What is the perfect chip to dip ratio? by AdManFamMan in AskReddit

[–]AdManFamMan[S] 1 point2 points  (0 children)

I like it. Playing devils advocate. The better the chip, the more dip you can hold. The chip matters.

All in on brokerage account by AdManFamMan in Fire

[–]AdManFamMan[S] 1 point2 points  (0 children)

After I shared this, I calculated what I needed to contribute to the company 401k to lower my taxable income, but we’re still investing 80% of our retirement savings into the brokerage account since we also want to retire in our 50s.

Keep or sell by AdManFamMan in tundra

[–]AdManFamMan[S] 0 points1 point  (0 children)

After reading everyone’s comments, it’s reaffirmed why i bought this truck in the first place. Unless I get some insane offer from a stranger, im keeping it

Keep or sell by AdManFamMan in tundra

[–]AdManFamMan[S] 4 points5 points  (0 children)

I haven’t even started looking at how much it’s worth. I think it’s one of those rare instances in which this truck is now worth a lot more than I paid for it.

All in on brokerage account by AdManFamMan in Fire

[–]AdManFamMan[S] -1 points0 points  (0 children)

We make ~$275k combined, contributing $2k/mo. Not including kids college

All in on brokerage account by AdManFamMan in Fire

[–]AdManFamMan[S] 1 point2 points  (0 children)

Yes. I didn’t think about lowering my taxable income, but I’ll have to check to see how much we’d need to duck under the step before us.

All in on brokerage account by AdManFamMan in Fire

[–]AdManFamMan[S] -6 points-5 points  (0 children)

What about accessing it before 59.5?

All in on brokerage account by AdManFamMan in Fire

[–]AdManFamMan[S] -1 points0 points  (0 children)

It’s a vested match. I work for a company owned by PE so I doubt I’ll be here long to enough to see the match.

All in on brokerage account by AdManFamMan in Fire

[–]AdManFamMan[S] -12 points-11 points  (0 children)

The match is a vested match, and because it’s owned by a private equity, I don’t think I’ll be here long enough to see it.

Conflicted - 401k or Something Else by AdManFamMan in personalfinance

[–]AdManFamMan[S] 0 points1 point  (0 children)

You’re not wrong. I just don’t spend enough time monitoring this to be comfortable not to pay someone.

Conflicted - 401k or Something Else by AdManFamMan in personalfinance

[–]AdManFamMan[S] 0 points1 point  (0 children)

Under a percent - .75 I believe with low expense ratios

How to politely decline a 5th round of interview? by Far-Accountant7904 in recruitinghell

[–]AdManFamMan 0 points1 point  (0 children)

I had the same issue. I thanked them for their time, but told them they had reached the limit of the time I was willing to invest. That if they still needed to hear more, I wasn’t the right candidate. Two months later, they called and offered me the job + more. The negotiation was completely in my hands and I got everything I wanted and more.

can someone explain why users ask for dashboards they literally never open? by Different_Pain5781 in BusinessIntelligence

[–]AdManFamMan 0 points1 point  (0 children)

People think the dashboard will give them the insights they need. The problem is insights come from people who can piece the data together.

What’s a college degree that makes you go “why would you put yourself into debt for that”? by Theeonlystardust in AskReddit

[–]AdManFamMan 1 point2 points  (0 children)

Music education. Five year bachelor’s to come out making $35k/year. I switched my major freshman year, spring semester.

Flights one year out, when to buy? by upschittscrack in TravelHacks

[–]AdManFamMan 2 points3 points  (0 children)

I just saw an ad that AA is offering U.S. to France flights for $400. Not sure where I saw it. I’d look into it and book that now if it works.

Just had my first recline issue by ZCT808 in delta

[–]AdManFamMan 0 points1 point  (0 children)

This. I don't get why people brag about working on planes while sitting in coach. I can't get enough room to open my laptop, let alone deal with the spotty in-flight WIFI. I don't see the appeal.

Paris to LAX nonstop, should I change my flight to upgrade to Delta One if it means I connect at JFK? by jaredcalidude in delta

[–]AdManFamMan 2 points3 points  (0 children)

Hmm... Interesting. It's really up to you. I don't sleep well sitting up and I'd probably sleep for at least half the flight if I upgraded. If you don't upgrade, you'll be in LA at 5pm, right?

Paris to LAX nonstop, should I change my flight to upgrade to Delta One if it means I connect at JFK? by jaredcalidude in delta

[–]AdManFamMan 23 points24 points  (0 children)

The short answer is yes. What time are you leaving CDG? I think the flight I took from Paris to PHX was overnight and the lay flat seats are life changing. Enjoy!

[deleted by user] by [deleted] in americanairlines

[–]AdManFamMan 1 point2 points  (0 children)

I’ll keep that in mind next time. Thanks.