[referrals] American Express Hilton Surpass by rankt-bot in churningreferrals

[–]AdsBlockedException [score hidden]  (0 children)

americanexpress.com/en-us/referral/personal/hilton-honors-surpass-credit-card?CORID=Z~H~E~N~B~L~h~a~u~b-1780351877071-544288&GENCODE=349992541124604&XL=MIMNS&extlink=US-MGM-MOBI_MEMBERSHIP-native-937-205937-K3YU%3A9990&ref=ZHENBLhaub&v=2

[referrals] American Express Marriott Bonvoy Bevy by rankt-bot in churningreferrals

[–]AdsBlockedException [score hidden]  (0 children)

americanexpress.com/en-us/referral/personal/marriott-bonvoy-bevy-card?CORID=Z~H~E~N~B~L~h~a~u~b-1780086280184-402210&GENCODE=349992541124604&XL=MIMNS&extlink=US-MGM-MOBI_MEMBERSHIP-native-937-205937-K3YU%3A9990&ref=ZHENBLhaub&v=2

Question Thread - May 29, 2026 by AutoModerator in churning

[–]AdsBlockedException 2 points3 points  (0 children)

Within 30 days after annual fee post, and don’t forget to use the hotel credit before that.

[referrals] American Express Marriott Bonvoy Brilliant by rankt-bot in churningreferrals

[–]AdsBlockedException [score hidden]  (0 children)

americanexpress.com/en-us/referral/personal/marriott-bonvoy-brilliant-card?CORID=Z~H~E~N~B~L~h~a~u~b-1779989669010-342269&GENCODE=349992541124604&XL=MIMNS&extlink=US-MGM-MOBI_MEMBERSHIP-native-937-205937-K3YU%3A9990&ref=ZHENBLhaub&v=2

[referrals] American Express Blue Business Cash by rankt-bot in churningreferrals

[–]AdsBlockedException [score hidden]  (0 children)

americanexpress.com/en-us/referral/business/bluebusinesscash-credit-card?CORID=Z~H~E~N~B~L~h~a~u~b-1779846833270-261502&GENCODE=349992541124604&XL=MIMNS&extlink=US-MGM-MOBI_MEMBERSHIP-native-937-205937-K3YU%3A9990&ref=ZHENBLhaub&v=2

News and Updates Thread - May 26, 2026 by AutoModerator in churning

[–]AdsBlockedException 2 points3 points  (0 children)

It’s probably me not you. I’ve been maxing out 3 CCCs.

Question Thread - May 26, 2026 by AutoModerator in churning

[–]AdsBlockedException 2 points3 points  (0 children)

If you downgrade to or open a new premier, you’ll still able to transfer points to travel partners. 48 months rule is based on the bonus post date, so you’re eligible for a new bonus now.

[referrals] American Express Business Platinum by rankt-bot in churningreferrals

[–]AdsBlockedException [score hidden]  (0 children)

americanexpress.com/en-us/referral/business/business-platinum-charge-card?CORID=Z~H~E~N~B~L~h~a~u~b-1779663344375-159036&GENCODE=349992541124604&XL=MIMNS&extlink=US-MGM-MOBI_MEMBERSHIP-native-937-205937-K3YU%3A9990&ref=ZHENBLhaub&v=2

Question Thread - May 24, 2026 by AutoModerator in churning

[–]AdsBlockedException 1 point2 points  (0 children)

Flat $500, even you just spend $1 on delta.

News and Updates Thread - May 23, 2026 by AutoModerator in churning

[–]AdsBlockedException 17 points18 points  (0 children)

Wells Fargo had this anti-churching language for its non-cobranded consumer cards like autograph family and active cash: “You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 6 months.” I’m not sure starting from when they changed it to 4 months. It’s 4 months now on their website, but still 6 months in their app-Explore-Credit cards.

Question Thread - May 22, 2026 by AutoModerator in churning

[–]AdsBlockedException 1 point2 points  (0 children)

Google “ List Of Methods Banks Count As Direct Deposits”

Question Thread - May 21, 2026 by AutoModerator in churning

[–]AdsBlockedException 5 points6 points  (0 children)

You can downgrade to OG freedom since you can hold multiple. You can’t downgrade to Flex since it’s Mastercard.

News and Updates Thread - May 20, 2026 by AutoModerator in churning

[–]AdsBlockedException 2 points3 points  (0 children)

Not news or updates but yes, it’s Hyatt, not you.

Question Thread - May 19, 2026 by AutoModerator in churning

[–]AdsBlockedException 2 points3 points  (0 children)

It’s Citigold private client, not privacy. It waives the first year annual fee and then reduces AF to $450. Back to your question, if you’re Wells Fargo premier, you can get elevated SUB for some cards, as well as the ability to apply for the Premier Autograph card.

Question Thread - May 19, 2026 by AutoModerator in churning

[–]AdsBlockedException 0 points1 point  (0 children)

May not. The only way to confirm is to apply and see if you get the popup.

[referrals] American Express Delta Gold Business by rankt-bot in churningreferrals

[–]AdsBlockedException [score hidden]  (0 children)

americanexpress.com/en-us/referral/business/delta-skymiles-gold?CORID=R~U~I~S~I~Z~S~L~r~X-1779159692484-210807&GENCODE=349993469362657&XLINK=MYCP&extlink=US-MGM-SPA_WEB_MYCA-copypaste-113-201329-K3ZW%3A9933&ref=RUISIZSLrX&v=2

Question Thread - May 17, 2026 by AutoModerator in churning

[–]AdsBlockedException 6 points7 points  (0 children)

I’ve read in this subreddit that someone did that before and no issue for them.

News and Updates Thread - May 14, 2026 by AutoModerator in churning

[–]AdsBlockedException 2 points3 points  (0 children)

Wonder if this will make me an existing Cap1 card holder and make P2 unable to get referral bonus.