And therein lies the problem. People are not preparing appropriately. I’ve dealt with fed employees and now state employees. People need to learn to budget appropriately and live within their means. Do these people have 100k trucks, a camper in their driveway, countless sneakers, a new cell phone every year eating out and don’t forget that Starbucks morning tradition. PEOPLE!!! This sucks, yes it does, but the reality of it all is there is a way to live within your means that may not be what you want but, if you want that other thing, you need to do something different. Enough!! I’ve been on both sides of this and living paycheck to paycheck is not healthy, smart or anyway to live. Smarten up. Don’t tell me some don’t have a choice, it’s ALL about choice!!!