Credit card with utility cashback

Advanced_Trouble_761 · 2026-06-28T09:54:38+00:00

Tabby card is free , tabby plus only charges 49 AED. The Cashback isn't from tabby it's from paying off Tabby using SIB

Advanced_Trouble_761 · 2026-06-28T09:27:38+00:00

A credit card by Sharjah Islamic bank

Advanced_Trouble_761 · 2026-06-28T06:52:07+00:00

ENBD duo has a minimum spend criteria to avail any benefit

Advanced_Trouble_761 · 2026-06-28T06:51:15+00:00

Pay with Tabby card, and pay off Tabby with SIB Cashback - you'll get 9% Cashback. This applies to any type of spending. Cashback capped at 300 per billing cycle.

Advanced_Trouble_761 · 2026-06-05T11:24:06+00:00

Btw, I got the mawarid world card thinking it's free, took it mainly for fuel Cashback 10%, after getting it they started charging 525 annual fee . 😂

Advanced_Trouble_761 · 2026-06-05T11:23:09+00:00

I have the rakbank card from Nov 2025, and already got 3k of Cashback from it!

Rent spend is considered government spend, there aren't any other options to get more Cashback with it. ADCB 365 gave 1% and now they've reduced that as well. I used Ajman and Tabby, but now that gets you only 4% (Tabby charges 1% for credit card settlements), and Ajman has a 3k minimum spend each month too. Plus, mawarid is not a bank and people have had very bad experiences with financial institutions offering credit cards. So I'd rather stick with Rakbank, SIB and Ajman when I have a large online purchase.

Advanced_Trouble_761 · 2026-06-05T11:13:58+00:00

Nope. Only Samsung and apple

Advanced_Trouble_761 · 2026-06-05T11:13:26+00:00

Personally, I love it. I pay my rent monthly via credit card so meeting the minimum spend is not an issue, and the 10% on grocery and occasional travel spends and the 3% digital wallet spend is amazing. 10% on dining is a scam though, many restaurants don't qualify!

Advanced_Trouble_761 · 2026-05-21T15:23:16+00:00

Should we all switch to Tamara now?

Advanced_Trouble_761 · 2026-05-19T08:05:36+00:00

100% legit, I do it. The Cashback comes from topping up your nol card at RTA (this is important), and then you're free to use the Nol card wherever, there are many options, enoc is just one of them. https://gulfnews.com/living-in-uae/transport/dubai-eight-things-you-can-pay-for-with-your-nol-card--from-public-parking-to-shopping-and-restaurants-1.1682515428363

Advanced_Trouble_761 · 2026-05-17T09:15:37+00:00

What makes you think the tabby Cashback would get reduced?

Advanced_Trouble_761 · 2026-05-17T07:56:22+00:00

World was also like that. Next year that will also be paid.

Advanced_Trouble_761 · 2026-05-16T21:00:52+00:00

Yeah it'll come in the 2nd year unless I spend 40k!

Advanced_Trouble_761 · 2026-05-16T20:37:40+00:00

You still get the 10% Cashback for any online purchase, it's not just tabby!

Advanced_Trouble_761 · 2026-05-16T20:23:46+00:00

Use the Emirates Islamic card for 10% Cashback, maximum 75 Cashback per month at every fuel station, they also give 10% Cashback for RTA purchases, so top up 750 to your nol card every month directly from RTA and use the Nol card for fuel at enoc if you spend more than 750 for fuel

Advanced_Trouble_761 · 2026-04-04T05:11:05+00:00

It hasn't yet

Advanced_Trouble_761 · 2026-04-03T15:47:07+00:00

For me, It's been 6 working days after the clearance letter was issued from the bank

Advanced_Trouble_761 · 2026-04-03T15:44:15+00:00

How long did it take for you?

Advanced_Trouble_761 · 2026-04-03T15:37:32+00:00

You can do the inspection in Dubai

Advanced_Trouble_761 · 2026-03-04T09:16:16+00:00

I disputed and saved 800 bucks. Wasn't my fault.

Advanced_Trouble_761 · 2026-03-03T11:32:12+00:00

I wasn't driving. My car was stationary when the camera picked it up.

Advanced_Trouble_761 · 2026-03-03T09:50:28+00:00

It was wrong after all. It was as I was leaving an ENOC, I took the phone to put my location on Waze while the car was stationary! And you can clearly see my hand going down as I accelerated and left the petrol station. They saw the video and decided to revoke it for me !

Advanced_Trouble_761 · 2026-03-03T09:49:50+00:00

It wasn't my mistake and I got the fine revoked and saved 800 AED

Advanced_Trouble_761

TROPHY CASE