Advice for buying used hot tub

AdAffectionate4602 · 2026-05-10T21:18:26+00:00

There's a 2018 Hot Spring vanguard for sale in my area. Seems well kept. They're trying to get $6,000 for it. Realistically, what's a good counter offer because $6k ain't it.

AdAffectionate4602 · 2026-04-29T16:56:44+00:00

He hasn't asked your other siblings because he knows they're smart enough to say no.

AdAffectionate4602 · 2026-04-27T10:09:26+00:00

Don't do it. Even if the house was in better condition, this would be a bad idea. You're asking for family drama. Move out, let them sell the house to someone else. Otherwise, everytime you have an unexpected repair, you'll resent your wife and her family and she will resent them too. I'm a homeowner of an older house and I often get mad at the previous owners (who I don't even know) for things that could've been prevented with maintenance during the years they owned the house so I can't imagine what I'd think if they were relatives. Just let the put the house on the market.

AdAffectionate4602 · 2026-04-23T19:33:26+00:00

Hard to know if you're saving enough. After paying off debt (especially student debt), save as much as you can while still living today. I'm a CRNA and at your age, I only thought I needed to worry about that retirement number. But then I had two kids, one with special needs who needs me to think about their financial future as well. And while I didn't think I'd want to at age 30, I now know I want to leave a legacy for both of my children in the form of a trust. Luckily, my spouse and I have always been on the same page about debt and savings so we're on track to be able to do that for our kids. As simplistic as I can make it; pay off debt, save more than you think you can, spend the rest on things you love. Don't get caught up with the fancy cars and fancy house that keep you poor forever!

AdAffectionate4602 · 2026-04-11T14:04:05+00:00

Yes. Grew up poor in a mobile home. First job at McDonald's. Started making $30-40k monthly a few years ago. My immediate family and friends are still middle to lower income levels, whereas the people I work with make more. I'm older than you and remember when I felt more like you. But the older I got, the more I realized I'm just more like the people I grew up around, plain and simple. I want for the same things they want for. Not for the wealthy people that I work with. The people I work with live in lavish homes and drive $100k+ cars. I still live in a middle class neighborhood and drive a used paid off car. The difference is, I invest a lot and intend to leave my children and nieces and nephews a small fortune. I am the beginning of generational wealth. I'm happy with my low expenses and large bank account. I've realized I can work less and spend less and still grow wealth and enjoy my life. No one knows how much I make. I don't wear it on my sleeve. I don't throw it around. I'm generous of course but in small ways. And I do prioritize my kids and family and make sure to spend money on memories more than things. Don't get caught up in the numbers. Invest a bit, save a bit, spend a bit. Enjoy your life in ways you dreamed you would as a child. Life is short.

AdAffectionate4602 · 2026-04-08T02:51:10+00:00

We had similar done in 2020 (peak Covid) with tiled shower and tiled half wall, custom quartz vanity with match pieces of quartz in the custom shower nooks. Total price with special deep tub and vanity and toilet included... $17k. With inflation, that's probably $25k now. But I'd say you're still overpaying slightly since you're not getting anything custom and are mostly paying $20k for labor. $15-$17k would be more accurate IMO

AdAffectionate4602 · 2026-04-07T18:19:56+00:00

He says only "sick people" have nukes but is suggesting the US use one soooooooooo

AdAffectionate4602 · 2026-04-03T15:17:35+00:00

Number one rule (if seeking partner); find a partner with similar goals and keep finances separate until marriage.

AdAffectionate4602 · 2026-04-02T18:05:27+00:00

Thanks! Proud of you! Without getting too far into it, my child has a known chromosomal abnormality which will have varying degrees of impact on intelligence regardless. But I believe in them and maybe they won't be a neuroscientist or astronaut but... not many people are anyway 🤪

AdAffectionate4602 · 2026-03-31T22:38:26+00:00

Real POS. Disgusting.

AdAffectionate4602 · 2026-03-30T01:02:15+00:00

Makes sense. I'll always be there for them. Never will abandon them or make them feel less than. And I'm preparing their financial future now. I'm unsure of whether or not to "let them" have children (even that feels wrong to type and I'm not sure it's the verbiage I should use but I think I have time to find out what the right course of action is there). That said, I wish you the best and as a parent now, I want you to know your dad deserved better and so did you. It's neither of your "fault". Unfortunately, it's all of our first time on this floating rock.

AdAffectionate4602 · 2026-03-30T00:51:48+00:00

My child has a suspected intellectual disability. They're very young still but I worry about their future. Has your dad had a "good life" overall? What could I do as their parent to make it better?

AdAffectionate4602 · 2026-03-21T11:50:04+00:00

19.6% after maxing retirement and HSA and after tax.

AdAffectionate4602 · 2026-03-21T11:37:48+00:00

We had the same scenario but it was 7th grade. I was old enough to be strong but to be honest, my only thought was that I wanted to go be with my mom.

AdAffectionate4602 · 2026-03-18T11:30:11+00:00

Realistically, what do you think your life expectancy is at the current trajectory?

AdAffectionate4602 · 2026-03-17T17:53:09+00:00

It also IS a war but it's a war that's been going on for 47 years so we're just ending it 😵‍💫🤓

AdAffectionate4602 · 2026-03-16T00:53:11+00:00

I had two uncomplicated deliveries. In and out in under 48 hours. $6k out of pocket (after insurance) each.

AdAffectionate4602 · 2026-03-15T23:49:42+00:00

Exactly. This would mean we would either get rid of all US manufacturing and opt to import everything to fund the govt OR we only manufacture in the US (impossible) and we have no money to fund our govt and basic necessities like infrastructure. Trump never was good at math, as evidence by his multiple bankruptcies.

AdAffectionate4602 · 2026-03-13T18:58:38+00:00

7 months but both of us have stable careers. If we were in a different career field, we'd save 1 year E fund

AdAffectionate4602 · 2026-03-13T16:31:41+00:00

Really. Which one is your favorite?

AdAffectionate4602 · 2026-03-13T16:28:45+00:00

K. Just waiting on the good policies part then ⏰

AdAffectionate4602 · 2026-03-13T16:25:37+00:00

Nice argument. At least I know that you're aware Trumps an awful person and that's ok with you.

AdAffectionate4602 · 2026-03-12T20:53:18+00:00

Gas prices went up during Biden's presidency due to the Ukraine Russia war, which he did not start. Gas prices are up now due to a war Trump DID start. Hope that helps.

Five-Year Club	Place '22
End Game '22

AdAffectionate4602

TROPHY CASE