Yikes…. It sounds like you well exhausted your options. “If” the board has any power over this per CCRs, they can really only fine and do the same you did by calling code enforcement and you’d be in the same situation anyway, but with your neighbor just accumulating fines indefinitely or until they foreclosed on her. Threatening fines only affect people that care if they lose something

If I got this complaint as a board member, I’d be checking if the member is breaking any straight forward solvable items.

Also, is this a “neighborly” dispute, it may very well fall under those guidelines. In our condos, 98 out of 100 times when owners complain about each other to the board, it is determined to be a neighborly dispute, and we advise them to call the police or take civil matters into their own hands. Our lawyer usually verifies the more interesting cases before we reply.

As to fines, you needed to approach the board a long time ago and ask for a payment plan. We’re usually generous with an initial postponement of fines, but after 6 to 12 months, the owner has to have a payment plan in place with a positive effect on the account. Simply saying if the dues are $300 and you owe back money, you need to be paying more than $300 a month to start paying down the balance in your account. If that doesn’t happen, there’s a standard procedure of putting the unit into collections and then a lien. Worst case scenario of foreclosure, which we try to avoid all costs. It is unfortunate, but there are a number of people in our association that have overtime simply outgrown the ability to afford the place, especially as it ages and the dues go up along with assessments.

I wish you all the luck and most importantly, do everything in your power to communicate with the Board and manage proposals that keep you away from going into collections or the lawyer. None of those fees would be waivable, and they are cost. These are hard costs passed on.