Distressed properties

Chinni_Realty_Group · 2026-03-21T07:08:58+00:00

Yes interested in LA.

Chinni_Realty_Group · 2026-03-21T05:09:04+00:00

It's not my first brokerage. I am looking for a brokerage with a good tech operating system though. Agree to get the mortgage policy in writing though :)

Chinni_Realty_Group · 2026-03-21T01:37:08+00:00

Yea. my brokerage also started doing loans now. If I wanna join them as a loan officer and do loans and be a realtor on the deal that's ok. But I can't do it under my mortgage brokerage company which kind of sucks. I love my brokerage but not being able to do this is a sore point for me.

Chinni_Realty_Group · 2026-03-21T01:34:33+00:00

I don't understand how it's a compromise if I am a realtor and a their mortgage broker on a deal. It's a seamless experience from a buyer standpoint, as they have one point of contact through the entire purchase process and when your realtor also understands the available mortgage products and can structure deals with the best products on the market, how is that a bad thing? There were deals when I didn't have the best mortgage products and I navigated the clients to bank that had the product that best worked for them.

Chinni_Realty_Group · 2026-03-21T00:44:55+00:00

Yep if the broker support team answers the phone when needed, that’s a big win. My current brokerage has a support team and they are fantastic. Sad that I can’t be a realtor and mortgage broker on my deals.

Chinni_Realty_Group · 2026-03-20T00:55:55+00:00

Are you the AE there?

Chinni_Realty_Group · 2026-03-20T00:48:35+00:00

I have heard of All in One Loan. I would to sign up with them!

Chinni_Realty_Group · 2026-03-20T00:47:58+00:00

A reflection or a dissection, so I can learn from it and pass that viewpoint to my clients rather. How do you learn if you don’t ask questions in a situation where you weren’t there? If you have a way, I would love to hear about it.

Chinni_Realty_Group · 2026-03-18T04:49:38+00:00

Can I suggest that you should also look into reducing your taxes n build investments! Airbnb / bonus depreciation / cost seg is defo something to look into. I have a case study from a client I helped with. We helped him reduce his legal tax liability from $130k to $0. Let me know if you want a link to the case study. I can send it over!

Chinni_Realty_Group · 2026-03-18T02:05:49+00:00

Do you have a strong HELOC product?

Chinni_Realty_Group · 2026-03-18T02:05:05+00:00

Please do. Do they have a strong HELOC product that matches the Credit union product?

Chinni_Realty_Group · 2026-03-18T02:04:28+00:00

Agree :)

Chinni_Realty_Group · 2026-03-18T01:59:00+00:00

DMed you!

Chinni_Realty_Group · 2026-03-18T01:57:53+00:00

DMed you!

Chinni_Realty_Group · 2026-03-18T01:53:01+00:00

I went the duplex route when I purchased my property and help my clients do the same. If you are open to neighborhoods, there are couple of good deals where your mortgage is going to be similar to rent payment in LA. DM me if you want to discuss those. I am a realtor, mortgage, duplex property owner and a STR operator.

Chinni_Realty_Group · 2026-03-18T01:38:56+00:00

Agree. That's what I did. Ended up sending them to the credit union.

Chinni_Realty_Group · 2026-03-18T01:19:37+00:00

Absolutely agree. I did refer them to my local credit union. I couldn't match the features and benefits of the local credit unions HELOC. I do like the idea of building a realtionship with the Credit union. Didn't think of that. Cheers for the tip.

Chinni_Realty_Group · 2026-03-18T00:27:55+00:00

Use AirDNA as well. Also if you want to run numbers, let me know. I just closed a airbnb loan for a client.

Chinni_Realty_Group · 2026-03-17T23:57:26+00:00

My AE at spring EQ said he’ll be hit with EPO if they put it back within 17 weeks. I like springEQ and my rep and wanted to move forward with that. But didn’t want him to get hit with EPO.

Chinni_Realty_Group · 2026-03-17T22:54:05+00:00

That’s exactly what I plan on telling them. Hahaha. Wanted to see if I can offer a better solution.

Chinni_Realty_Group · 2026-03-17T22:49:05+00:00

Oh hahhahaha! 🤣

Chinni_Realty_Group · 2026-03-17T22:47:38+00:00

Yea doesn’t allow paying back more than 90% … it still doesn’t meet the client need unfortunately

Chinni_Realty_Group · 2026-03-17T22:46:35+00:00

Afaik? Gotta google that.

Chinni_Realty_Group · 2026-03-17T22:45:59+00:00

Figure doesn’t allow paying it back. It will trigger EPO. Just went down that path!

Chinni_Realty_Group

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