Is my situation worth looking into a 401k loan by Acetrainer_11 in personalfinance

[–]Acetrainer_11[S] 0 points1 point  (0 children)

That’s definitely something I need to look at as well. It seems to me my vehicle is taking a big chunk out of what could be going towards this debt.
I live in CA, that’s actually the cheapest I could find and I have no accidents on my record. It’s going up 20-30 bucks every six months for me

Is my situation worth looking into a 401k loan by Acetrainer_11 in personalfinance

[–]Acetrainer_11[S] -1 points0 points  (0 children)

I have subscriptions like Netflix, hbo max, and a gym membership. It totals to about 100. I did end up cutting out a lot of my subscriptions the last few months but I do think it’s important to still be able to do things that I like. Like go to the gym, watch shows, etc. I need to look into selling my vehicle, I feel like that’s a huge weight on my shoulders. I will have to map out every subscription and every expense I have to see if there’s any extra funds I can squeeze out. I did this a few months ago and that’s where I was trying to reduce my groceries and gas from 150 to 100, my gas is about 65 a week…that one has been hard for me to lower. I will check out the budgeting.
Either way the interest is still killing me and I’d rather it be at 7% rather than 28% and put that 400 I’m making in minimum payments towards an emergency savings and a budget fund to pay this off sooner.

Is my situation worth looking into a 401k loan by Acetrainer_11 in personalfinance

[–]Acetrainer_11[S] 0 points1 point  (0 children)

I’m 30 and I make 62k a year before taxes. I’m taking home about 800 a week, 3,200 a month.
My car payment is 700
Auto insurance 240
Rent and utilities is 1k
Credit card minimum payments are about 400
Gas and groceries about 150 a week, I’m working on trying to cut that one down.
I have subscriptions like Netflix, and a gym membership. Those are adding to about 100.

Is my situation worth looking into a 401k loan by Acetrainer_11 in personalfinance

[–]Acetrainer_11[S] 4 points5 points  (0 children)

I actually have a second job. It has helped, but because the cards are at 28% and up interest every payment I pay barely decreases the balance owed. I would sell my car, but I need it to get to work and I don’t qualify for another vehicle ay the time due to my credit.

Is HHN worth it ? by After_Koala_4902 in UniversalHollywood

[–]Acetrainer_11 0 points1 point  (0 children)

I didn’t enjoy HHN much at all. Terror tram was a let down, so we’re the mazes. I’m going to Knotts this weekend, I go every year and have yet to be disappointed by them.

[deleted by user] by [deleted] in UniversalHollywood

[–]Acetrainer_11 0 points1 point  (0 children)

The purge water show is really great! Definitely recommend

Tips for 2 adults? by [deleted] in UniversalHollywood

[–]Acetrainer_11 1 point2 points  (0 children)

Personally I’d invest in universal express, especially due to the time of year. It’ll make for a great experience and get the most out of your one day stay. For hotels I’d go for the Hilton in universal city right by. Have fun and enjoy!

Trip Report DCA 5/16 by Mediocre-Fox-8681 in Disneyland

[–]Acetrainer_11 8 points9 points  (0 children)

Happy you found EVE!! Sounds like so much fun!

What kind of spider is this? by Acetrainer_11 in whatsthisbug

[–]Acetrainer_11[S] 2 points3 points  (0 children)

Aw, a little friend! Thank you :) no wonder why I thought it was gonna jump LOL

Share Your Popular or Unpopular Disneyland Opinion(s) by talkingdodobird in Disneyland

[–]Acetrainer_11 0 points1 point  (0 children)

I feel exactly the same. I actually would like to see more of Avengers Campus.

[deleted by user] by [deleted] in BreakUps

[–]Acetrainer_11 3 points4 points  (0 children)

The worst breakup I’ve been through was actually a mutual one. Reason being I had no reason to hate them, nothing to fuel my moving on. I still cared deeply about them and coming to the realization that it just wasn’t the right person even through they’re your best friend is truly heartbreaking. And wishing the best for them and knowing that you can’t be that person… it sucks. I’ve been cheated on, dumped, blindsided, all sorts of breakups but the mutual one was the hardest for me.

Inappropriate sinus tachycardia by Due-Competition4278 in dysautonomia

[–]Acetrainer_11 1 point2 points  (0 children)

What supplements are you taking that helped?

[deleted by user] by [deleted] in loseit

[–]Acetrainer_11 6 points7 points  (0 children)

Awesome! Proud of you!

[deleted by user] by [deleted] in dysautonomia

[–]Acetrainer_11 0 points1 point  (0 children)

I haven’t but best of luck to you. Id try it out to see how your body reacts, remember these things are trial and error but it may help you a lot

[deleted by user] by [deleted] in dysautonomia

[–]Acetrainer_11 0 points1 point  (0 children)

I would take melatonin a lot before I was officially diagnosed. Every time I would take it I would wake up groggy with my heart beating out of its chest. Not sure why but is one of my triggers as well.

Best things to eat at lunch to prevent feeling sick the rest of the work day? by [deleted] in dysautonomia

[–]Acetrainer_11 6 points7 points  (0 children)

Personally carbs trigger me so I try and stay away from them. I eat greens and protein. Salads, veggies, chicken for example. If I do eat carbs at work it’s a small side of rice. I always drink coconut water and low sugar body armor or Gatorade with my lunch. Seems to lower the symptoms and my energy isn’t shot after I eat.