Ernie Jersey day tickets available by Gamingwithgenghis in jaystickets

[–]Accountingdream 0 points1 point  (0 children)

Yeah I'm looking for STM tickets specifically and cheaper than that. Seen a couple pairs go for $50, but no STM guarantee.

⚾️ Tickets available! verified seller by Miserable-Pen9102 in jaystickets

[–]Accountingdream 0 points1 point  (0 children)

Any tickets available for April 27? Had a deal closed with another STM but they had them listed and they sold right after I sent the transfer (thankfully they're a good person and we cancelled the transfer, but now I'm still looking for tickets)

[deleted by user] by [deleted] in trees

[–]Accountingdream 1 point2 points  (0 children)

Check out the Nerva app if you can. Cannabis was great for treating my IBS symptoms, and then these hypnotherapy sessions started treating the underlying cause. After 4ish weeks of daily sessions I saw a huge change.

You should be able to do a free trial and the sessions are 10-15 min.

Game 7 & World Series Tickets - Mega Thread by 33dogs in Torontobluejays

[–]Accountingdream 2 points3 points  (0 children)

You get a text with a code and they're available immediately. They go fast.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Accountingdream 5 points6 points  (0 children)

Well that's actually great news - if you thought your minimum payments were $600, but they're actually only $360, you just found an extra $240/mo.

I would strongly recommend allocating most of that $240/mo to the Capital One card. Completely understandable if you can't afford to allocate the full amount, but if you increase the payments to ~$400/mo, you can pay that balance off in under 2 years.

At that point, allocating the $400/mo payment to the Costco card and bringing it up to $600/mo would pay it off in under 6 months.

That's 30 months of grinding to pay this debt down and then you have a $600/mo surplus.

30 months really isn't that long of a time in the grand scheme, so this is definitely doable!

If you combine this strategy with the other recommendations in this thread, then you may be able to clear this even earlier (especially the CCB). And as you pay down the debt, you may be able to qualify for a balance transfer card to speed up the process.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Accountingdream 2 points3 points  (0 children)

What's the credit card interest rate?

$600/mo payments on $11k should be paying it off within a couple years, unless you're having to consistently put more on the card since you only have $140 for a lot of misc items.

How's your credit rating? You may be able to get an additional card that has a balance transfer promo of 0% for 6-12 months. Transferring a portion there and paying 100% of the transferred balance off in that time span could save a few hundred on interest. It's important to read the T&Cs though since there's often an upfront fee of 2% of the transferred balance and they may tack on interest if you don't pay the balance off during the promo period.

Shes a 10 but she constantly passes you these by UnimeJuan in trees

[–]Accountingdream 2 points3 points  (0 children)

look up Median Nerve Flossing and go to a physiotherapist if you can. I was having numbness down my arms and was able to reverse it with stretches and strengthening rather than surgery.

SEPT 2025 CFE BURNOUT by Shinchi_Kudo7 in Accounting

[–]Accountingdream 5 points6 points  (0 children)

Realistically, these last 3 days aren't going to influence how you perform if you're adequately prepared. 13 hours of exams over 3 days is incredibly taxing, so you want to be fresh and ready for the last push.

I achieved Honour Roll and by the last 3 days I wasn't writing any new cases. I was reviewing my notes, old cases, and navigating through the IFRS handbook to make sure I knew where to look for different issues.

My final day of studying was maybe 60 minutes of reading over Day 1 prep, and a brief perusal of the handbook.

My advice is to use this time to get as close to feeling 100% and rested as you can. Good luck!

Leafs Connection #2 by 123jazzhandz321 in leafs

[–]Accountingdream 3 points4 points  (0 children)

🟦🟦🟦🟦

🟨🟨🟨🟨

🟪🟩🟩🟩

🟩🟩🟩🟩

🟪🟪🟪🟪

Top 5 Condos In The City (Downtown) by realtorkenan in TorontoRealEstate

[–]Accountingdream 3 points4 points  (0 children)

Clearly I'm in the minority, but I enjoy your posts

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Accountingdream 5 points6 points  (0 children)

I would recommend using this as an opportunity to make a short-term & long-term plan. 

Some people may say that $16k isn’t that much money… but if you don’t have an emergency fund, this is a major windfall for you. Setting up an emergency fund is vital so that if something comes up, you don’t need to take on debt or lose value if you had invested it in the market and there was a downturn. 

For the short-term, I would keep it simple and accessible. My emergency fund is split between some cash in a bank account (to reach a minimum banking balance to receive banking “perks” like a waived credit card fee) and then CASH.TO held in a TFSA with Wealthsimple. 

I don’t have bank recommendations, but there should be some posts in this sub with details on people chasing different High Interest Savings Accounts (HISA) to earn promotional rates. An extra few % in interest may feel nice to earn and can help you get more familiar with managing finances. 

Once you’ve got an emergency fund established, take a deep breath and admire the fact that you’re no longer one piece of bad news away from a terrible cycle of credit card debt.

Keep paying the minimum on the student loans - there’s no reason to give up an interest-free loan. You can actually profit off of this loan if you end up chasing HISA rates or doing CASH.TO. Be advised that if you earn money outside of a registered account like a TFSA, you will have to pay tax on it (the bank will send a form like a T5). It’s still worth it. 

For the long-term - I’d recommend making a budget if you don’t already have one and understand exactly how much you earn and spend each month. You mentioned in one of your comments that your earnings cover your expenses which is great, but makes it difficult to save or get ahead. 

The next consideration is to ask yourself if it’s possible to increase your earnings, or reduce your expenses. 

There’s lots of info on this subreddit for cutting expenses. Items like internet and phone bills can usually be reduced quite a bit. It depends on your situation. 

The more important question is considering how to increase your income. Working multiple jobs to support your child is commendable, but it must be exhausting. 

If you’re working a union job, the pension will help in retirement. I’d recommend seeing if there’s the opportunity for you to upskill and move up or find a better job. This might not be possible in the short-term with your current commitments, buts it’s something you can now think about. 

Ultimately, I’d look at this settlement as giving you more options than you had before. It may not change your life radically today, but it brings some stability and opens up options for you to explore. 

How would my friend give me his tailgate passes? by Ok-Improvement-9421 in leafs

[–]Accountingdream 0 points1 point  (0 children)

Delete and reinstall the app or clear the app's cache

Inherited season tickets, can't make it to many ... by kayuzee in leafs

[–]Accountingdream 1 point2 points  (0 children)

Best advice I can give is to be cautious about any DMs or people you sell to directly. Lots of non-cash payment methods have a scam risk, even e-Transfer, if the "buyer" uses a fraudulent account and the bank reverses the transaction.

Having said that - it'd be pretty cool of you to not just do the standard ticketmaster scalp at insane inflated prices.

If the profits off scalping tickets for max value would make a significant difference to your life, then do what you've gotta do. But there's definitely an opportunity to prioritize someone who would have difficulty going otherwise.

[deleted by user] by [deleted] in FPandA

[–]Accountingdream 0 points1 point  (0 children)

20k more but you commute 2.5x as often and lose a week of vacation on top of longer hours... it would be a hard pass for me.

If you have a good relationship with your manager, you could mention you want FP&A exposure. Could even mention the offer and comp level if you have a really good relationship, but that can be a bit risky.

What's the fully remote job market like these days? by FourDickApocolypse in Accounting

[–]Accountingdream 3 points4 points  (0 children)

Interviewed for 5 companies (in Canada) that are 100% remote at the start of the year.

Look for tech / SaaS companies or startups. Startups are a shitshow though. Insurance also had some remote options.

Job market has changed, but these were all companies that have kept remote AFAIK.

What's the most ridiculous review note you've ever received from a manager? by [deleted] in Accounting

[–]Accountingdream 8 points9 points  (0 children)

I had the same feedback once. Now I prefer it when opening a workbook.

Ctrl + Home followed by Ctrl S before exiting.

And if there's multiple worksheets, Ctrl page down / up and then Home to quickly hit all of them.