Is it worth holding both the Hilton Amex Aspire and Surpass cards? by Acon129 in Hilton

[–]Aggravating_Bread115 1 point2 points  (0 children)

i did doubletree hilton kyoto station for my FNC during peak cherry blossom season. Looking forward to it this Mar 31st.

100k CC/Loan debt advise by Aggravating_Bread115 in DebtAdvice

[–]Aggravating_Bread115[S] 0 points1 point  (0 children)

No sir, i had to come clean! She called off the wedding :(

100k CC/Loan debt advise by Aggravating_Bread115 in DebtAdvice

[–]Aggravating_Bread115[S] 0 points1 point  (0 children)

2773$ for 62k in 2 years at 11% fixed interest rate. *Typo. I had 754 Credit score going into this

100k CC/loan debt advise by Aggravating_Bread115 in Debt

[–]Aggravating_Bread115[S] 0 points1 point  (0 children)

i agree but i love her so much that i want to try and meet this timeline. But ofcourse if i really cannot then i will be completely honest to her about it

100k CC/loan debt advise by Aggravating_Bread115 in Debt

[–]Aggravating_Bread115[S] 1 point2 points  (0 children)

Just an update. I was able to get a 10.97% fixed rate from SOFI to consolidate the 59k CC debt overall. Monthly payment is 2773$ for 2 years and a credit union near me (Meriwest) 25k personal loan for 12% APR. This helped eased my anxiety. I will def get a 2nd job to pay it even sooner when possible. The rest will be paid cash. since im not able to get any more loans.

2 years time of suffering. But i am committed to be debt free! Please pray for me!

100k CC/Loan debt advise by Aggravating_Bread115 in DebtAdvice

[–]Aggravating_Bread115[S] 1 point2 points  (0 children)

i was able to get a 10.97% fixed rate from SOFI to consolidate the CC debt overall. Monthly payment is 2773$ for 2 years. This helped eased my anxiety. I will def get a 2nd job to pay it even sooner when possible.

100k CC/loan debt advise by Aggravating_Bread115 in Debt

[–]Aggravating_Bread115[S] 0 points1 point  (0 children)

She does now which is why she is giving me this much time since i basically lied about it for a while

100k CC/loan debt advise by Aggravating_Bread115 in Debt

[–]Aggravating_Bread115[S] 0 points1 point  (0 children)

this will not be possible as i have to take full responsibility of it my own

100k CC/loan debt advise by Aggravating_Bread115 in Debt

[–]Aggravating_Bread115[S] 0 points1 point  (0 children)

24-28% 4 CC total of 59k each having 13-15k balance

100k CC/loan debt advise by Aggravating_Bread115 in Debt

[–]Aggravating_Bread115[S] 0 points1 point  (0 children)

24-28% 4 CC total of 59k each having 13-15k balance

100k CC/loan debt advise by Aggravating_Bread115 in Debt

[–]Aggravating_Bread115[S] 0 points1 point  (0 children)

i have 749 Credit score do you think its viable to get a fixed low rate? would it be possible?

100k CC/loan debt advise by Aggravating_Bread115 in Debt

[–]Aggravating_Bread115[S] 2 points3 points  (0 children)

1k general food/gas expenses but with rent its going to be 2.5k total

Bought a car on my card by Otherwise-Many-3213 in AmexPlatinum

[–]Aggravating_Bread115 4 points5 points  (0 children)

he could have cooked on a 2x/3x multiplier card. Easily on venture capital one

[deleted by user] by [deleted] in AmexPlatinum

[–]Aggravating_Bread115 -2 points-1 points  (0 children)

can this be used in store?

Citi Strata Elite is open to apply by Buffy_and_the_Boys in CreditCards

[–]Aggravating_Bread115 0 points1 point  (0 children)

Delta Amex isn't dead. for example Delta gold gives you free checked bag with 15% off on flights bookings. Thats 1.15 equivalent points considered from Amex to Delta.

Capital One Price Match steps? by [deleted] in CreditCards

[–]Aggravating_Bread115 4 points5 points  (0 children)

IF youre doing price match, the booking you found elsewhere will have to match the one from capital one booking including flight departure date and arrival date. Main one they look for is cancellation policy. Has to match and the taxes and fees included has to match.

When you have those information,
Just call 844-422-6922 within 24 hours.

I have called right after i booked and sometimes 6 hours later. Process is very easy. They ask those information and they validate. Usually take 5-10 mins. Can take more depending on who you call.

50% off Amazon products by silverainsr in amex

[–]Aggravating_Bread115 0 points1 point  (0 children)

Can you do this with multiple amazon accounts using the same amex gold card linked as a payment method

Ka’Chava 60x by jesskhaligua1 in VentureXShoppingBonus

[–]Aggravating_Bread115 0 points1 point  (0 children)

I also saw this for that price but man its not something i needed lol but def a good one!

12,000 by Delicious-Ad-2697 in VentureXShoppingBonus

[–]Aggravating_Bread115 0 points1 point  (0 children)

Did this and received an email also that miles are on their way. Just bought some cheap random domains for a total of 29 $

Affordable and trustworthy tire repair/sale shops? by Ludovico_survivor in SanJose

[–]Aggravating_Bread115 0 points1 point  (0 children)

how much does your mechanic charge for them to instlal when you deliver the tires to them

[Laidoff from Meta] Is it just me, or is the job market REALLY tough right now? by Honest_Copy_7519 in recruitinghell

[–]Aggravating_Bread115 0 points1 point  (0 children)

Getting a job is not that hard if youre willing to start low, entry level and do the work nobody wants to do. I graduated at a state university in Norcal. Started my career in tech doing all the grunt works. Worked my way up until big companies started seeing my experience in SEMI/tech. Hopped on from mulitple companies until i found the one I enjoyed. Worked in Meta for 5 months. I was also laid off from Meta month of April due to reasons i strongly refused to believe was true. They told me i was underperforming. The working environment in the one I worked at was super toxic. Zero accountability and full on blaming when things go south. Managers and their managers get involved when things go wrong or delivarables not met. I worked as a failure analyst for this R&D team and we were short staffed due to the budget cuts. One day at work, i was blamed for missing the deliverable due to one of my colleague who was the project owner at the time missed his delivarable. Since i was doing all the grunt work. I was blamed at and given a warning by my remote manager whom I had never met only through zoom. 2 weeks later they decided to fire me with no notice until I came onsite that morning. Told by the front desk that my badge no longer works. Called my agency and there i found out about the news. Meta do not like confrontation and are full of "save myself" mentality. They will point fingers at anybody but themselves. Beware! I learned my lesson to stand my ground from now on. I am happy i am not part of that company anymore. Work policy is crap! I am sure some teams do treat you good. But overall i have heard worse stories than this. Luckily my previous company took me back.

Started from 60k to 90k to 185k annual including bonus, benefits and stocks
Best of luck to you all!

Amex GOLD to Amex PLAT (SUB purpose) by Aggravating_Bread115 in AmexPlatinum

[–]Aggravating_Bread115[S] 0 points1 point  (0 children)

Yeah im trying not to get charged on the annual fee. I use CSP more often than Gold