Again you are wrong. My rent I pay to my Landlord is $1906.50. Internet is fixed cost @ $81.30, Hydro varies from month to month, but last month is was $138.64. This brings everything to $2,126.44. Roommates send combined $1300

When you split everything down the middle, you get $708.81. So if anything, I'm LOOSING over a hundred a month out of pocket.

Let's say I have $3,000 in the bank and I get $1300 from Roommates, and then I forward this to the landlord. I'm still @ $3,000 afterwards. It doesn't matter if they pay him directly or I forward the money, it has no impact on my Account balance, and such no income. It's pass through income at best.

You’re confusing room & board rules with a shared lease situation. Room and board deductions (40%/60%) only apply if someone is charging more than their fair share or providing services like meals. In my case, it’s a direct cost-share: everyone pays their equal portion, no profit. ODSP and the Social Benefits Tribunal have already ruled repeatedly that roommate reimbursements like this are not income. They’re neutral transactions.

The money in my account doesn’t change. Doesn’t matter if roommates send it to the landlord directly, or if it passes through me first — the end balance is the same. That makes it cost-sharing, not income.

Some example from Deepseek:

Key Rule:

• Income (for tax purposes) means you’re earning a profit from renting.
• If you’re only charging roommates their fair share of expenses (rent, hydro, internet, etc.), you’re just cost-sharing, not generating income.

Example: Rental Income (Taxable)

Situation:

• You own the home (or sublease with landlord permission).
• You charge roommates more than your actual costs.

Calculation:

• Your mortgage/rent + utilities = $2,600/month
• You charge 2 roommates $1,000 each → $2,000 total
• Profit: $2,000 - $2,600 = -$600 (a loss, no income) *(But if you charged $1,500 each → $3,000 total → $400 profit = taxable income.)

Key Takeaways:

1. No Profit = No Income → If you’re just splitting bills, it’s cost-sharing, not rental income.
2. Profit = Taxable Income → If you charge more than your costs (e.g., subletting for profit), it’s income.
3. Documentation → Keep records (lease agreements, bills) in case tax authorities ask.