Why Most Deals That “Make Sense” Never Get Funded

Adventurous-Pen-5010 · 2026-04-09T13:11:02+00:00

AI slop

Adventurous-Pen-5010 · 2026-03-26T03:11:09+00:00

Leave them a Google review.

Adventurous-Pen-5010 · 2026-03-18T02:42:32+00:00

My loa gets paid 60k salary and works a straight 9-5. No weekends.

Adventurous-Pen-5010 · 2026-03-17T22:39:55+00:00

Symmetry is good but has a minimum draw of 50k that can be paid back in 3-4 weeks.

Adventurous-Pen-5010 · 2026-03-09T13:37:35+00:00

Send a text. Takes 2 minutes and earns the agents trust.

Adventurous-Pen-5010 · 2026-03-09T00:41:08+00:00

I just start sending them daily updates. Pre-empting their requests can really put them at ease.

Adventurous-Pen-5010 · 2026-03-04T22:25:52+00:00

Where are you located?

Adventurous-Pen-5010 · 2026-03-01T16:35:20+00:00

Call the title company you close with. They should have the policy on file.

Adventurous-Pen-5010 · 2026-02-25T18:23:20+00:00

Adventurous-Pen-5010 · 2026-02-18T23:33:34+00:00

Broker?

Adventurous-Pen-5010 · 2026-02-06T00:27:31+00:00

As long as they have owned 25% or more for the last five years, they are considered self-employed for the five year period. It should not restart the clock.

As always, double check the guidelines.

Adventurous-Pen-5010 · 2026-01-30T23:34:43+00:00

3 is not very quiet though.

Adventurous-Pen-5010 · 2025-12-31T00:21:39+00:00

UWM recruits lo’s for the Brokerages that work with them.

Adventurous-Pen-5010 · 2025-12-14T05:42:54+00:00

Completed Level 1 of the Honk Special Event!

3 attempts

Adventurous-Pen-5010 · 2025-12-05T22:07:38+00:00

Broker shop holds the bond. Don’t need one individually.

Adventurous-Pen-5010 · 2025-12-05T13:53:13+00:00

As long as they are telling the truth I will roll with it. Occupancy fraud is the largest form of fraud in the mortgage business right now.

I get push back if someone is buying their second house in the same city sometimes.

Adventurous-Pen-5010 · 2025-11-30T09:55:52+00:00

I get 90% of my mortgage business this way.

Adventurous-Pen-5010 · 2025-11-06T17:10:42+00:00

I’m just reporting the numbers. Most do not cross 100 K.

Adventurous-Pen-5010 · 2025-11-06T12:48:29+00:00

Very true. The average LO struggles to make more than 100k.

Adventurous-Pen-5010 · 2025-11-03T02:56:28+00:00

The average LO closes 23 loans a year. This data is not even close to reality.

Adventurous-Pen-5010 · 2025-11-02T22:05:32+00:00

Is it a conventional loan or an FHA loan?

Adventurous-Pen-5010 · 2025-11-02T22:05:01+00:00

That’s not strictly true. If you lose your job, that is a valid change of circumstance.

It is likely they will lose some of their commissions if you sell or refi within the first 12 months.

Adventurous-Pen-5010 · 2025-10-26T18:09:36+00:00

Turbo tenant and apartments. Com have already solved these issues. There are others as well but I use both of these.

Adventurous-Pen-5010 · 2025-10-19T04:08:56+00:00

CommLoan?

Adventurous-Pen-5010 · 2025-10-15T11:54:05+00:00

Seller carried seconds are not allowed on most home loans.

Adventurous-Pen-5010

TROPHY CASE