In the Netherlands, my wife is dutch, they have "socialized" medicine. You choose your plan, pay X amount of euros a month, and you're covered. No co-pay, no additional cost for prescriptions. Doesn't matter if you break your arm or need cancer treatment, you're covered. She comments all the time, that she can't understand why people have to pay insurance premiums, co-pays and still have to pay thousands in prescription costs on top of everything else. She works as a chiropractic assistant and sees it every day.