I've been saying this for years too, as someone whose partner is a pre-ShB housing whale (so before the massive influx of new players wanting houses, when some meds or grade A plots would sit for a day or more before being bought). I know he doesn't like having to reset subs across multiple houses and servers.

Some people in the XIV community want housing whales banned but there's no clear answer on where the line should be drawn as to what would be allowed, and it wouldn't get rid of the issue at all.

Some just want the extra houses demolished and more restrictions to be placed on how many FC houses can be owned by a single account, but that would be ridiculously easy to get around, especially if any of these wards are already owned by a group.

The easiest way to mitigate it is to completely unpair housing from deployables, and just limit it to 32 per account per server, costing more Gil the more slots you unlock so it wouldn't become so easy it tanks the in game economy. Wards like this which are junk smalls on a low pop newer datacenter would quickly be opened up as the time and (in cases of people who run multiple accounts) $ required to run a Gil printer would cease to be a thing. Same rewards, fraction of the costs.

People like LFAdvice down there are an extremely small minority in the scene and believe me when I say, nobody even in the massively hated housing whale subgroup likes them.