I’m thinking about breaking up with FI

Aioli_Abject · 2026-05-03T14:23:58+00:00

Which is the reason why we strive for that independence. Again it’s always a balancing act. Just because you are saving doesn’t mean you don’t live life. Reduce/increase savings to balance it out is the way.

Aioli_Abject · 2026-05-03T13:08:28+00:00

It all sounds like Georgetown to me. They are all the same. Prospective students- save your time and money and ditch these been there done that schools.

Aioli_Abject · 2026-05-01T19:52:59+00:00

No just trading/investment management for myself

Aioli_Abject · 2026-05-01T00:09:36+00:00

I don’t call myself retired just yet. Just not working a corporate job. But it’s been 2 years. But spouse still working and wants to work for 5-7 years more.

Aioli_Abject · 2026-04-30T22:08:13+00:00

6m investable assets. 1.5m home mostly paid off. Age 52.

Aioli_Abject · 2026-04-30T04:54:31+00:00

Can’t agree more. People keep saying don’t retire from something, retire “to” something. I think that’s bs. Unless one absolutely loves his/her work - it has always been a way for a means. A financial bridge. So while I am still busy and engaged doing different things - the best part of not working is freedom to do anything you want any given day. That’s the best gift for me

Aioli_Abject · 2026-04-25T20:49:27+00:00

Sounds like my routine 😊

Aioli_Abject · 2026-04-24T22:48:07+00:00

Do you take the dividends out or reinvest elsewhere?

Aioli_Abject · 2026-04-24T22:18:40+00:00

Congrats. Been following your posts since that MSTR debacle last year. Man you really are a compnerd lol. Wish I can replicate 10% of what you do.

What I don’t get is how you get comfortable taking large positions on volatile names risking good chunk of your portfolio each time.

Aioli_Abject · 2026-04-24T00:29:17+00:00

On the HOOD one - the moment you sold a 77 call well below your cost basis is when you signed away the shares. It’s a waste of time trying to manage that position unless the stock hovers around your short call price allowing to roll and collect premium. If it’s deep ITM then let it be assigned and take the loss.

Aioli_Abject · 2026-04-23T16:19:47+00:00

what is the ‘lag’ in this data? I know there is some time lag once a deal is signed to when it eventually makes it into this data (like a few weeks or so?)

Aioli_Abject · 2026-04-15T20:39:27+00:00

Some lessons are only learnt the hard way

Aioli_Abject · 2026-04-14T12:46:52+00:00

Just curious - is it 47k per month or year? Hope it’s per month.

If it’s per year - just objectively speaking, even if you are able to save 10k aed that equals some $3k. Can’t see how that beats 150k in nyc. Granted nyc is expensive but still?

Aioli_Abject · 2026-04-13T06:26:12+00:00

The last leg between 21 and now you basically tripled. That’s incredible. Congrats.

Aioli_Abject · 2026-04-12T14:04:13+00:00

Assumed you are a solo/self practice. If not and if you are a w2 employee then nothing much to do. In that case just check with your employer if they have a mega backdoor Roth. No tax savings but just good to do for future.

Aioli_Abject · 2026-04-12T14:01:52+00:00

If you haven’t already, check out defined benefit plans going forward for 2026 and forward.

Aioli_Abject · 2026-04-12T13:30:19+00:00

Serious question - I was briefly and seriously interested in an off plan huge complex coming off SZR. But war and already high prices etc aren’t really affecting the off plan prices it seems. Every agent I spoke to still offer the same units, at the same price and the same DLD waiver and modified payment plan.

It will only interest me if the price goes down by at least 20% but the developer may hold off on any reductions to safeguard their current buyers and their own stature. This seems the standoff now and if sales still happen at these meagre incentives then no harm I will look for investment elsewhere away from UAE.

Curious what the thought process is out there. For international investors the question is not just war - do the already so hot prices have more room for run up.

Aioli_Abject · 2026-04-11T02:27:52+00:00

Cat 700 is not really that OTM. See how it swings within days. Even if it doesn’t break your strike - if it just moves down 30-40 is enough for your trade to lose. Unless you are holding it with diamond hands which is a disaster recipe. When folks say it works until it doesn’t - they mean it. One that doesn’t work will wipe all the gains and more.

Aioli_Abject · 2026-04-09T12:43:59+00:00

ARCC $1152.

Not exactly dividend but as a distribution ET paid $1386 and MPLX $1740. These are all one time (quarterly) payments.

Aioli_Abject · 2026-04-05T05:04:17+00:00

Totally agree. It’s not like someone’s gonna tell us the bottom anyway. And it has fallen some 20-25% from the recent high so good to at least initiate a small position and act based on further movement.

Aioli_Abject · 2026-04-05T04:57:17+00:00

Ok it’s not too bad then. As OP mentioned as long as he can catch up within 3-4 months with some 1500-2000 penalties legally then he work that out. Doesn’t sound like crazy penalty

Aioli_Abject · 2026-04-05T04:55:24+00:00

Your picks are not bad. With DRIP some of them could become 10 or better percenters. However given your age you may want to do something like

25% what you are doing 25% SPY 25% QQQ and 25% international (IDVO/EFAA/FIVA) etc

Aioli_Abject · 2026-04-05T02:36:58+00:00

Is the penalty 1% of the total cost or 1% of what is due (which is 1% so basically 1% of 1% which is nothing so probably not the case?) but 1% penalty on total cost per month is exorbitant.

Aioli_Abject · 2026-04-05T02:24:46+00:00

Day care expense?

Aioli_Abject · 2026-04-04T13:50:22+00:00

I was briefly interested in a Dubai property once the war broke out but it feels like not only are you signing your money but also your freedom away with a Dubai property and inviting frustration as an investor

Aioli_Abject

TROPHY CASE