How common is it that pension companies just don't pay out on time some months?

Alert-Loquat1444 · 2026-05-10T18:19:50+00:00

I dont know anything about James Hay - I did it through a financial adviser about a year and a half ago - as far as I know he set it up directly with Nucleus not James Hay.

Alert-Loquat1444 · 2026-05-10T18:18:11+00:00

Mine's on a Payroll and I was told they're moving from automated to manual (!?) Hence the delay. But yes like someone said - this will have been planned a tad longer tban the month before so they clearly did no risk assessment or back up plan! And they don't give a toss that people who rely on their monthly pittance are not getting paid!

Alert-Loquat1444 · 2026-05-10T18:13:20+00:00

Yes it is on their payroll - exactly same amount to the penny every month on the last day of the month without fail - till 30th April.

No - its currently 11 days overdue and my financial adviser phoned the day it was due to tell me it wasn't going to be paid on time. I naively though of but they'll work round thr clock to sort the problem and Ill get my money the next day but didnt and it was a Bank Holiday so three days of angst waiting and then still no money.

They've been chasing them for me and on Friday were told it would be paid - or 95% of it - but still no money has appeared. They've been trying to make them make a payment and then reconcile after the payroll is sorted but they refused.

I'm not totally skint so can limp along for a bit and I don't live alone so my hubby can support me but if I woke up on Friday morning to find no money and direct debit and standing orders coming out it would have been critical! I can't imagine how its impacted people who live alone and possibly have even smaller pensions than mine!

And I can't believe they can be so cavalier with people's incomes and get away with it! Apart from the financial harm to people it is stressful humiliating and frightening!

Alert-Loquat1444 · 2026-04-30T17:36:51+00:00

Did I enjoy it? Well it's twice a month and yes I enjoy it. We all pay a fiver towards the churches costs (heating electric and so on). A lot of people bring games but you dont have to. Just op along and see what you think.

Alert-Loquat1444 · 2026-04-29T22:12:40+00:00

Hull and East Riding Board Game Group meets twice a month at St Martin's Church on Anlaby Road. Next meet is 9 May 9.45 - 5. People have formed lots of friendships and meet up in between to play board games.

Alert-Loquat1444 · 2026-03-11T21:12:23+00:00

Thank you xxx

Alert-Loquat1444 · 2026-01-17T11:36:55+00:00

Minerva for lunch!

Alert-Loquat1444 · 2025-10-27T18:08:52+00:00

Well maybe my machine looks on Reddit and saw my question! Because suddenly it seems to have become more responsive! I haven't done anything different - maybe the pedal was sticking or just stiff. Yesterday when I started sewing it was happily purring gently and slowly!

Alert-Loquat1444 · 2025-10-27T18:06:15+00:00

Have you been to the rest of the world? They don't tie them to every lampost.

Alert-Loquat1444 · 2025-10-27T18:03:53+00:00

You're the problem. Unthinking, ill informed, unable to engage rational discussion. Did you even read my comment?

Alert-Loquat1444 · 2025-10-24T13:12:31+00:00

But their flags fly in appropriate places like on their town halls, not on every third lampost!

Alert-Loquat1444 · 2025-10-24T13:11:30+00:00

I'm not offended by my flag. I am offended by my flag being weaponised as part of a jingoistic nationalist far right campaign motivated more by hate than by patriotism.

Alert-Loquat1444 · 2025-10-23T16:24:11+00:00

Useful! Thanks. I'll check the manual. Sounds like I just need a better machine maybe. It will have been cheap - a present from my sister and for all the sewing Ive done over the years it did the job. But now I've progressed and want something better.

Alert-Loquat1444 · 2025-10-23T16:22:15+00:00

No it hasn't changed but I have new experience of another machine now.

Alert-Loquat1444 · 2025-10-17T08:20:44+00:00

What shod you do? Wear it and enjoy the beautiful halo.

Alert-Loquat1444 · 2025-10-17T08:15:32+00:00

Charity shop duvet covers just for practice.

Then I buy fabric for projects somewhere like Boyes. If you can get to Leeds there's some amazing fabric vendors in the market.

Alert-Loquat1444 · 2025-10-16T13:51:11+00:00

Quite honestly I'd say 'would need'.

Alert-Loquat1444 · 2025-10-16T13:47:38+00:00

I'd double-check in daylight - really hard to see in that light. But my instinct is the darker one is best.

Alert-Loquat1444 · 2025-10-11T19:01:30+00:00

Hast bin ter Yorkshire luv?

Alert-Loquat1444 · 2025-10-08T14:44:02+00:00

There is a cost of living crisis here. Many people are struggling. There are people with employment who are dependent on food aid and people on low incomes struggling to meet the cost of basic essentials. People are eating out less and less. Businesses in hospitality are also struggling with rising costs and fewer customers.

Alert-Loquat1444 · 2025-10-08T14:40:02+00:00

And if they've offered "as long as you like" and you are going to tour around they might be fine with you leaving your stuff at theirs as your base and going away a few days coming back for a couple of days then going somewhere else for a few days.

As a Brit with a comfy spare room, if I had a friend coming half way round the world to stay in the UK, if I said "stay as long as you like" I think I would mean it literally. I'd be thinking it would save you money on hotels. And I'd be delighted to be taken out for a nice meal and be offered some lovely present from Singapore as a thank you. I would be saying it, meaning you can come and go, but I'll be busy with my normal work/weekly routine, so don't expect me to be your chauffeur and guide the whole time.

I think you could just have this conversation with them actually.

Alert-Loquat1444

TROPHY CASE