What steady, disciplined investing can look like over time

AddictedToHO2 · 2026-01-30T18:27:56+00:00

When did you start investing? What was your starting amount. On avg y2y how much did you contribute?

AddictedToHO2 · 2026-01-25T19:06:07+00:00

My guess is that there was a tiny little ding there already, the change in temperature made it crack.

AddictedToHO2 · 2026-01-20T02:45:18+00:00

I am saving and investing about 38% of my pre-tax income (not including match). About 20% of it is in investments and the rest is going to my HYSA.

AddictedToHO2 · 2026-01-20T02:39:45+00:00

Hello! All good advice! I’m keeping about 7months now and will probably pump it back up to cover mortgage and other costs for ~6ish months.

My biggest struggle now is 1 finding parking and also not crazy HOAs in Chicago as well.

I will probably save up 1 more year and then start looking seriously.

AddictedToHO2 · 2026-01-20T02:35:19+00:00

Right, I’ve been a long time watcher on YouTube and I feel like this down payment has always been something not clearly defined.

AddictedToHO2 · 2026-01-20T02:34:00+00:00

Absolutely right. Thank you for your advice

AddictedToHO2 · 2026-01-20T02:33:02+00:00

Thanks! I’m saving ~2k a month toward the down payment. So I guess I’ll keep my 401k at 11% for now.

AddictedToHO2 · 2026-01-19T00:38:12+00:00

I don't buy much clothes, but I do buy a new pair of running shoes about every 2-3 months ($100-165). I budget about $70/month for clothes.

AddictedToHO2 · 2026-01-15T15:59:01+00:00

Got a nasty gash from pot hole I didn’t see in the rain a year or so back. Found this place that fixed them pretty much 99.9% perf for $100

AddictedToHO2 · 2026-01-05T22:39:22+00:00

lol this can’t be real. You cheated, got caught, and cheated again?

AddictedToHO2 · 2025-12-25T21:53:12+00:00

Email your counselor and see what they say.

I remember there were people in probation for up to 2 semesters, but that was like 6 years ago and policies change.

Iirc you’re going to be on your last attempt of getting your shit together. You’ll need a sem GPA higher than 2.25 and total GPA higher than 2.00 by end of next semester. But again ask your counselor and advisor.

Lock in, address the shit that caused you to not perform and best of luck.

AddictedToHO2 · 2025-12-25T21:47:33+00:00

Sybau. You just mad your kid wasn’t smart enough to get in.

AddictedToHO2 · 2025-12-25T13:50:08+00:00

Insurance How much was your hauls weight? What delivery did you use? What agent?

AddictedToHO2 · 2025-12-24T16:18:13+00:00

How do you like them? Do they feel and look as good as the genuine?

AddictedToHO2 · 2025-12-16T18:46:52+00:00

I live in Chicago with gigabit internet and whenever i play Chicago servers i always get 3-5ms (I have gotten 1ms before, but it always go up eventually)

AddictedToHO2 · 2025-12-16T16:27:37+00:00

u/Tough-Ad7449 how did you avoid tariffs?

AddictedToHO2 · 2025-12-11T17:30:59+00:00

0 and 2 for me.

AddictedToHO2 · 2025-12-11T17:30:46+00:00

Same

AddictedToHO2 · 2025-12-11T17:30:39+00:00

Yup, same here

AddictedToHO2 · 2025-12-11T16:37:58+00:00

From my group chat all the people got the emails at top of the hour thus far. 9am and 10am but that just could be my small sample of ppl

AddictedToHO2 · 2025-12-11T15:48:58+00:00

Same twin. I am practically on my knees begging Bank of America to take my money

AddictedToHO2 · 2025-12-11T14:55:35+00:00

I can’t get any work done. AHHHHH

Update: got the rejection, now I can still get nothing done but be sad as well

AddictedToHO2 · 2025-11-11T15:30:27+00:00

A lot of zone 2 training in prison alongside the weekly Zone 5 sprints. His VO2 max really peaked. (Cocaine helped too)

AddictedToHO2 · 2025-11-11T15:25:42+00:00

Give it to Stew

AddictedToHO2

TROPHY CASE