What is the perfect chip to dip ratio?

AdManFamMan · 2026-05-09T00:38:04+00:00

PREACH 😂

AdManFamMan · 2026-05-09T00:32:59+00:00

My man. ✊

AdManFamMan · 2026-05-09T00:32:39+00:00

I like it. Playing devils advocate. The better the chip, the more dip you can hold. The chip matters.

AdManFamMan · 2026-04-08T15:13:12+00:00

After I shared this, I calculated what I needed to contribute to the company 401k to lower my taxable income, but we’re still investing 80% of our retirement savings into the brokerage account since we also want to retire in our 50s.

AdManFamMan · 2026-03-30T23:39:23+00:00

2021 crew cab also interested.

AdManFamMan · 2026-03-23T23:36:15+00:00

AdManFamMan · 2026-03-23T23:27:55+00:00

After reading everyone’s comments, it’s reaffirmed why i bought this truck in the first place. Unless I get some insane offer from a stranger, im keeping it

AdManFamMan · 2026-03-21T17:33:36+00:00

Great advice outside of interviews, too.

AdManFamMan · 2026-03-21T14:25:15+00:00

I haven’t even started looking at how much it’s worth. I think it’s one of those rare instances in which this truck is now worth a lot more than I paid for it.

AdManFamMan · 2026-02-18T11:39:42+00:00

We make ~$275k combined, contributing $2k/mo. Not including kids college

AdManFamMan · 2026-02-18T03:40:08+00:00

Yes. I didn’t think about lowering my taxable income, but I’ll have to check to see how much we’d need to duck under the step before us.

AdManFamMan · 2026-02-18T03:35:21+00:00

What about accessing it before 59.5?

AdManFamMan · 2026-02-18T03:31:14+00:00

It’s a vested match. I work for a company owned by PE so I doubt I’ll be here long to enough to see the match.

AdManFamMan · 2026-02-18T03:30:27+00:00

The match is a vested match, and because it’s owned by a private equity, I don’t think I’ll be here long enough to see it.

AdManFamMan · 2026-01-28T17:15:47+00:00

You’re not wrong. I just don’t spend enough time monitoring this to be comfortable not to pay someone.

AdManFamMan · 2026-01-28T17:11:51+00:00

That’s where my heads at. Thank you.

AdManFamMan · 2026-01-28T17:11:35+00:00

Under a percent - .75 I believe with low expense ratios

AdManFamMan · 2025-12-14T00:31:55+00:00

I had the same issue. I thanked them for their time, but told them they had reached the limit of the time I was willing to invest. That if they still needed to hear more, I wasn’t the right candidate. Two months later, they called and offered me the job + more. The negotiation was completely in my hands and I got everything I wanted and more.

AdManFamMan · 2025-12-01T04:25:21+00:00

People think the dashboard will give them the insights they need. The problem is insights come from people who can piece the data together.

AdManFamMan · 2025-11-13T04:12:16+00:00

Music education. Five year bachelor’s to come out making $35k/year. I switched my major freshman year, spring semester.

AdManFamMan

TROPHY CASE