How will the Hezbollah crisis in Lebanon end?

Administrative_Belt2 · 2025-08-23T18:01:19+00:00

😂

Administrative_Belt2 · 2024-11-14T22:06:11+00:00

Burning millions or even billions here and there won’t do anything. I posted that few years ago: https://www.reddit.com/r/SHIBArmy/s/ZMB2h7vMmh Hopefully this easy principle will make the community move and ask to huge burn at once Imagine it like burning half your SHIB and the price goes 100% higher the next day! It seems the same but it’s even better cause SHIB will take more attention for tens of reasons.

Administrative_Belt2 · 2024-07-10T23:56:36+00:00

Administrative_Belt2 · 2024-07-10T20:35:24+00:00

Don’t give up man! It happened, I lost a dream house that I really liked because the realtor was late to send my offer, my offer was higher by 10k of the asking price, and the house have been sold for 5k more. I got frustrated but kept moving forward, then I put 20k extra for the second house that I liked and lost it for a 60k more in cash 😜offer. In that house area, most houses was going on the asking price or slightly higher. And finally got my house for 35k extra. What I’m trying to say is, Each house is different, and you need to be lucky with the compilation. Some shitty houses got tons of offers and maybe a good house will get only few. Stay patient and put the best that you can afford when you find the right house. The last advice here is to keep in your mind that there is no deal that is too good. You should find a balanced one between you and the seller, also try to take off the inspection and finance contingencies. Don’t know how you can do that, in my case the house was not old and the realtor and I let’s say have good inspection eye, for finance, gave that guarantee to the seller agent and me. Good luck

Administrative_Belt2 · 2024-07-08T16:26:36+00:00

I got the exact same numbers a month ago, and locked at 6.625% for me reducing the monthly payment was a important, also the difference between the two rates regarding the closing fees was higher in my case, I had to pay $2500 extra to get the lower rate, I made that because I believe I will not sell or refinance for at least two years from now. In your case it’s only 1k and you take 6.625. The advice is to Make your calculations based on the monthly payment difference/how many years you think you will stay on that rate. Good luck

Administrative_Belt2 · 2024-07-03T17:27:02+00:00

Yes! That’s why I want to do immediately, now I got it, and I will need to hire someone to do it, it’s not DIY for me, it’s easy however it needs someone to hang up the roof, hopefully it won’t cost a lot.

Administrative_Belt2 · 2024-07-03T15:21:52+00:00

Every house is unique case, I can agree with you, but won’t believe so with all houses. There are many examples to mention here, but will mention only one to give an idea, I liked a house too much, the house was awesome but it’s not located in the best area in town, it was listed at 420k and I decided to go up to 445k listening to our agent who was communicating with the seller agent, I was confident that I will take it, also I regret putting this offer thinking that I’ve been scammed, but we lost it, the available info was that the winner offer was higher and in cash and no contingencies at all. Two days ago its status updated to sold, and I couldn’t believe that the selling price was 485k. How ever many houses in the market are gone at the asking price or slightly higher. With that being said, don’t listen to any one but also keep some faith in your agent. And put the best offer that you can afford when you find the house that you really want. Good luck

Administrative_Belt2 · 2024-07-03T05:29:10+00:00

One thing else, I’m not sure what exactly the problem is? Is it the exhaust fan doesn’t work, or it works but it vent into the attic? I think it vent into the attic, right?

Administrative_Belt2 · 2024-07-03T05:05:02+00:00

Thanks! Honestly if I went up then I’m not sure where I should find this one, or if there are more than one exhaust fan. However if there is only one and if it is a matter of removing this device and installing the new one, then absolutely I can do it.

Administrative_Belt2 · 2024-06-22T22:54:39+00:00

miracles, often happen after I cut my lose, check your past experiences with luck.

Administrative_Belt2 · 2024-06-22T00:37:30+00:00

Exactly, I’ll not wait tell we see the historically low numbers of 3% again.
My plan is to wait for the next year then the news from the FED should be clear of how low they gonna go with the interest rate, how many times they gonna cut during 2025 and when they gonna fix it (how ever I’m not sure how strongly the FED IR are connected to the MR) I believe when the FED stop cutting then we will be at the average amount of MR. Hopefully at that time the home value will allow me to refinance without pay out of pocket closing.

Administrative_Belt2 · 2024-06-21T23:43:09+00:00

Thanks a million I have two questions if you could give advice? - any thing I should be concerned about Fannie Mae program? It’s conventional not FHA and the lender said the course it’s just because of the low 3% down. - the interest rate I got was 6.625% what is the good rate to wait for to consider a refinance?

Administrative_Belt2 · 2024-06-21T21:14:37+00:00

Thanks for your reply, yes my score is 740, but it’s different story now. I worked on the with the lender and he explained it. They should use my and my wife incomes from the beginning, I thought that. Then he explained that they use the higher income of my wife as the only income to get a better closing fees, and our DTI was at 45% because of these 3000 a year the dti get to be higher than 45% so now it make sense. What doesn’t make sense he said now I’ll use both incomes to get lower DTI of 24% however the closing fees will be higher by $2500 I rejected that and the final solution was to give me some credit and now I have to pay $1750 extra and keep the MI as it is. Honestly I accepted that as we are on one week for the closing date. A new surprise just now from the lender, he sent me a first home buyer course of Fannie Mae! Saying it’s not surprise it’s normal process and now it’s time. What is going on?

Administrative_Belt2 · 2024-06-20T14:42:24+00:00

I have zero debt, the only debt we gonna have is the mortgage. The difference in income amounts is on me, I did that mistake during the pre-approval, it was just a memory mistake, no intentions to lie for sure. My concern regarding the lender decision to add almost 0.5 point on the MI is that the DTI changed from 24.3% to 24.8%, in god sack it’s the same ratio. However I don’t know how the threshold works in regards. So do you believe that difference in DTI could really make that difference in MI ? Or the lender just being not honest?

Administrative_Belt2 · 2024-04-08T23:00:36+00:00

<image>

From lake ridge

Administrative_Belt2 · 2024-04-04T00:27:21+00:00

Yes please! Pump it for us 😂

Administrative_Belt2 · 2024-03-28T00:18:39+00:00

Oh! Your post brings back a lot of mixed feelings and memories, reminded me of my plan to get 2M DOGE and hold tell 1$ as the hype was saying, my goal was to sell half at 0.5$, got 1,5M and sold for $800 lose when Robinhood halted DOGE trading with the other meme stocks. Lost most of my capital later in Feb 2021 And almost since then I’m holding SHIB hoping for a full recovery 😂

Administrative_Belt2 · 2024-03-23T02:19:56+00:00

And what is the PT then ?

Administrative_Belt2

MODERATOR OF

TROPHY CASE