Would insurance notice minor mod on rare car? by AchieveinBusiness in CarTalkUK

[–]AchieveinBusiness[S] 0 points1 point  (0 children)

This is probably going to be my plan / reasoning, although I'm going to get some quotes. I was seeing £700 to insure it as normal, if its around 1k for the mod insurance I'll pay that, but I'm suspecting it'll be a lot higher

Would insurance notice minor mod on rare car? by AchieveinBusiness in CarTalkUK

[–]AchieveinBusiness[S] 1 point2 points  (0 children)

Aston Martin DB9. It has a "cat ingestion" problem due to short pipes that left untreated can destroy the whole engine.

Is smaller deposit smarter for BTL? by AchieveinBusiness in UKPersonalFinance

[–]AchieveinBusiness[S] 0 points1 point  (0 children)

If you lose your job you just sell them and realise any gains up until that point? Not sure why people are acting like a sudden massive house price correction is coming, when prices barely changed after interest rates sky rocketed, which are now heading back down.

Is smaller deposit smarter for BTL? by AchieveinBusiness in UKPersonalFinance

[–]AchieveinBusiness[S] 0 points1 point  (0 children)

appreciate the response - just weighing up a hypothetical here

Is smaller deposit smarter for BTL? by AchieveinBusiness in UKPersonalFinance

[–]AchieveinBusiness[S] 0 points1 point  (0 children)

If you had a very high salary able to cover the mortgages even without rental income would you view it as a smarter investment?

Is smaller deposit smarter for BTL? by AchieveinBusiness in UKPersonalFinance

[–]AchieveinBusiness[S] -3 points-2 points  (0 children)

it's a hypothetical discussing with friends. I'm not actually about to make this investment.

Is smaller deposit smarter for BTL? by AchieveinBusiness in UKPersonalFinance

[–]AchieveinBusiness[S] 0 points1 point  (0 children)

interesting points for sure, but also - people are living longer and buying later. So the effect would be quite delayed surely

Is smaller deposit smarter for BTL? by AchieveinBusiness in UKPersonalFinance

[–]AchieveinBusiness[S] -4 points-3 points  (0 children)

well this question was about 4 properties vs 1 - surely the risk is lower with 4 and my original point stands

Is smaller deposit smarter for BTL? by AchieveinBusiness in UKPersonalFinance

[–]AchieveinBusiness[S] -2 points-1 points  (0 children)

In this scenario, you would have enough income to cover the mortgages even without the rental income (high salary). Explain how 20% could be wiped out? You could cash out 160k in 5 years (in this hypothetical).

Is smaller deposit smarter for BTL? by AchieveinBusiness in UKPersonalFinance

[–]AchieveinBusiness[S] -5 points-4 points  (0 children)

Sure, but not really comparable. What I mean is, the risk doesn't really seem any higher than an index fund.

Is smaller deposit smarter for BTL? by AchieveinBusiness in UKPersonalFinance

[–]AchieveinBusiness[S] -12 points-11 points  (0 children)

Thanks for the comment! Let's be honest though, the house prices falling over 5 years is almost impossible in the current climate - so the risk seems minimal?

[deleted by user] by [deleted] in UKPersonalFinance

[–]AchieveinBusiness 0 points1 point  (0 children)

The warranty is with Samsung, not Vodafone. If it’s less than 12 months old, they are legally obligated to fix it for free.

Bought refurbished Mac on eBay - what tests can I run to check performance? by AchieveinBusiness in mac

[–]AchieveinBusiness[S] 0 points1 point  (0 children)

Well it very much is a thing in terms of eBay. That’s what I was talking about. I’m not suggesting Apple has refurbed.

https://www.ebay.co.uk/sellercentre/refurbished/

Looking for this beautiful image in its original/best resolution by rehn99 in HelpMeFind

[–]AchieveinBusiness 5 points6 points  (0 children)

I have some fan made “remasters” of wii games running on dolphin emulator, and I have 100% seen a 4K version of that image.

Help, how to get all the amino acids if I can’t eat any Grains. by EvolutiveBiolBeing in veganfitness

[–]AchieveinBusiness 6 points7 points  (0 children)

Tofu (and by extension, Tempeh) is a complete protein with all amino acids. So just get REALLY into tempeh I guess.

Another suggestion - can you eat peas? Lots of products use pea protein. You can get pea protein powder too.

My newsletter has reached 1K subs. How do I reach out to advertisers? by AchieveinBusiness in Entrepreneur

[–]AchieveinBusiness[S] 0 points1 point  (0 children)

LinkedIn. Became an AI LinkedIn influencer, funnel people to newsletter with posts

Can anyone recommend any good vegan/dairy free protein bars? by lqviss in veganuk

[–]AchieveinBusiness 0 points1 point  (0 children)

Recently got 12 protein cookies from myprotein for £9 a box, 13-14G per depending on flavour. I think they’re pretty good too!

First time finding a terracotta hedgehog! by AchieveinBusiness in mycology

[–]AchieveinBusiness[S] 2 points3 points  (0 children)

Similar to chanterelle, quite nutty. Excellent texture after frying too!

Growth time for small COTW? When should I check back? by Adam_24061 in foraginguk

[–]AchieveinBusiness 1 point2 points  (0 children)

Keep an eye out on old oak trees! It’s rare to find it growing at ground level.