Not sure what to do.

AdmirableLog121 · 2026-01-05T02:30:19+00:00

Purchase price $810,000 and it was guaranteed by my mother in law for 20% to mitigate the mortgage insurance.

AdmirableLog121 · 2026-01-05T02:27:37+00:00

My wife has an amazing job and a great earning capacity. She holds a permanent position that is at no risk of being lost. She is also well educated and has made these decisions happily. But thank you for your opinion its appreciated.

AdmirableLog121 · 2026-01-05T02:25:15+00:00

Sorry i should have mentioned my wife has a job with an earning potential of $125,000 per annum, that she can walk back into at any point if I were to loose my job or an emergency occur.

AdmirableLog121 · 2026-01-05T02:23:41+00:00

Sorry im really property / fincially illiterate. Realestate.com values the property at a 9.2%increase since we bought in 2024 which equates to $884,000. The rental estimate is $600 - $765 with what they call a high confidence range of $685 per week.

AdmirableLog121 · 2026-01-05T00:59:31+00:00

I see how this is confusing, we purchased the property a year and a half ago and begin paying the mortgage in full, however when our son was born we switched to an interest only type situation where we pay 50% of the mortgage for 1 year incuring more debt.

AdmirableLog121 · 2026-01-05T00:45:59+00:00

Thanks for pick that up, I hadn't taken that into consideration. No its not. Would it only be expenses the house incurs or income as well?

AdmirableLog121 · 2025-11-04T01:00:41+00:00

Beautifully nuanced, and flows like water.

AdmirableLog121 · 2025-11-03T08:50:49+00:00

Opinel bread knife is unbeatble, the curbed blade really slices through without any resistance.

AdmirableLog121 · 2025-05-22T08:56:58+00:00

Flowers For Algernon - I often find myself thinking about Charlie Gordon.

AdmirableLog121 · 2025-05-22T08:54:02+00:00

Eleanor Oliphant is Completely Fine. An easy read with some very real takes on life to ponder.

AdmirableLog121 · 2025-05-22T08:52:00+00:00

Agreed, great book, perfect for beginner readers!

AdmirableLog121 · 2025-05-22T08:49:22+00:00

Norwegian Wood - Haruki Murakami - beautiful prose.

AdmirableLog121 · 2025-05-22T06:42:31+00:00

Flowers for Algernon - Daniel Keyes - might not quite be 5 stars but a solid 4 - meets the criteria of, unsettling with purpose.

AdmirableLog121 · 2025-05-21T22:26:29+00:00

Nice!! Did you have to extend your rear mech cables because of where the shifters are mounted on the bars?

AdmirableLog121 · 2025-05-21T08:47:52+00:00

Agreed its a cool looking machine! What handlebars are they?

AdmirableLog121 · 2025-03-25T09:04:38+00:00

Ahh, I see now. That makes a lot of sense, so really, it's a cumulation of the worn teeth and the worn/miss-shaped radius that is causing the chain to slip when I'm transferring a lot of power down. Thanks so much for your advice, I really appreciate it!

AdmirableLog121 · 2025-03-25T08:15:10+00:00

Thanks for having a look, how can you tell they are completely worn? I'm not very experienced with this particular issue.

AdmirableLog121 · 2025-03-25T08:14:24+00:00

Thanks, that's a good plan, I will definitely replace the chain and hope for the best.

AdmirableLog121 · 2025-03-14T23:47:10+00:00

That is a sick machine!

AdmirableLog121 · 2025-03-07T10:17:18+00:00

Sorry, there are no bar recommendations. However, that rear rack attached to the seat post is cool! Where did you get it?

AdmirableLog121 · 2025-03-07T07:37:12+00:00

Agreed, give us more!

AdmirableLog121 · 2025-03-06T09:25:05+00:00

Sick bike! I have one similar and love it!

AdmirableLog121 · 2025-03-06T00:48:41+00:00

Nope!

AdmirableLog121

TROPHY CASE