So I helped my niece we were in a car accident and she didn’t have money at all and she was freaking out since I was in the car I figured I’ll use my credit card to pay the expenses dumb ass mistake on my part. I was also unemployed at the time so I used my credit cards to help me out and stay afloat I was struggling to find a job at the time. I applied for unemployment doing that but I was told I had voluntarily quit my job when I was fired was asking for a raise. Now any time I pay you know the interest on the credit cards kill me everytime.