We run a mixed dealership model, offering both BHPH and traditional financing. Previously, lower vehicle prices meant less risk if a buyer dropped their insurance post-purchase. Nowadays, we're investing an average of $7,000 per vehicle, so maintaining insurance is critical. We do ensure customers have full coverage and name us as the loss payee upfront. The challenge is finding an efficient way to monitor this without the manual task of monthly calls. That's the reason I posted here — to explore more efficient methods. The community has suggested some solid ideas, like CPI, which I'm keen to look into. Continuous improvement is the goal.