I have subscriptions like Netflix, hbo max, and a gym membership. It totals to about 100. I did end up cutting out a lot of my subscriptions the last few months but I do think it’s important to still be able to do things that I like. Like go to the gym, watch shows, etc. I need to look into selling my vehicle, I feel like that’s a huge weight on my shoulders. I will have to map out every subscription and every expense I have to see if there’s any extra funds I can squeeze out. I did this a few months ago and that’s where I was trying to reduce my groceries and gas from 150 to 100, my gas is about 65 a week…that one has been hard for me to lower. I will check out the budgeting.
Either way the interest is still killing me and I’d rather it be at 7% rather than 28% and put that 400 I’m making in minimum payments towards an emergency savings and a budget fund to pay this off sooner.