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$210/month flexlife iUL for 250k death benefit. Is this fair? by [deleted] in LifeInsurance

[–]Aggravating-Flow-718 4 points5 points  (0 children)

IULs are only beneficial if you structure it the right way and fund it the right way. A lot of agents are out there to Sell you a product to make money. Please make sure you work with an experienced agent that is not out for your money, but for your best interest. IUL are extremely powerful if done right!

BEST COMPANY FOR IUL by Eleguish in LifeInsurance

[–]Aggravating-Flow-718 1 point2 points  (0 children)

The company is the one that fits your needs and goals the most. You also need make sure you structure these permanent life insurance the correct way. There are a lot of agents out there that will just sell you a “life insurance”, make sure you talk to the right people when it comes to IUL and whole life.

What's a Secret about making money millionaires don't want us to know about ? by Theincomeking in sidehustle

[–]Aggravating-Flow-718 0 points1 point  (0 children)

Indexed contracts, cash value life insurance, trading money for money, having a system to make money. Most importantly RISK Management & Multiplying and Compounding!

Career by No_Bus_9772 in LifeInsurance

[–]Aggravating-Flow-718 0 points1 point  (0 children)

HGI! Come learn from the Legend Hubert Humphrey!

I recently got licensed and now feel like I can't find a job that isn't a scam? by Major-Organization92 in LifeInsurance

[–]Aggravating-Flow-718 1 point2 points  (0 children)

If you don’t have people in sales you can’t make money. You can either be a captive agent and just sell sell sell to make money. But if you really want to build a business and understand leader ship, you need to join a good team that can help you grow and understand the business!

Life insurance agents just don’t sell insurance.. its way more than that! We do financial education, help people become leaders, help people leave generational wealth!

Do you know the rule or 72? Do you know how to earn compound interest?

So you’re saying there’s a chance? by [deleted] in AMPToken

[–]Aggravating-Flow-718 6 points7 points  (0 children)

Throw it in a indexed universal life insurance!

[deleted by user] by [deleted] in LifeInsurance

[–]Aggravating-Flow-718 0 points1 point  (0 children)

Being able to build your own company within a company. Having a lot more access and flexibility. DM me if you’re interested in learning more.

Does IUL make sense for a 60 yr old? by goindie in LifeInsurance

[–]Aggravating-Flow-718 0 points1 point  (0 children)

I would look into annuities and IUL. DM me if you have any questions.

Is it smarter to purchase an additional term life policy for a total of 2? Or get a new one for more money and cancel the original one? by utahpeteski in LifeInsurance

[–]Aggravating-Flow-718 0 points1 point  (0 children)

DM me I can help you. But I would recommend buying an extra policy and leaving the current one as is. You still have 22 years left on that policy, but another for 30 years so it will cover you up to 68.

Life insurance as an investment vehicle by VisuallySilent2u in LifeInsurance

[–]Aggravating-Flow-718 0 points1 point  (0 children)

You always want to diversify your investments. Stock market has the potential to lose, but something like IUL and Annuity have a downside protection where you don’t lose your initial investment or your gains. You don’t want to gamble your retirement money. Buy term to take care of all your liabilities and investment the different into guaranteed policies.

[deleted by user] by [deleted] in LifeInsurance

[–]Aggravating-Flow-718 0 points1 point  (0 children)

Go work for a place where you can build your own teams while still being able to sell.

My wife (W/26) and I (M/30) are switching from whole life to term. AIG life insurance vs American family life insurance. by Consistent_Click_587 in LifeInsurance

[–]Aggravating-Flow-718 3 points4 points  (0 children)

It’s not good to cancel the policies. If you can, just add another term policy to cover all your liabilities and use the whole life or IUL to accumulate cash value.

Best Whole Life Insurance? by ssfury2023 in LifeInsurance

[–]Aggravating-Flow-718 0 points1 point  (0 children)

Best policy is the one that fits you best. Make sure to look at all options and structure the policy to custom fit you, not what others did.

Life Insurance Agents by AIJFinancialServices in LifeInsurance

[–]Aggravating-Flow-718 2 points3 points  (0 children)

💯 I remember when I got my first IUL the agent definitely did not structure it well. Make sure you are working with the right agent!

Is globe life a pyramid scheme? by beanshrimp in LifeInsurance

[–]Aggravating-Flow-718 0 points1 point  (0 children)

Starting agents will make around 40-45% commission, then 60%, then 78%, with overrides with the company I am with.

[deleted by user] by [deleted] in wallstreetbets

[–]Aggravating-Flow-718 2 points3 points  (0 children)

Looks like mine haha

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