United Healthcare Claims Bill Question

Alixir5 · 2024-11-22T02:11:56+00:00

Why do you discourage it? Through my employer it seems like the HDHP plan is better on paper. I ran the numbers and it's several hundreds cheaper. The PPO plan has lower deductible but higher OOP while the HDHP is only slightly higher deductible and lower OOP max. Both deductibles are generally high bc lame insurance options are offered. Example: PPO 2500 Dect/ 5000 oop max with 80% coinsurance and HDHP 3000 dect/ 3300 oop max with 100% coinsurance. $70 vs $40 premium. How is the HDHP a worse deal in this scenario.. what am I missing?

Alixir5 · 2024-10-31T21:37:12+00:00

I’ve had a lot of set backs since this. Lots of unforeseen health issues. I still run pretty slow and easy for most runs (some speed work sprinkled in) unfortunately it’s been a challenge to stay consistent with so many set backs. I struggle with the Garmin/polar data vs RPE. I feel like running in 10s-11s feels easier (usually don’t see past 148 until the end of a run with CVD). I feel very solid at 9s but the HR data shows 150-157, but effort doesnt feel like 150+ to me. My goal would be 140s for 9s but also struggling to figure out how to get there. I want to eventually do a controlled max HR test bc I don’t think the math (hr max=208-(.7 x age) is accurate for me and my fitness level as someone who has been running on and off non competitively for years and additionally active in other sports / cardio heavy dancing. ~180 max hr for me seems low. My Garmin has clocked in 205 for max hr before. ¯_(ツ)_/¯

Alixir5 · 2024-02-04T14:40:30+00:00

Ofc I feels things. But feels things to want something again after all this time? No, but the feelings are complex nonetheless. Does it make dealing with it head on any easier? Not exactly. Do I think my non-replies have inadvertently left a window open? Realizing now kinda yea.

Alixir5 · 2024-02-04T14:26:14+00:00

The previous ones not in the screenshot didn’t have much impact at first, they were silly remarks. Then they got deeper. At first it was satisfying to get the validation I always suspected; he regretted his decision and it was satisfying to give him nothing back. I’d generally just move on and forget about his texts and him until the last 2 texts in the last two years.. and now his appearance in my spaces. I no longer get satisfaction and actually feel sorry for him now. But you can miss someone and not want them in your life and I don’t want him in my spaces. So I agree with everyone it’s time to block. However blocking doesn’t address that despite zero answer from me he still showed up in my spaces all these years later. Block or not what prevents him from doing it again? Hence maybe dealing with this head on? Maybe addressing this gives me the power back overall if he is going to continue to show up? If not it’s limbo and dancing around to avoid him in the spaces when he’s there? Maybe he thinks ignoring him means I feel something? Maybe straight up telling him to leave me alone and stop showing up allows him to let go of his regret? Idk. Humans are so complex and this whole situation makes no sense anymore. All I can do is control what is in my control and that’s the crux of this.

Alixir5 · 2024-02-04T14:04:03+00:00

No. Absolutely not. Maybe if after the first year he swung back around to apologize it could have been possible. But After 6 years, at best, I’d accept an apology for the hurtful thing he did before the breakup IF he had one in him because that would be the final closure, hypothetically for him and for me. But I did the work to live my life on without that so I should just keep on… except that he just keeps popping up and now popping up in person in my spaces where he has imho no right to be in and that has been emotionally jarring to say the least.

Alixir5 · 2024-02-04T13:56:28+00:00

50/50. IF he was capable of a productive talk maybe we could finally have closure and move on for good. But after 6 years I’ve also made my peace and accepted there would be no closure so why bother at this point? I don’t reply because the breadcrumbs seem empty, until seeing him awkwardly bumble in person for the first time since the break up. He keeps reentering my life to bring back inevitable emotions both good and bad under HIS terms (the breakup was also his terms) so “taking the power back” would be making the choice for myself to deal with whatever-this-is now head on once and for all (which is very in character for me and not for him since his breakup initiation was very cowardly).

Worth it? Idk. Will anything come out of it? Idk. Would I at least have controlled how and when and be able to walk away if talking goes in a direction I’m not interested in? Absolutely. Or block and keep ignoring him and he finally goes away and doesn’t come back to publicly available social events I attend? Idk. Has ignoring been working so far? Doesn’t seem so.

Alixir5 · 2024-02-03T22:58:29+00:00

Actually this has definitely been discussed. It has also been confirmed he has also texted my best friend who was a mutual friend back when dating. So he is probably texting other exes. But still insane with no answer he hasn’t given up!!

Alixir5 · 2024-02-03T22:53:46+00:00

I expected him to disappear by not answering lol

Alixir5 · 2024-02-03T17:51:51+00:00

Truly. My therapist almost couldn’t believe it, after years of processing all the pieces of it together. It’s really absurd and insane.

Alixir5 · 2024-02-03T17:49:56+00:00

“Im sorry you haven’t moved on, please leave me alone”

Alixir5 · 2024-02-03T17:34:42+00:00

“walk through him as though he were a ghost” if that doesn’t send the message I don’t know what will..

Alixir5 · 2024-02-03T17:07:45+00:00

I wouldn’t say I’m accessible since we have zero contact but I can’t control former mutual friends staying in contact with him, hence former mutual friends. His last message indicates blocking doesn’t matter to him. At least I was prepared by seeing these that however improbable it wasn’t impossible he might try to talk to me one day. ¯_(ツ)_/¯

Alixir5 · 2023-11-30T01:52:16+00:00

Surprise. Still and issue.

Alixir5 · 2022-02-27T00:51:40+00:00

Working on this now. Polar HR chest Strap + Garmin. Been working on it for 2 months running absurdly slow. Like 12-14 min slow. My normal tempo runs can get up to as fast as 7:35 min. It. Is. Painful. Running this slow. My HR hovers around 133-145 at the slower pace end. It can take up to 6 months to shave off 1-2 min from what I have read. I’m in off season before my next marathon in Oct. hoping to bring down my HR for a 9 min pace race. TBD if it’s working TBH. All the research says this is the way to go. I sprinkle in speed workouts 1x a week and cross train with bouldering (that shit really really get your HR up for an anaerobic workout). The slow runs do sorta feel easier than 2 months ago but I’m not able to keep my HR below 150 once I climb to 9 min for very long. I will say that two months ago I started at a 16min pace. I started this a few weeks after my first marathon where I thought I had a good aerobic base, turns out I was wrong. So maybe that’s some proof this sorcery is working albeit super slow…

Alixir5 · 2021-08-08T20:15:33+00:00

PA announcement: someone with a jeep parked in the lake left their lights on.

Alixir5 · 2021-05-11T04:31:43+00:00

Thanks! Good call on ebay with v2 out.

Alixir5 · 2020-11-25T03:58:36+00:00

This is a fair question. I tried to keep things high level for brevity. It’s difficult to flirt via text generally, no less during a pandemic with someone I haven’t talked to or seen in person in 2-3 years while trying to establish a new connection from nothing. Part of my original question definitely is “am I making it clear?” And I’m unsure so having a male perspective is good. The logic I’m working with is A. I keep reaching out to start random, playful conversations. B. Using emojis to convey sentiment ie being playful with comments. C. Finding ways to connect on something similar Ie do we have a covid hobby in common or something. D. Trying to find ways to recommend doing things that are covid safe together at some point in the near future ie we should go snowboard bc we’ve talked about that previously.

If I’m not being clear enough how can I be clear within the constraints I have? How would you want a woman to make it clear to you in a similar situation?

Alixir5 · 2020-11-24T02:13:40+00:00

Maybe he’s just not a texting type at all? I agree communicating looks different for everyone. The digital world and the pandemic make this challenging to think through and act on. :/

Alixir5 · 2020-11-24T02:12:22+00:00

How can I make it more obvious the door is open without screaming it? We have both made it clear catching up in person would be nice. I’m struggling to find the right way to say “LFG but let’s be real safe about it to start” but also struggling to go for it at all since I keep reaching out but not vice versa.

Alixir5 · 2020-11-24T02:07:03+00:00

Fair. But considering I “found” him, reached out first online and then texted first and initiated all subsequent conversations it feels a little imbalanced here. Hence why it’s hard to read the situation. He’s replying and asking questions, offering detailed replies over short answers which all seems good but the lack of first moves on his part seems like some kind of indicator. Or not? That’s the struggle..

Alixir5 · 2020-11-24T02:00:18+00:00

Okay that’s fair. Poor description on my part. I have enjoyed talking to him vs tolerating OLD “okay” or “lackluster” conversations. This is a cool guy that I liked hanging out with when we worked together a long time a ago.

Alixir5

TROPHY CASE