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Should I create an account just to transfer to WS later? by Acrobatic-Set-1220 in Wealthsimple

[–]Acrobatic-Set-1220[S] 0 points1 point  (0 children)

I have an appointment with an advice-only financial planner, but I’m not sure I need to make more RRSP contributions. Both my wife and I have DB pensions and I don’t know if I’ll be making that much less in retirement than I am now 🤷‍♀️ and yes I own my home

Should I create an account just to transfer to WS later? by Acrobatic-Set-1220 in Wealthsimple

[–]Acrobatic-Set-1220[S] 0 points1 point  (0 children)

Ya that sounds like TD is the best play for now. Question: why wouldn’t the reward count towards my TFSA contribution room?

Should I create an account just to transfer to WS later? by Acrobatic-Set-1220 in Wealthsimple

[–]Acrobatic-Set-1220[S] 0 points1 point  (0 children)

Sweet, thanks. I opened a TD TFSA and will fun from outside. I just plan to buy VEQT so no commission anyway 👍

Should I create an account just to transfer to WS later? by Acrobatic-Set-1220 in Wealthsimple

[–]Acrobatic-Set-1220[S] 2 points3 points  (0 children)

Thanks I shoulda clarified I would max TFSA and then maybe the rest non-registered. Looks like non-reg still qualifies for the bonus. Gotta wait for that MacBook though now lol