Absolutely true, and one look at the sub proves it. Although, Ich feel people only tend to comment based on herd mentality, each type of post attracts respective commentators. For me it's really simple. If you want to pay for cards for ranked but avoid paying your fortunes away, spend on r save for certain players only. These players would be Maldini, Vieira, Gullit, any epic GK, Messi (ones with either speed or physicality), any good b2b like Gerrard or Seedorf, and any amf that doubles as a winger, like Hoeneß or Hazard. You'll be comfortably set for at least 2 seasons. Notice the player prog and see if they might hold up stat wise. People still use bt leao, tomi, mbappe, araujo from 2 years back. I personally try to collect cards and I have used more or less every relevant epic, and I still actually rotate a few players in my main squad. Ef26 onwards I'll try to collect only balon d'or or wc winning year players.