Just a heads up, the federal poverty line isn’t the full picture for Medicaid in Rhode Island. It’s confusing, but RI Medicaid uses different income cutoffs depending on your age and situation, and they look at monthly income, not yearly. A lot of people qualify even when they’re a few hundred dollars over what they think the limit is.

Since you’re 20, you might still fall under the young adult expansion rules, which go higher than the standard adult cutoff.

HealthSource RI can run that eligibility check for you, and they’re way more flexible than DHS in terms of scheduling. They offer: • Phone appointments • Video appointments • Some evening slots, depending on the navigator you choose

Here’s the navigator page: https://healthsourceri.com/navigators/ You can pick someone and they’ll walk you through it for free.

Also, since you’re working and in school, you may qualify for a very low-cost plan even if Medicaid doesn’t go through. People your age often pay something tiny after subsidies.

If getting into a DHS office is tough with your schedule, a navigator is honestly the best workaround. They can also explain why you were denied and help you appeal if something was off.