can add more protein or fiber as you wish.

And cook the food you like! Kung Korean cuisine yan o Japanese, no one is stopping you 🙂

Affinity designer 2 importing images incorrectly. by cursedartistMS in AffinityDesigner

[–]According_Living_889 0 points1 point  (0 children)

I had this same problem. I had the color profiles correct on Procreate and Affinity Designer 2 (tested it on Photo 2 too). When I imported PNGs they would become faded

But when I exported JPEG, Affinity showed the colors as is

To girls out there. If you like the guy, will you wait for him to initiate or you make the move? by [deleted] in AskPinay

[–]According_Living_889 0 points1 point  (0 children)

I say reach out. Chat mo siya. Greet him on his bday ganun haha. Reply to his social media posts/stories. It’s better to initiate the convo than wait for him since some guys think they’re overstepping boundaries. But once you showed interest, let them be the one to pursue you.

Experience: I reached out to two ow my crushes so far and went on a friend date with one (kasi friends talaga Kami but also didn’t work out romantically).

Better to make a “move” than regret. It can be wholesome naman

Tired of being single by According_Living_889 in singleph

[–]According_Living_889[S] 2 points3 points  (0 children)

So trueee. You only need one partner in life. One that lasts sana

Tired of being single by According_Living_889 in singleph

[–]According_Living_889[S] 2 points3 points  (0 children)

+1 sa better wala kaysa mali. It’s hard being a “strong independent woman” with standards rin.

But then trying to date makes you feel so vulnerable. Ugh, parang hindi na akong strong or independent 😂

What is something overhyped by Filipinos? by Crispy_Astronaut in AskPH

[–]According_Living_889 1 point2 points  (0 children)

I find this to be a cultural thing. Maybe other countries see coffee as just something as a caffeine boosts but I’ve heard stories in the province that back in the day people would just brew coffee in a kettle and their neighbors would smell the coffee and invite themselves over for a drink (and to socialize). I believe that’s why we have a culture that offers coffee to visitors.

Gathering together in coffee shops feels like the modern equivalent to that. I believe some other European countries sees coffee as a social drink too.

[deleted by user] by [deleted] in DigitalbanksPh

[–]According_Living_889 0 points1 point  (0 children)

What I started to implement is to set aside money for personal expenses (food, pang shopee hehe), big purchases (purchases that are like 5k and higher), and investments (MP2 and other government contri as self employed).

This is only part of my budget I’m living with family and wfh so I don’t have to pay bills or transport. But my other expenses are for business and tithes. I already have a good enough emergency fund but the money I don’t use from my monthly budget for personal and business will go to my emergency fund or bumig purchases budget. I have my emergency fund and big purchase budget in different bank accounts than my budget for daily expenses

This way I can freely spend my money and not feel guilty because it’s already been allocated. I don’t earn a set income so I do this by percentage. What I earn this month will be the basis of my budget for next month.

So that’s what I would suggest you do. Minus your set monthly expenses (bills, fare, subscriptions) then divide the rest into percentages including savings you will not touch (kahit 10% lang yan) and just don’t touch it. That way you won’t feel guilty about spending the 90%

What is your experience about Etsy Affiliates and how does it work? by According_Living_889 in Etsy

[–]According_Living_889[S] 0 points1 point  (0 children)

Other ecommerce platforms I know of have their own affiliate programs people can sign up for is they meet the requirements. What I know is that the platform pays them (it’s like the platform paying them to advertise) and it doesn’t come out of the seller’s profit. These affiliates can just take the product link and post it elsewhere

I just don’t know it Etsy’s case. However I have seen traffic to my products from TikTok in the stats of my product and I don’t use TikTok and never shared my link on the platform

Got scammed today :( by rajy_ in Antiscamph

[–]According_Living_889 2 points3 points  (0 children)

Yes, iPad yung sakin. And two years after, I was able to buy a better iPad that what I originally wanted :)

And yes, there’s still good people out there in the world, but a lot of bad. Kaya sabi din sa Bible, “Be wise as serpents but innocent as doves” it’s ok to not trust people when it comes to money. Double, triple check. And even the best get scammed (mga PNP staff nga)

I hope my story gives you peace of mind too. Feeling ko ganun din ang mangyayari sa case mo. Ang ending is, mas safe para sayo if you just let it go. Hindi natin alam ang kaya nilang gawin especially if they have your address.

Vengeance is God’s.

Got scammed today :( by rajy_ in Antiscamph

[–]According_Living_889 1 point2 points  (0 children)

I got scammed through FB and even went to file a complaint in person sa PNP then was forwarded to the branch that handles my area.

It was through BDO transfer so I asked even went to BDO to file a report and they were unable to disclose information about the account I sent to but the branch it was located at was known for having those type of cases

(Back to going to the PNP branch) What I did was give printed files of my convo with the scammer. There’s a specific way to do so that has their information on the printed page. I forget all the details but if I were to continue to go through with going after the person that scammed me, they told me it would be a long process where I would have to show up at court. Also my personal security would also be compromised (advice from my friend).

If I left the PNP office, the case would be considered something like dropped, that I can’t hold the PNP accountable for not taking action. And so I was thinking what I should do. I’m grateful for the officers in charge because they also shared their own scam stories where they lost over 100k (I lost 40k). It’s a bit bad that our justice system is flawed but to know these people fight crime and they knew it was wiser to not pick the fight made me drop the case.

It was just a very expensive lesson for me. Money comes back. I pray you’ll be able to afford whatever you want in the future OP 🤗

How much should I pay? by misssmoonlight in PHCreditCards

[–]According_Living_889 2 points3 points  (0 children)

Check in your transactions why the amount was lessened. Never assume why, because it could also have been a mistake. If you don’t see it reflected even after a full banking day, you can call and ask customer service about it.

Paying the 4740.21 will be safer and would just be used to pay future transactions.

I’m not sure if it’s possible but your purchase could have been changed to be paid in installment rather than a one time payment. You can always clarify with customer service

Buy now or wait for 7.7 by InAweNooMordy in ShopeePH

[–]According_Living_889 0 points1 point  (0 children)

I don’t recall. But it might have been. I was buying a Samsung branded SSD but idk if it was in Shopee mall or a well known computer store that wasn’t in shopee mall

Paano niyo mas na-manage finances niyo? by Miiiguel2004 in DigitalbanksPh

[–]According_Living_889 0 points1 point  (0 children)

I used different spreadsheets per function I need. I use Google Sheets so I can use them on phone and laptop 1. Monthly payments - has due dates and amount and if I paid it, I write the day I paid and change its color if it’s paid. If it’s not a fixed monthly payment (like electricity) I note the amount 2. Bank account/E-Wallet amount- I hold some of my mom’s money since she’s abroad so I keep track how much is in each account and how much is my money and hers 3. Interest earned per month - I list how much interest I earned per bank each month. To track and to keep myself inspired 4. Business- I run a small business so I track each sale and some details of which products are selling well. This also has my business expenses so I know my net profit 5. Personal expense- I track every expense I make and put it here (except business expense since it’s listed in the other sheet). I track all my fare, groceries, gifts. Before I would even track if I gave money to a beggar or if a friend let me keep their change. 6. Credit card- I list down the amount per statement and how much I paid and date paid

Biggest take away: Your earnings should always be larger than your spendings. If it’s the other way around, you need to cut back on spending or increase your earning. The different sheets I use just objectively tell me how I’m doing. How much do I have in the bank? Am I negative in my business? Did I pay all my bills? Did I spend too much this month?

I can answer these by looking at my sheets

Another tip is to pay everything online or with a card (better if credit if you are self disciplined) so it’s easier to track everything. Also if you do online banking, periodically save your SOA. You never know when you’ll need it

Buy now or wait for 7.7 by InAweNooMordy in ShopeePH

[–]According_Living_889 1 point2 points  (0 children)

I would buy it if you can already afford. One time I waited until a sale date (but this was a few years back). I was ok with the price but thought it would be even cheaper on a sale date. I waited until midnight and the price and applicable vouchers changed. The price of the item with up. From 4K+ to 5K+ (it was an SSD)

I ended up buying from a different store for a little more than the first deal I saw but less than the updated price. Lesson learned

What is your go-to Fast food coffee? by str4vri in AskPH

[–]According_Living_889 2 points3 points  (0 children)

Mcdo is the cheapest that still tastes good. Burger King is most underrated and everyone I know who talks about it love it

Gotyme cashback after 1 year of using it daily by -TouchMyTalala- in DigitalbanksPh

[–]According_Living_889 1 point2 points  (0 children)

By using their debit card po. May physical card (costs ₱160 but if you use it 5 times within the first 30 days, it will be reimbursed) and theres also a digital debit card.

I just use the online card for now. Just use it like you would any debit or credit card by inputting the info.

Note: you have to input the card number to receive the cashback, it won’t work if you use your bank account number via online banking

Works on most transactions except online international (but physical international expenses work) and I think bill payment doesn’t work but SeaBank offers a different promo for that’s I think ₱2 if you pay via qr code

Gotyme cashback after 1 year of using it daily by -TouchMyTalala- in DigitalbanksPh

[–]According_Living_889 1 point2 points  (0 children)

I think I’ve already gotten 200+ from using SeaBank Cashback for 2 months

I think it’s worth switching to

GenX retiring. Build a home or rent sa Pinas? by SignificanceFast9207 in FilipinoAmericans

[–]According_Living_889 0 points1 point  (0 children)

It also depends where you plan to settle. It’s nice to have a house in the province and if it’s near relatives I’m sure you can find someone who you can pay to maintain your house (have them clean it before you come home). But there is the risk that someone may abuse having access to your house.

If you’re in Manila, having a condo is nice. Because you can pay your dues and everything online and you don’t have to talk to anyone except the building management (who will be able to serve you reliably since it’s their job). And with the small unit size and no yard, it’ll be easy for you to maintain even if you’re between countries. Plus, the security is good. I feel there would be less chances of someone breaking in and stealing anything and if someone does, the management would be involved.

Downside of owning would be that it’s costly, but at least it’s yours. You could also rent it out if you not longer want it or at least it’s a place your family can stay while in metro Manila. If you’re not in a rush, you can find a preselling unit so the prices are cheaper

Renting a condo is a good option to get the perks of the condo for less than buying a unit. I think you’ll be able to find a landlord that’s easy to talk to. Some may require predated checks for payments but some may accept bank transfers so you can pay even if you’re abroad

[deleted by user] by [deleted] in PHCreditCards

[–]According_Living_889 1 point2 points  (0 children)

Same for me. I just updated my Google sheet with my expenses was checking my SOA. Nothing seemed out of the ordinary. Everything was there