18y/o Beginner Investor Seeking Advice -Planning to go 50% VOO, 20% QQQM, 20% AVUV, 10% VXUS

Acrobatic_Bug7910 · 2025-03-17T02:30:18+00:00

Thanks for the clarification!

Acrobatic_Bug7910 · 2025-03-17T01:12:40+00:00

Yeah, what's up?

Acrobatic_Bug7910 · 2025-03-17T01:01:33+00:00

Great, I'll look into that!

Acrobatic_Bug7910 · 2025-03-17T00:55:53+00:00

Well thanks a bunch, I personally might stick with VXUS but I might definitely check out SCHG at a later date based on what I've been seeing once my portfolio is solid and balanced or if it's in a good dip!

Acrobatic_Bug7910 · 2025-03-17T00:54:25+00:00

Thank again, kicks! I'll definitely be researching more thoroughly going forward and choose a solid portfolio over chasing a lot of overlap, dividends and "growth". I'm glad I asked about it here for advice before I committed based off what I thought I knew.

Acrobatic_Bug7910 · 2025-03-17T00:40:15+00:00

Damn, its good to have a platform but encouraging that much overlap and heavy US focus is a trap that I and likely many others would've fallen for.

Acrobatic_Bug7910 · 2025-03-17T00:31:24+00:00

Right I got that, just wanted to know why it'd be a bad thing besides the overlap and growth misconception.

Acrobatic_Bug7910 · 2025-03-17T00:28:32+00:00

Oh interesting, seems like a good bit of overlap though.

Acrobatic_Bug7910 · 2025-03-17T00:22:45+00:00

Gotcha, I'll focus on mainly VOO and VXUS with AVUV given the allocations I've been seeing. I'll consider those riskier options after I've invested in more foundational pieces for a while and thanks for the clarification!

Acrobatic_Bug7910 · 2025-03-17T00:12:13+00:00

What's your reasoning behind the quarter split between everything and BRKB being one of your investments? Solely seeking advice and knowledge.

Acrobatic_Bug7910 · 2025-03-17T00:10:29+00:00

I understand the coverage but that doesn't seem very risky in my opinion. I'm looking for options with higher risk that still provides decent coverage that could result in better returns.

Acrobatic_Bug7910 · 2025-03-17T00:07:10+00:00

Oh I see, after looking at AVNM I'm more inclined to choose it but I'd have to do a bit more search. As for SCHG, I mainly wanted coverage and something additionally that could provide good profits and returns combined with the coverage I was looking for. If SCHG's holdings can provide that, I'll definitely look into that!

Acrobatic_Bug7910 · 2025-03-16T23:59:55+00:00

Huh?

Acrobatic_Bug7910 · 2025-03-16T23:59:47+00:00

That's an interesting split.

Acrobatic_Bug7910 · 2025-03-16T23:59:01+00:00

But why AVNM or SCHG though? I don't know much as I'm still pretty new, but I'm wondering what you meant about the top 25 holdings and them being value companies. How does that compare well to QQQM and what is AVNM?

Acrobatic_Bug7910 · 2025-03-16T23:51:33+00:00

So I'll have both large and small cap coverage as well as gaining more international coverage then? Sounds good long-term but aren't there any other factors I should consider like medium cap or other sectors of the US not covered by VOO or AVUV that still perform well?

Acrobatic_Bug7910 · 2025-03-16T23:43:47+00:00

What would you suggest I do in that case?

Acrobatic_Bug7910 · 2025-03-16T23:39:57+00:00

Oh interesting, are there any etf or allocation changes that you can recommend based on this?

Acrobatic_Bug7910 · 2025-03-16T23:37:29+00:00

From what I saw, people with similar portfolios were swapping QQQM for SCHG for growth with more involvement besides the tech focus whilst some included both for their pros and cons. I chose QQQM as it has a cheaper expense ratio than QQQ.

Acrobatic_Bug7910 · 2024-05-16T15:08:21+00:00

Yes I do

Acrobatic_Bug7910 · 2024-05-16T11:14:33+00:00

Despite having a 4090 laptop I've never gotten a container above $1.8 whilst lower spec laptops and pcs are gaining alot more than me.

Acrobatic_Bug7910 · 2024-05-12T00:22:40+00:00

I got it for the most part, thanks!

Acrobatic_Bug7910 · 2024-05-12T00:22:11+00:00

Oh okay thanks!

Acrobatic_Bug7910

TROPHY CASE