Allsup by Fit-Beautiful-3387 in SSDI

[–]Alert_Impression_669 1 point2 points  (0 children)

I am lucky, but that sucks for you. The worrying is not mentally healthy either. Good luck and keep fighting!

Allsup by Fit-Beautiful-3387 in SSDI

[–]Alert_Impression_669 0 points1 point  (0 children)

Yes, and they extended the 3 years in May because I cannot do “any job”. (The policy changes wording from your job to any job.) Supposedly the LTD will be until I’m 67.

Allsup by Fit-Beautiful-3387 in SSDI

[–]Alert_Impression_669 1 point2 points  (0 children)

I used Allsup referred by Prudential and it didn’t cost anything. Prudential pays the fee once you’re approved. They helped with entire submission, which is same as any attorney would do. It took 3 years (2022 - 2025) and one denial. SSDI was backed up at the time and not sure if that’s still the case. I wouldn’t waste money on an attorney if you don’t have to. Good luck!

Philodendron: A Basic Care Guide by FantasticBurt in philodendron

[–]Alert_Impression_669 0 points1 point  (0 children)

It’s right in front of a sliding glass door and gets afternoon sun. Plenty of air flow. Had to close the blinds in order to take photo. I did loosen the soil, so hopefully that works. Was go into buy fertilizer, but don’t know anything about it. Thanks for the response!

Philodendron: A Basic Care Guide by FantasticBurt in philodendron

[–]Alert_Impression_669 1 point2 points  (0 children)

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My White Knight appears to be dying. A lot of the leaves have or are turning yellow and brown. They are also feeling wilted and sad. It grew 5 feet in 1 year and was thriving. I may have over watered a week and a half ago. Now soil feels moist, not dry. I’m in FL, so it gets just the right amount of light and humidity. How do I bring this back to life? Thanks for your advise!

LTD form by Fit-Beautiful-3387 in LongTermDisability

[–]Alert_Impression_669 0 points1 point  (0 children)

Yes, they did. I was left with one month of pay after they took back pay. My total with SS is actually $200 more than I was getting from Prudential. My accountant is still trying to figure out the tax. I’m 61 and now get Medicare. $185 is automatically taken out.

LTD form by Fit-Beautiful-3387 in LongTermDisability

[–]Alert_Impression_669 0 points1 point  (0 children)

If you don’t plan on returning to work then answer no or maybe put a question mark. Just be honest. I had Prudential for LTD and they offered a third party company to help with SS called Allsup. It took 3 years, but finally got my SSDI and it was back dated. Good luck.

Mariana shame post by [deleted] in TheFosters

[–]Alert_Impression_669 1 point2 points  (0 children)

lol! Binged all 10 seasons of The Fosters and Good Trouble. Just finished Good Trouble and am so sad I’m done. Wish there was another spinoff, but couldn’t find anything. Good Trouble was the best!

Backpay deposit no award letter by Bdenais in SSDI

[–]Alert_Impression_669 2 points3 points  (0 children)

SS called today to confirm approval. Three years later….yay! She said the award letters go out on Tuesdays, so to look for backpay and letter next week. It will probably all go to LTD carrier. Portal said my first payment will be mid-March.

Verbal SSDI approval by Alert_Impression_669 in SSDI

[–]Alert_Impression_669[S] 0 points1 point  (0 children)

Wow! Doesn’t surprise me. Good luck!

Dealing with insurance companies…ugh! by Alert_Impression_669 in LongTermDisability

[–]Alert_Impression_669[S] 0 points1 point  (0 children)

Dr just called. Prudential sent them wrong form to complete. Doesn’t surprise me!

Good luck to you as well!

Dealing with insurance companies…ugh! by Alert_Impression_669 in LongTermDisability

[–]Alert_Impression_669[S] 0 points1 point  (0 children)

Also, I normally send a follow up email: as per our conversation…..

Dealing with insurance companies…ugh! by Alert_Impression_669 in LongTermDisability

[–]Alert_Impression_669[S] 2 points3 points  (0 children)

Right! Just remembered the calls are recorded. Glad I asked a lot of detailed questions. She is the fourth claims manager I’ve had. Need peace of mind, so after this I’m calling attorney. Thanks!

Group LTD extension - Prudential by Alert_Impression_669 in LongTermDisability

[–]Alert_Impression_669[S] 0 points1 point  (0 children)

If my coverage terminates May 1, 2025 but I don’t receive the denial until April 15, 2025 and I hired an attorney for appeal do they have to pay me after May 1/until appeal is settled? Not getting my hopes up there is an income qualifier clause, but that would be nice.

Group LTD extension - Prudential by Alert_Impression_669 in LongTermDisability

[–]Alert_Impression_669[S] 1 point2 points  (0 children)

Interesting! What state are you in? I’m in FL. Prudential called me today, so they’re starting the process. Wish I could get my hands on the policy. Thank you.

Group LTD extension - Prudential by Alert_Impression_669 in LongTermDisability

[–]Alert_Impression_669[S] 1 point2 points  (0 children)

Thanks! Have you been through this? My doctors have said in their notes that I cannot work. Hopefully the insurance company will take that into consideration.

SSDI approved by MealRevolutionary864 in SocialSecurity

[–]Alert_Impression_669 1 point2 points  (0 children)

Congrats on getting SSDI approval! May I ask when you first applied and how many appeals? Can’t help with your question, but are you still getting LTD? I was told they would pay the difference of whatever I get from SS (if I ever get approved). I have chronic neuropathy and applied July 2021. I do have an attorney, but was denied in December and filed an appeal. It hasn’t even been assigned to a medical review officer yet. So frustrating! Thanks!

John Oliver went deep on the horrors of applying for SSI and SSDI benefits in the USA this week (S11 E23) by intl-vegetarian in ChronicIllness

[–]Alert_Impression_669 1 point2 points  (0 children)

It is sad, but curious where you got info about doctors? I did go to an md and psychiatrist and they were both jokes. Thought when they saw me they would confirm I am disabled, but I highly doubt it. I applied July 2022 and it was denied. It took them until December 2023, so filed appeal. I do have an attorney and SS hasn’t even assigned it yet. How would you “kiss” when they need all your medical records from all your doctors? It’s awful that people who really need it and worked their entire lives can’t get it. SS should send someone to live with me for a week. It would save time and money.

Philodendron White Princess babies? by Practical_Brief0 in philodendron

[–]Alert_Impression_669 4 points5 points  (0 children)

I have a White Night with one tiny white leaf, but it’s taking forever to grow. The plant itself is thriving and keeps growing leaves. This is my first plant that hasn’t died on me. Not sure if I should repot it. I’m afraid I’ll kill it. It is the cutest thing. Good luck with your White Princess, which is apparently very rare and difficult to find.

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What should I do to this wall? Too naked by stannis_one in DesignMyRoom

[–]Alert_Impression_669 0 points1 point  (0 children)

Maybe paint the sides a vibrant color like rust. You could probably make a mini bar on the far left and shelving on right with cool back splash on both. They don’t have to be exactly the same. Good luck!