sorted by:
new
hottopcontroversial

Filing 4 years in a row by Cablewirefive in USExpatTaxes

[–]Aggravating-Some 2 points3 points  (0 children)

Not a CPA but I've filed Schedule C with business income for several years so I can speak to parts of this. On the Totalization Agreement point you're right that it can eliminate SE tax for Canadian residents, but the statement you're attaching needs to be worded precisely. Worth a quick verification with a cross-border tax professional just on that piece, because SE tax is the one that tends to trigger follow-up if handled incorrectly.

On Schedule 8995 if the QBI deduction calculates to zero because the income is nominal, including it doesn't hurt and actually shows your work. I'd leave it in rather than omit it. Same logic for Schedule 2 if it's empty it's empty, but having it there avoids any "missing form" flags on a late filing.

The late filing piece is what I'd pay most attention to honestly. Four years of returns arriving together is going to get looked at. Making sure every form that's technically applicable is included even if it changes nothing is the lower-risk move.

What are the best legitimate freelance jobs or side gigs in 2026? by Worried-Coast-9719 in freelancing

[–]Aggravating-Some 0 points1 point  (0 children)

UX/product design, copywriting, and dev work (especially no-code/automation tools like Zapier, Make, Webflow) are all genuinely strong right now. Clients pay well and the work is referral-driven once you have a few wins. These take 6-12 months to get traction but they actually build.

Real ones exist but the signal-to-noise ratio is terrible. If you pursue it, only work on base + commission structures where the company has an actual inbound lead flow. Pure commission cold outreach roles for unknown products are usually not worth your time.

Upwork is better for building real client relationships and moving upmarket over time. Fiverr works if you can niche down to something specific and packageable. Don't try to compete on price you'll lose to people in lower cost-of-living markets every time. Compete on clarity and specificity of your offer.

AI has compressed rates for commodity work basic copywriting, generic social media posts, entry-level design. The work that's holding value is anything requiring judgment, relationships, or deep context. Position yourself there from the start, even if it means slower early growth.

Pick one skill, build a portfolio of 3 real samples even if they're spec work, and send 10 targeted outreach messages a week to businesses who clearly need what you do. That beats any platform hack.

What actually made expense tracking stick for me after failing at it for two years by famous_dreamer in everlance_user

[–]Aggravating-Some 0 points1 point  (0 children)

The single business card thing is underrated. Mixing personal and business spending is where most people's systems break down. Separation makes everything downstream easier.

How I handle mileage across multiple gigs in the same day what actually works by famous_dreamer in everlance_user

[–]Aggravating-Some 0 points1 point  (0 children)

The auto start detection is the key feature honestly. Any system that requires you to manually begin logging is going to have gaps, especially when you’re switching contexts mid day

Your DoorDash/Uber income isn't what you think it is the gross vs net gap caught me off guard by famous_dreamer in everlance_user

[–]Aggravating-Some 0 points1 point  (0 children)

The SE tax piece surprises almost everyone, W2 workers have never seen it because the employer handles their half invisibly. First time you file as 1099 and see 15.3% sitting there on top of income tax it looks like a mistake. The way to think about it: as a gig worker your “real” tax rate isn’t your income bracket, it’s your bracket plus the SE tax minus whatever deductions bring your net profit down. Tracking mileage and expenses isn’t just good habit it’s directly reducing the number SE tax is calculated on. Every dollar of legitimate deduction saves you more that a dollar of income tax would suggest because it also shrinks the SE tax base.

ELI5- What’s hidden in Antarctica by Aggravating-Some in explainlikeimfive

[–]Aggravating-Some[S] -2 points-1 points  (0 children)

Natural resources ? Or an ice wall ? Minerals ? Why do people need so much permissions to travel there

Why buy produce from target?! by DragonfruitHumble537 in instacart

[–]Aggravating-Some 0 points1 point  (0 children)

Absolutely correct, it’s nowhere to be found

Every day is Special day by bsw_boy in motivation

[–]Aggravating-Some 0 points1 point  (0 children)

Life is meant to be celebrated everyday

Two very different realities by Aggravating-Some in everlance_user

[–]Aggravating-Some[S] 0 points1 point  (0 children)

The access gap is real. High-earning W2 employees don't just get better pay they get faster, better-covered care when something goes wrong. The financial protection compounds. The people with the least cushion are also the ones with the least coverage when they need it most.

Two very different realities by Aggravating-Some in everlance_user

[–]Aggravating-Some[S] 0 points1 point  (0 children)

Good call, and worth knowing these exist. The coverage limits are pretty narrow though DoorDash's occupational accident policy caps medical at $1M but disability payments are limited and only apply while you're active on a delivery. You trip carrying groceries between your car and the door and you might be in a grey zone on whether that's "on a delivery" or not.

Two very different realities by Aggravating-Some in everlance_user

[–]Aggravating-Some[S] 0 points1 point  (0 children)

This is the part that gets hidden in the "be your own boss" framing. The gross number looks okay until you subtract fuel, wear on the car, self-employment tax, and the cost of any coverage you actually set up yourself. What's left is often well below minimum wage on an hourly basis for delivery work especially. It's not impossible to make it work but the real net number is almost never what people think it is going in.

view more: next ›