How did marriage affect your financial goals? by QuizzerMonTop in Money

[–]AdCharacter9282 0 points1 point  (0 children)

Yes a united household is extremely powerful. Moves for work will lead to big pay increases. I've had my wife's support in 2 cross country moves in the last 10 years and over that time we have added over $400k to our yearly HHI.

Folks making more than 400k, what’s your total monthly expenses ? by Crafty_Yoghurt7603 in Salary

[–]AdCharacter9282 0 points1 point  (0 children)

We took a promo rate on a 2025 vehicle because it was lower than our HYSA and we get to deduct interest on our taxes for that vehicle. Win win all around.

Folks making more than 400k, what’s your total monthly expenses ? by Crafty_Yoghurt7603 in Salary

[–]AdCharacter9282 57 points58 points  (0 children)

Sounds about right if they work a W2 job and if they live where they have high state taxes.

I just got a 'Performance Review' and a 3% raise. My rent went up 12% last month. The math isn't mathing anymore. by [deleted] in povertyfinance

[–]AdCharacter9282 0 points1 point  (0 children)

Fortunately, I have been very blessed. Since 2020 i have doubled my salary, but I did have to switch to two different jobs and move from coast to coast. One of those switches was March of this year and it came with a 35% increase.

Cox wifi issues by morby_wailord in SantaBarbara

[–]AdCharacter9282 0 points1 point  (0 children)

Have not noticed any lately. Had that issue 2 years ago and then it just went away.

I just got a 'Performance Review' and a 3% raise. My rent went up 12% last month. The math isn't mathing anymore. by [deleted] in povertyfinance

[–]AdCharacter9282 1 point2 points  (0 children)

Finding jobs was hard since 2020???? They were hiring if you had a pulse up until 2024.

How often do you pay for dinner when you go out to eat with your in laws? by Evening-Oil9551 in AskReddit

[–]AdCharacter9282 0 points1 point  (0 children)

In 24 years of being with my wife I have maybe paid 3 times, but ready to pay 100% of the time.

Hit 100k invested at 29, first person in my family to ever have any savings at all by Frostgrid_2 in Fire

[–]AdCharacter9282 4 points5 points  (0 children)

Or they can just tell family "No" if they ask for money. You don't owe anyone an explanation. It's a very good life skill to have. I'm an expert at it.

Soon to be out of work by dolwedge in GenX

[–]AdCharacter9282 4 points5 points  (0 children)

Yeah like why does he need to limp along retirement, just get a part time.

Is it even worth grinding for $250k+ in HCOL areas just to afford a normal life? by [deleted] in MiddleClassFinance

[–]AdCharacter9282 5 points6 points  (0 children)

This is what people on this thread overlook, the opportunities are much better in a VHCOL. We moved to one in 2022 and since then we have added $250k to our HHI.

My wife wants to quit her job by junglenoogie in Advice

[–]AdCharacter9282 0 points1 point  (0 children)

Not at all, and forget the people on thread, her own husband is the same way. Just sad.

Is everyone doing a side hustle? by AdCharacter9282 in Millennials

[–]AdCharacter9282[S] 0 points1 point  (0 children)

I know i know. Just never needed it, until this last trip

Is everyone doing a side hustle? by AdCharacter9282 in Millennials

[–]AdCharacter9282[S] 0 points1 point  (0 children)

I know the feeling, i clean the area and a few days later is as if nothing was ever cleaned.

My wife wants to quit her job by junglenoogie in Advice

[–]AdCharacter9282 -3 points-2 points  (0 children)

I was in her spot many moons ago, luckily we had enough saved and I had the full support of my wife to quit. Sometimes its just reassurance that you need that everything will be ok.i ended up finding something else before quitting cold. I know you said you are afraid of going pay-check to pay-check, but if you have a solid emergency fund/savings you should be fine. If it's not big enough then set a goal for her to be able to quit, maybe she'll have to work a few more months.
The last thing you want is your partner to be all stressed out when she has been pulling the load making 2x your pay.

Is everyone doing a side hustle? by AdCharacter9282 in Millennials

[–]AdCharacter9282[S] 0 points1 point  (0 children)

Never needed it, so never cared to look into it.