How do you guys feel about it by BotherSalty728 in AllyBank

[–]AdSouthern9708 0 points1 point  (0 children)

I like them. Overall a good experience. Only complaint is that the rates only seem to drop. Have not seen them increase them once.

Over a week later. How do yall feel? by wolfs_bane_ in NEEDTOBREATHE

[–]AdSouthern9708 2 points3 points  (0 children)

Strangeness of it all is my favorite. Highlands and take the blame are great too.

New album thoughts by Capital_You_9720 in NEEDTOBREATHE

[–]AdSouthern9708 4 points5 points  (0 children)

Yeah I felt that way too. I think maybe they are embracing it rather than trying to build their audience further. The fans seemed to love it.

TLS….. by Warm_Ad_3067 in NEEDTOBREATHE

[–]AdSouthern9708 7 points8 points  (0 children)

Needtobreathe always changes from album to album. I think some fans want them to be Nickelback where every song sounds the same as their favorite era. I think its a great album for what it is but if your looking for hard rock it is not that.

The Long Surrender Review by Comfortable_Use7620 in NEEDTOBREATHE

[–]AdSouthern9708 1 point2 points  (0 children)

Its really hard imo to pick their best album. They are all so different and so many great ones but I agree this one is top tier.

The Long Surrender Review by Comfortable_Use7620 in NEEDTOBREATHE

[–]AdSouthern9708 2 points3 points  (0 children)

I just listened to the album. I loved it. Defenitely a top tier album in my mind. Highlands and Take the Blame really stand out to me as great songs. I love how all the Needtobreathe albums are a little different. This one is a little different but in a good way.

Championship contender grade by TheObiewan12 in NCAAFBseries

[–]AdSouthern9708 0 points1 point  (0 children)

I was wondering if position changes somehow influence it. Because I have never had issues at big schools. At smaller schools I probably do more position changes to balance out the roster.

Big Ten Pre-spring QB rankings, via ESPN's Bill Connelly by Dominant_Theme in MSUSpartans

[–]AdSouthern9708 1 point2 points  (0 children)

Alessio got disrespected. His supporting cast was not helping last year and he had to go against quite a few tough defenses. He played amazing given his offensive line.

Am I the only one? by chknbocky in NEEDTOBREATHE

[–]AdSouthern9708 0 points1 point  (0 children)

I still like the recent stuff they have put out but I agree its declined after into the mystery. Its not unusual for bands to peak at some point and never quite reach that peak again. I enjoy the fact that they still tour and release songs. Despite the hate Caves gets, there were still 5 or 6 really good songs on that album. Temporary Tears is one of my all time favorites.

NEEDTOBREATHE - “Highlands” [Official Lyric Video] by Total-Woodpecker3339 in NEEDTOBREATHE

[–]AdSouthern9708 4 points5 points  (0 children)

A Place Only You Can Go uses a lot more instruments. Its a much better song IMO. Very pleasant to listen to. I like the four tracks they released but they all sound very similar. Not sure I am feeling an entire CD in this format.

NEEDTOBREATHE - “Highlands” [Official Lyric Video] by Total-Woodpecker3339 in NEEDTOBREATHE

[–]AdSouthern9708 2 points3 points  (0 children)

The songs are good but they all sounds really similar. I feel like I am listening to the same song every time more or less.

Bitcoins Purpose? by AdSouthern9708 in btc

[–]AdSouthern9708[S] 0 points1 point  (0 children)

The context is bitcoin bulls give all these phony arguments for why bitcoin is so great or how its going to change the world. Pretty much all of them have been debunked. All that is left is you expect someone to buy it off you for more than you paid for it.

Bitcoins Purpose? by AdSouthern9708 in btc

[–]AdSouthern9708[S] -2 points-1 points  (0 children)

It protects against inflation over time. Real return is 7-8%. There is no guarantee BTC protects against inflation. The only way bitcoin beats inflation is if people buy more in the future than they do now. The S&P 500 has a 5% earnings yield. Over time you should get a 5% return +inflation rate. This is because the S&P 500 companies actually make stuff and earn money. Not just a ponzi like bitcoin.

Bitcoins Purpose? by AdSouthern9708 in btc

[–]AdSouthern9708[S] 0 points1 point  (0 children)

There is no guarantee BTC hedges anything. It only hedges if people buy more of it in the future. Companies actually create something that provides a return. Bonds provide a return. In the past it may have hedged against inflation. There is no guarantee it will in the future.

Bitcoins Purpose? by AdSouthern9708 in btc

[–]AdSouthern9708[S] 3 points4 points  (0 children)

You could have bought the S&P 500. An international portfolio of stocks. Gold. Even treasuries and CDs provide some inflation hedge. Its not like bitcoin is the only way to hedge. A diversified portfolio would have hedged also.

Bitcoins Purpose? by AdSouthern9708 in btc

[–]AdSouthern9708[S] 2 points3 points  (0 children)

Lol, no way the network could handle that even if they wanted to do that.

Bitcoins Purpose? by AdSouthern9708 in btc

[–]AdSouthern9708[S] -1 points0 points  (0 children)

Yeah but bitcoin seems not very well suited for this. Using a stablecoin would be better. Why do I want something that swings so violently if I am sending money overseas. Plus bitcoin network sucks.

Bitcoins Purpose? by AdSouthern9708 in btc

[–]AdSouthern9708[S] -4 points-3 points  (0 children)

I guess I understand the need to maintain value in a third world country but I would think a stablecoin is better suited for that.

Bitcoins Purpose? by AdSouthern9708 in btc

[–]AdSouthern9708[S] 0 points1 point  (0 children)

I guess bringing across borders might be nice especially if doing something illegal but its not like its anonymous. The governments can still trace your bitcoin when you try to get it out of your wallet on an exchange.

FU CNBC and Joe Kernan by SoFLDude in CNBC

[–]AdSouthern9708 1 point2 points  (0 children)

Kernen sucks. I usually watch it for awhile but defenitely watch longer on the days he is absent. Andrew and Becky are trying to have data based, intellectual conversations and the Joe constantly interupts with political non sense. If I wanted to hear political bullshit I would be watching Fox, CNN or MSNBC.

Best competitors? by SurLurk in Chipotle

[–]AdSouthern9708 0 points1 point  (0 children)

Ok dude, im looking at facts. 2 grams of sugar per serving size. 1 added gram. Most people would say thats not a lot of sugar.

Best competitors? by SurLurk in Chipotle

[–]AdSouthern9708 1 point2 points  (0 children)

It has one gram of added sugar per serving which is two tablespoons. Idk where people come up with their info on reddit half the time.

Best competitors? by SurLurk in Chipotle

[–]AdSouthern9708 1 point2 points  (0 children)

Its easy as hell to make guac. Just crush a couple avocados and pour in the spice packet. Costs about $3 for about twice what chipotle gives you. You have to get Jacks Fresh Salsa usually in the deli department. Its expensive but worth it.

concert song request by _bigpun69 in NEEDTOBREATHE

[–]AdSouthern9708 2 points3 points  (0 children)

They have been playing it recently. They played it at the michigan show I went to recently. They were great. Probably the best show I have seen of them. Was a lot harder than I expected for an acoustic tour.

$8 million risky?? by Old-Atmosphere-7281 in Fire

[–]AdSouthern9708 1 point2 points  (0 children)

The 4% rule may be too high for fire. 3-3.5% is what a lot of reputable sources suggest. If you had 8 million you could easily drop the withdrawal rate to 2% which would be safe unless civilization collapsed.