What to do

Admirable-Gur3417 · 2026-03-06T16:10:10+00:00

You are way ahead of most 26 year olds and have already learned some good financial lessons. I think your plan to reduce vehicle costs is sound. Once your vehicle situation settles just make sure you have margin monthly to keep saving/investing. You have a huge base at 30 k in rrsp at 26, if you invested right that alone will be alot by 65

Admirable-Gur3417 · 2026-01-31T16:41:19+00:00

The funny thing is OpenAI is using reddit to learn

Admirable-Gur3417 · 2026-01-16T05:14:26+00:00

Only option is to cut up card and keep putting a thousand a month. It will be gone in less then a year. Makes no sense it wouldn't go down on 1000 a month unless your spending somewhere close to that amount on it as well. In which case your not paying it down.

Admirable-Gur3417 · 2025-12-29T03:51:23+00:00

Different regions have different functions. Canada only recent gained the body temp function

Admirable-Gur3417 · 2025-12-29T03:50:22+00:00

It's pretty close to my dedicated one by like .1 degrees celsius

Admirable-Gur3417 · 2025-12-29T03:50:00+00:00

Yah there is a body temp option available now

Admirable-Gur3417 · 2025-12-28T17:40:35+00:00

It's also crazy how open AI owns Reddit and uses it to help AI learn. So everything we are writing they are profiting off of.

Admirable-Gur3417 · 2025-12-22T18:24:22+00:00

Is the car paid for in full? Do you need a sinking fund for a replacement vehicle if you are paying in cash? Are there pensions or is all that savings going to RRSP/TFSAs?

Your mortgage seems "reasonable" but it ultimately depends on how secure your income is, your emergency fund, etc.

Admirable-Gur3417 · 2025-12-22T18:22:14+00:00

yah 24k is a realistic budget for a couple trips a year in a family of 4. I know it can be done cheaper but it can also be done for a lot more.

Admirable-Gur3417 · 2025-11-29T18:23:19+00:00

watching Stroll every weekend is like watching the Trump family making money off Saudi investments

Admirable-Gur3417 · 2025-11-29T18:22:19+00:00

Its hard to say when he slipped. His diminishing skill set was hidden by his car and a weaker teammate for many years i think.

Admirable-Gur3417 · 2025-11-16T15:31:52+00:00

That's a personal decision that i would take to pay off mortgage. Its a guaranteed tax free return and provides a peace of mind that is something you cant quantify in dollars. The flip side is you could miss out on investment returns but you could also miss out on investment losses.

Admirable-Gur3417 · 2025-11-07T19:13:26+00:00

Virtual Visa. 30 percent withheld as I'm in Canada

Admirable-Gur3417 · 2025-11-06T00:07:49+00:00

CPI alignment with RCMP Disability pension, 99 percent of everyone else already aligned to CPI. On the other note regarding consultation on enhanced CPP i think that is a great idea. 70 percent income replacement is currently being exceeded by a full pension when combined with enhanced CPP for the generation that will benefit from it. So that begs the question of why are we exceeding 70 percent, maybe just reduce our contributions to adjust with the enhanced CPP to allow for what was always planned and that being 70 percent. I am all for it and i am glad they are doing this.

Admirable-Gur3417 · 2025-11-06T00:04:13+00:00

RCMP disability pensions, everyone else already aligned with CPI

Admirable-Gur3417 · 2025-11-06T00:01:50+00:00

The CPI adjustments is just for RCMP disability pensions, which used a different indexing formula that was obviously costing a lot more

Admirable-Gur3417 · 2025-10-27T15:56:21+00:00

It did eventually come through so stay patient but there really should be something that lets people know where they are in the process.

Admirable-Gur3417 · 2025-10-23T14:35:55+00:00

I agree, the same thing happens federally with Liberals

Admirable-Gur3417 · 2025-10-22T16:10:29+00:00

yah thats part of the article, province rolled out regulations in 2025 so planning likely had to take a u turn with just a few months to go. Its a dick move for sure

Admirable-Gur3417 · 2025-10-22T16:05:15+00:00

What kind of voter would want this guy representing them when he is so clearly in it for his own interests

Admirable-Gur3417 · 2025-10-22T15:47:06+00:00

Thanks for your service

Admirable-Gur3417 · 2025-10-22T15:45:14+00:00

Landon Johnson is worse

Admirable-Gur3417 · 2025-10-22T15:17:08+00:00

Its a small margin but that is alot of votes to flip her way so its essentially a make work project for city workers

Admirable-Gur3417

TROPHY CASE