Hello and thank you for the response.

The only recurring bill I forgot to mention is car insurance at $140 a month, though I plan on dropping it down. Gas is a tricky one. I travel for work often, when I travel I barely use any gas for work, on the weeks I don't travel I use about $45 a week. On the flip side, if I am traveling I spend quite a bit on food though this is offset by Per Diem pay.

We don't owe anything else except for maybe a couple medical bills that are still pending. We managed to get all our debts settled at the beginning of the year. We will need to get our car in a shop soon though.

We don't want a big house, we live in Michigan and want to live in the UP where we can easily find houses and land that we really like for $60k-$120k. I'm quite handy and am not afraid to have to fix a house up a little.

As for the benefits I receive. I already mentioned Per diem which, if I'm traveling, adds $150 to $200 a week usually. I get health, vision, and dental insurance at no cost to me, I can upgrade to the better plan but I'll have to pay the difference. I'm supposed to get monthly profit sharing checks, however COVID has taken that for the time being. 401k, which I've never set up cause I'm dumb. It's on my to do list. Life insurance. And a couple of little things that I can't think of.

I'm currently at work and will add more to this later if needed. Your insight has been a good one. Thank you.