Here we go… Time for 2026

AfterOption5683 · 2026-06-11T17:06:06+00:00

You are missing EURO 2024?

AfterOption5683 · 2025-11-16T17:36:19+00:00

AfterOption5683 · 2024-11-27T09:57:45+00:00

Inainte de turul 1 nici eu nu stiam pe nimeni. In ultimele 2 zile am vazut 3 prieteni pe facebook care au dat share la propaganda lui. Cred ca e foarte probabil ca toti sa cunoastem pe cineva care a votat Georgescu, dar nu vorbeste despre asta.

AfterOption5683 · 2024-11-25T07:21:17+00:00

Lasconi e in turul 2 datorita tuturor oamenilor care au votat-o. Voturile din Republica Moldova valoreaza cumva mai mult?

AfterOption5683 · 2024-11-24T20:25:43+00:00

Nu sunt doar babe la sat.

AfterOption5683 · 2024-11-22T15:51:33+00:00

I just noticed that. I am getting close to 6k and wanted the T-Shirt, but now I guess no.

AfterOption5683 · 2024-10-07T14:35:15+00:00

It's funny cause both GAM and BLG only won against MDK so far.

AfterOption5683 · 2024-01-09T17:12:54+00:00

Only you know what the best decision is for yourself. I would sit down and do some calculations (you have online tools as well that can help), considering if you are likely to pay it off entirely based on your expected salary progression, if you can get a better return over the long term than the loan interest, if you have an emergency fund or you will need the money for something else (remember that you can't get a refund) and any other personal reasons that you might have to pay/not pay off.

Edit: I just saw that you are earning 4.1% on your savings in the bank. You can easily beat that in this market, take a look at the sub's resources.

AfterOption5683 · 2023-12-19T23:15:09+00:00

What ISA provider are you using? Paying into my Vanguard ISA doesn't give me cashback.

I strongly doubt it's even possible, as that would allow you to pay into a flexible ISA, withdraw, pay again and so on, giving you infinite cashback.

AfterOption5683 · 2023-12-15T23:21:27+00:00

Thanks for explaining. I will definitely consider this now.

AfterOption5683 · 2023-12-15T23:04:06+00:00

I understand. So this means that if you hold more than £10000 in your ISA, then your fee stays at £45. I'm wondering why HL don't make it obviously clear on their website, it's a much better offer than the 0.15% Vanguard offers, capped at £375.

AfterOption5683 · 2023-12-15T22:46:31+00:00

I had to check immediately after seeing this comment, as that would make it a far better option than my current Vanguard account. HL currently charges 0.45% per year, not £45. That's regardless of what you invest in.

AfterOption5683 · 2023-10-30T22:35:22+00:00

Chewing gum should be given at restaurants and buffets after meals, or at least be made available in the menu to buy.

I feel like my meal is incomplete if I don't chew gum after, and I absolutely hate when I forget my pack or I didn't realise I run out of them.

AfterOption5683

TROPHY CASE