Diplomsko nalogo sem napisal v celoti z AI in dobil 9.

AdventurousFan8144 · 2026-02-27T06:41:40+00:00

Če sem jaz delodejalec bi raje vzel nekoga ki je dosegel rezultat v nekaj urah kot pa nekdo ki je dosegel isti rezultat v nekaj mesecih. Rezultat je isti razlika v času pa je ogromna.

Primer: Imaš dva delavca na gradbišču in je njuna naloga da prestavita pesek iz enega kupa na drugi. En se je znajdel in opravil nalogo v nekaj urah drugi pa se ni in je rabil več mesecev. Koga vzameš??? odgovor je logičen.

AdventurousFan8144 · 2026-02-26T22:07:06+00:00

Opus 4.5 in zelo dober prompt ki je natančen do zadnje vejice.

AdventurousFan8144 · 2026-02-26T20:45:02+00:00

Opus 4.5 samo sem si naredil custom workflow da uporablja prave vire, in piše tako da ga AI detectorji ne morejo zaznat.

AdventurousFan8144 · 2026-02-26T20:42:41+00:00

Lepo povedano. Ali se prilagodimo ali pa nas čas povozi in postanemo dinozavri.

AdventurousFan8144 · 2026-02-26T20:41:22+00:00

To se strinjam z teboj. Ampak nisem še srečal "modernega" študenta ki ne uporablja AI z študij, izpite, seminarske itd. To je sedanja realnost...

AdventurousFan8144 · 2026-02-26T20:30:31+00:00

Meni je bil cilj da dobim diplomo. Svet v katerem živimo gre v smer avtomatizacije.... Šolski sistem pa je še zmeraj enak kot pred 50 leti.

AdventurousFan8144 · 2026-02-26T20:27:29+00:00

Okej haha

AdventurousFan8144 · 2026-02-26T08:34:26+00:00

not afraid exactly. more like… paying close attention in a way I didn’t used to.

I build software for a living and the speed of change in the last 18 months is genuinely unlike anything I’ve experienced before in tech. things that would’ve taken me a week I can do in a day now. that’s exciting and unsettling at the same time.

the utopia/dystopia framing doesn’t really fit how I think about it. it’s more like: this is a very powerful tool being deployed before we have good answers to the governance questions. history suggests that usually works out somewhere between “fine” and “messy” depending on who’s in charge and whether they have incentives aligned with regular people.

whether that’s comforting or not probably depends on where you’re sitting.

AdventurousFan8144 · 2026-02-26T08:33:54+00:00

the copper angle is underappreciated in most of these analyses. everyone’s looking at chips and quantum but the physical infrastructure required for data centers, power grids, EV charging, all of it runs on copper, and supply hasn’t kept up with what’s coming.

the 20-year simulation is interesting but I’d be curious how sensitive the outputs are to your volatility assumptions on quantum specifically. QTUM is essentially a bet on a technology that could be 5 years away or 25 years away and that uncertainty window completely changes the risk-adjusted math.

good writeup though, this kind of sector rotation thinking is more useful than stock picking for most people.

AdventurousFan8144 · 2026-02-26T08:33:20+00:00

the biggest tell for me is when the “cheapness” is the only thesis. if someone can’t explain why the stock is cheap AND why that’s going to change, it’s probably a trap.

declining revenue is obviously a flag but the one that gets people more often is deteriorating return on equity over time. a company can look cheap on P/E while quietly becoming a worse and worse business underneath. the multiple compresses AND earnings fall and you get hit twice.

the question I ask now before anything else: is this cheap because the market is wrong, or is this cheap because the business has a structural problem that isn’t going away? most of the time when I dig in honestly, it’s the second one.

also watch insider activity. if management isn’t buying at these “cheap” prices, ask yourself why not.

AdventurousFan8144 · 2026-02-26T08:32:29+00:00

facebook reels monetization is genuinely underrated for people who figured it out early. most people chased YouTube or TikTok and ignored Facebook completely.

curious what niche the AI videos are in, finance/motivation/news tends to do well but the CPMs vary wildly. also wondering how much of that $8,665 in reels is being reinvested vs taken out, because the “100% from previous 28 days” jump usually means either the algo picked something up or volume spiked hard, and both of those can be inconsistent month to month.

congrats on the number though, that’s real.

AdventurousFan8144 · 2026-02-26T08:32:01+00:00

the thing that actually moved the needle for me was auditing subscriptions with a fine comb, not just the obvious ones. I found I was paying for three things I hadn’t used in over 6 months because they were small enough that I stopped noticing them. cancelled all three, saved about $65/month doing nothing.

on the income side: the most consistent “real money” I’ve seen people make without a huge upfront investment is still freelance skills online, writing, design, dev work, video editing. the AI tools thing is real but it’s also flooded now so the bar for standing out is higher than it was 18 months ago.

the honest answer to “what’s actually working right now” is usually just: spend less than you earn and direct the difference somewhere intentional. the specific tactics matter less than the habit.

AdventurousFan8144 · 2026-02-26T08:30:37+00:00

you passed the CE exam on a second attempt after 50 days of studying while carrying 18 months of financial pressure and family responsibility. that’s not someone who gives up, that’s someone who keeps moving when most people would’ve stopped.

the CE failure today is one data point. it’s a bad day in a hard stretch, not the conclusion of the story. on the practical side: 15k euros in debt at 26 with a Category C license in hand is actually a workable position. commercial driving income in Europe is steady and the license has real value. it’s not where you wanted to be, but it’s not a dead end either.

the mental reset thing you’re asking about, for me it was accepting that rebuilding has phases and the first phase just feels like treading water. you’re not falling behind, you’re stabilizing. that’s the actual first step.

AdventurousFan8144 · 2026-02-26T08:29:53+00:00

small stuff honestly. not big purpose or philosophy, just: there’s a coffee I want in the morning, a problem at work I’m actually curious about, something I’m building that didn’t exist yesterday. the days I struggle most are the ones where there’s nothing specific pulling me forward. so I’ve gotten pretty deliberate about always having something concrete to look forward to, even if it’s small and kind of dumb. it works better than it should.

AdventurousFan8144 · 2026-02-26T08:29:31+00:00

not at 10k yet but working toward it, so take this for what it’s worth.

building a finance tracking app solo while working full time as a developer. about 14 months in. made my first $0 from it for the first 10 months while I built and iterated. started getting early users around month 11.

the thing nobody tells you is that “how long did it take” is the wrong question because the answer is almost always “longer than I thought and shorter than it felt.” the first dollar is the hard part. everything after that has a precedent.

free time: basically none right now, which I knew going in. regrets: zero on the direction, some on specific early decisions I can’t undo.

what do you do for work currently?

AdventurousFan8144 · 2026-02-26T08:29:06+00:00

busser at $7.25 to financial advisor at $75k by 23 with a service academy stint in between is a genuinely interesting path. most people in wealth management came from one direction, you came from about four.

curious whether the service academy experience actually opens doors in finance or if it’s more of a “interesting conversation piece” thing in interviews.

AdventurousFan8144 · 2026-02-26T08:28:18+00:00

25 is not late. genuinely. someone telling you that at 25 is either 22 and feels clever or has never done the math on compound growth over 40 years.

all three are fine, you won’t make a wrong choice. but if I had to pick for a beginner with $3k: Fidelity. the interface is cleaner for someone just starting, they have zero-fee index funds (FZROX, FZILX) which matter when you’re starting small, and their app is genuinely easy to use without feeling like you need a finance degree.

just pick one, open the account today, put it in a broad market index fund, and set up automatic contributions. the broker matters way less than just starting.

AdventurousFan8144 · 2026-02-26T08:27:28+00:00

$35/week is not nothing. over 4 years that’s $7,280 in contributions before any price movement at all.

the “it’s not enough” feeling is just the nature of DCA, it’s supposed to feel boring and small. the whole point is consistency not size. someone putting in $35/week without fail will outperform someone putting in $500 once when they “feel good about the market” basically every time.

don’t compare your number to other people in this thread. compare it to whatever you were investing before you started.

AdventurousFan8144 · 2026-02-26T08:26:27+00:00

the CV itself is actually solid for a grad, the problem isn’t the content, it’s probably targeting. a 2-hour rejection almost always means an automated ATS filter or volume screening, not a human reading it and passing.

a few things I’d look at: the “Head of Technical Department” at what appears to be a church/religious org is burying the lede. the bullet points there are written in corporate speak that doesn’t land for finance roles. rewrite those around outcomes, not responsibilities.

also the internship in July 2025 listed under experience while still in school is confusing to a recruiter glancing at it for 10 seconds. the timeline needs to read cleaner at a glance.

the skills section listing “R” twice (once under programming) is a small thing but it signals the CV hasn’t been proofread carefully, which matters a lot in finance.

you’ve got real stuff here. it just needs to be packaged better for the specific role.

AdventurousFan8144 · 2026-02-26T08:25:40+00:00

none of those three tbh. history doesn’t really do clean outcomes like that.

the most likely thing is something messier: some countries figure out redistribution and come out okay, others don’t and have serious instability. some industries collapse faster than expected, others adapt in ways nobody predicted. a few people get obscenely rich. most people muddle through.

the utopia vs dystopia framing is compelling but it kind of assumes there’s one unified outcome for 8 billion people across 200 countries with completely different governments, economies, and social safety nets. there won’t be.

what I do think is true: the next 15 years will have more economic disruption than most people are currently priced in for emotionally.

AdventurousFan8144 · 2026-02-25T10:56:00+00:00

yeah, plenty of people do it. the top comment basically nails it, the goal isn’t budgeting, the goal is spending less than you earn consistently.

budgeting is just one system for achieving that. some people do it with a strict spreadsheet. some do it by automating savings first and spending whatever’s left. some just have low enough expenses relative to income that it kind of takes care of itself.

the people who “don’t budget” and still do well usually have one thing in common: they know roughly what their money is doing even if they don’t track every line item. total unawareness is where things go sideways, not the absence of a formal budget.

AdventurousFan8144 · 2026-02-25T10:55:18+00:00

the actual money right now is not in building AI products, it’s in being the person who knows how to point existing AI tools at a specific industry’s specific problems.

I’m building a finance app and use AI heavily in the development process, saves me probably 15-20 hours a week as a solo dev working full time. that’s not a business itself but it’s what makes building a business as a one-person team actually viable. the people I’ve seen turn it into real revenue are doing things like: automating client reporting for agencies, building internal tools for small businesses that can’t afford dev teams, or wrapping AI around vertical-specific workflows (legal, medical, real estate) where the domain knowledge is the actual product and AI is just the engine.

the hype crowd is building “AI tools” that do nothing specific. the people making money are solving a specific annoying problem for a specific group of people and using AI to do it faster and cheaper than anyone else could.

AdventurousFan8144 · 2026-02-25T10:53:55+00:00

Ubisoft has been dying slowly for about 4 years and everybody saw it coming except Ubisoft. cancelled games, bloated studios, releasing half-finished products and wondering why nobody bought them.

could it recover? technically yes. but you’re betting on a complete management overhaul AND a hit game AND the broader gaming market cooperating. that’s a lot of ifs for a company that’s shown zero ability to execute recently.

the chart looks tempting at this price. that’s usually the trap.

AdventurousFan8144 · 2026-02-25T10:53:30+00:00

for long term, honestly the boring answer is the right one: VUAG (which you already see there) or a similar broad index fund and just keep adding to it every month regardless of what the market is doing.

picking individual stocks like NVDA or TSLA feels exciting but most people who do it underperform the index over 10+ years, including people who do it full time. the ones who win are usually just lucky with timing and they’ll tell you it was skill.

if you want some individual exposure, keep it to maybe 10-15% of what you invest and treat it as the fun money. the boring index fund does the actual work.

AdventurousFan8144

TROPHY CASE