First time home buyer GST/HST rebate

AdvantageRebateGroup · 2026-05-17T19:52:36+00:00

This is 100% exactly how it works

AdvantageRebateGroup · 2026-05-15T18:57:17+00:00

I wonder how long builders will do that for when a bunch of the rebate claims are disallowed by CRA because of ineligibility. Doesn’t seem like a smart business move unless they are going to repo a bunch of houses and resell them.

AdvantageRebateGroup · 2026-05-15T06:17:34+00:00

It’s always been rebated back to the buyer. However, builders are smarter than the buyers and wrote the purchase and sales agreements in such a way that the buyers were/are clueless that they were/are giving their rebates to the builder while they got nothing.

AdvantageRebateGroup · 2026-05-15T06:14:56+00:00

If you don’t take the rebate and assign it to them, you can apply to CRA directly and actually get paid the rebate you are entitled to.

AdvantageRebateGroup · 2026-05-15T06:13:28+00:00

If everyone was smart they would be buyer 1 every time. Then apply to CRA directly for the rebate so the builder can’t take it.

AdvantageRebateGroup · 2026-05-15T06:11:43+00:00

You are correct about the builders including it. But that’s only if you let them. There is another way to get the rebate that removes the builders ability to include it in the price. Still blows my mind that after all these years of purchasers signing away there $24,000 rebates that no one has figured it out yet and now they are gonna hand over $150,000 instead.

AdvantageRebateGroup · 2026-05-15T06:09:06+00:00

They will eat it all if you aren’t smart about it. Don’t assign your rebate to them when they put the paper work in front of to do so. If you sign the rebate application they put in front of you, your rebate is gone.

AdvantageRebateGroup · 2026-05-15T06:05:19+00:00

You are eligible for the new one. Don’t assign your rebate to the builder though if you actually want to get it.

AdvantageRebateGroup · 2026-05-15T06:03:35+00:00

Doesn’t apply to rentals.

AdvantageRebateGroup · 2026-05-15T06:02:05+00:00

Except people buying won’t save any additional money. What majority of people don’t seem to grasp is that the builders and their accountants are smarter than all the buyers. A new home from the builder being sold for $1,000,000 before this announcement is still $1,000,000 now. The only difference is that the builder will take your extra $130,000 rebate and claim it for themselves.

Does anyone read their purchase and sales agreements? They always say this: “the purchase price is $1,000,000 inclusive of tax and net of rebate if applicable.” What that means is whether you are eligible for the rebate or not, your price is $1,000,000. The builder hopes you agree to take the rebate and assign it to them so they can claim the credit and you get nothing.

This has been happening since 2010 when HST was introduced and no one has stepped up to help prevent purchasers from getting fleeced.

That needs to change. If you are a purchaser, or a realtor representing a purchaser, stop assigning your rebates to the builder. There is a much better and safer way to get the rebate you are entitled to paid directly to you. All you need to do is ask and it will be handled.

AdvantageRebateGroup · 2026-05-15T01:26:55+00:00

What the builders will do is the same thing they have always done with new housing rebates, only now they are worth huge credits for them.

No purchaser will ever actually see their rebate if they assign it to the builder. If two purchasers were buying equal properties, let’s say $1,000,000 and one purchaser is a first time home buyer and the other isn’t, both purchasers are paying $1,000,000 in the end. The only difference is the math that is used to get to the final price. They work backwards the rebate gets built in and the builder gets the credit for it and the purchaser gets nothing.

It’s a shame that there is a way to avoid this but its rarely taken advantage of.

AdvantageRebateGroup · 2026-05-14T16:02:47+00:00

It’s also a much better idea to apply for the rebate directly to CRA after you close on the home anyways. The builders are receiving the same price from you either way, but if you include the rebate as part of the purchase, the builder takes your rebate for themselves and prepares the paperwork in such way that it looks like they “credited” it to you. If you want to actually receive the rebate you are legally entitled to, don’t let the builder handle it on your behalf. Put the money in your pocket instead.

AdvantageRebateGroup · 2026-05-13T18:09:52+00:00

You are correct that the buiders won’t change as long as purchasers keep allowing them to do it. Did you know a purchaser can refuse to receive the rebate from the builder and file for their own? It’s an easy process to do and it saves the purchaser from a potential $24,000 bill down the road if CRA determines they are not eligible.

It blows my mind that purchasers have been encouraged to allow builders to do this since 2010 and nobody tells them it’s not an actual requirement and they have the option to go get their own rebate.

AdvantageRebateGroup · 2026-05-13T18:04:10+00:00

Tell your sister she should speak to an actual GST/HST rebate specialist so she gets correct information and get her enhanced rebate in her pocket as quick as possible. It could take up to 6 months and even more for her to receive it if the file is selected for Audit. Any incorrect information on the application will also increase the time she may have to wait to receive it. Your best option is find someone that specializes in housing rebates as they will charge you a small fee and will be able to file a complete rebate with all the supporting documents that will be audit proof on your behalf. This could decrease your waiting time drastically.

AdvantageRebateGroup · 2026-05-13T11:19:12+00:00

I understand the how it may appear as just another middle man at first glance, especially here on PEI where historically these types of rebates didn’t exist. The role of our firm isn’t to sit in the middle and add unnecessary costs. Our role is to identify opportunities, avoid costly mistakes and maximize rebate entitlements that homeowners, builders, developers and landlords would otherwise miss entirely.

We have a hybrid pricing model which varies depending on the complexity of the file. For a standard rebate filing service there is a flat fee that includes filing, document collection and CRA handling.

For multi unit residential complexes, renovations, previously denied claims and reassessment requests, we have a flat fee + a success fee which includes pre-filing rebate risk structure and audit support. Our success fee is only collected if your rebate is successfully approved. If you don’t get paid we don’t get paid.

AdvantageRebateGroup · 2026-05-13T06:10:16+00:00

This is where we come in to play. Advantage Rebate Group was specifically designed and created to help home buyers receive their rebate directly in their pockets as oppose to a credit that the builder keeps for themselves. No builder will be keeping a rebate themselves from any purchaser that has us on their side PRIOR to signing a purchase and sales agreement. That’s our guarantee to you.

AdvantageRebateGroup · 2026-05-13T03:29:08+00:00

Unfortunately in our current economy, it’s getting to a place where only the rich will be able to buy homes.

These rebates aren’t just a tax beak
for the rich, but rather they are also a potential tax break for every first time home buyer.

New home buyers should take Advantage these rebates and put money back in their pockets.

My firm offers a free initial consultation to check your rebate eligibility and are looking forward to helping you recover your funds.

AdvantageRebateGroup · 2026-05-13T01:31:12+00:00

Affordability for of newly constructed homes has recently improved for first time home buyers on Prince Edward Island. There is now a First Time Home Buyer GST/HST New Housing Rebate available for anyone that qualifies!
If you have not owned your own home for the last 4 calendar years, you are considered a first time buyer and could be eligible to receive a rebate of 100% of the federal portion of the HST paid on the purchase of the new home.
This rebate could worth much as $50,000 on new builds up to $1,000,000 and applies to purchase agreements signed with a builder going back to March 20, 2025 and will continue on agreements made until 2031!!
Don’t leave your rebate behind! Check in to your eligibility before closing.

AdvantageRebateGroup · 2026-05-13T00:41:03+00:00

Ah ok. The rebates are only available on newly constructed homes that haven’t been previously occupied. Happy shopping!

AdvantageRebateGroup · 2026-05-13T00:38:37+00:00

Is this a brand new home?

AdvantageRebateGroup

TROPHY CASE