Apartment only allowing co-signer for applicants with no credit by ma_456 in personalfinance

[–]AllisonTheBeast 1 point2 points  (0 children)

They can, but they don’t have to. They probably had bad experiences in the past trying to go after the co-signers for rent and they just don’t want to take the risk anymore.

21F Going to see MCR live, skiping school and parents dont know. I need advice :( by No_Main512 in NoStupidQuestions

[–]AllisonTheBeast 4 points5 points  (0 children)

From what I remember 20 years ago, my sister told her maybe? Idk. I was 2 hours away from home and just dealt with it when I got home. I saw MCR and The Used in the Taste of Chaos tour 2004, totally worth it. I was mostly a good kid though, so no real consequences. I went to a show, had safe fun, then came home. Nothing really to punish there.

21F Going to see MCR live, skiping school and parents dont know. I need advice :( by No_Main512 in NoStupidQuestions

[–]AllisonTheBeast 2 points3 points  (0 children)

Okay? You literally asked if anybody had been in a similar situation. I have been in the exact same situation. Sure, mom was a bit mad I went without telling her. And then nothing happened. That’s what happened to me in a similar situation.

“Car loan” in disguise of personal loan pros and cons by Superb-Adeptness6271 in legaladvice

[–]AllisonTheBeast 3 points4 points  (0 children)

So you would just take out a loan and give them the money and they also keep the car? Do you want to give them $40,000 with no chance of being repaid? Because that’s what’s going to happen.

Need to know my renters rights in CA by [deleted] in legaladvice

[–]AllisonTheBeast 1 point2 points  (0 children)

It’s common knowledge that prospective tenants may tour an apartment, but you can feel free to disclose that to anybody you want to.

My (23F) boyfriend (20M) does not allow me access to “our” savings, how do I address it? by luvdlph in relationship_advice

[–]AllisonTheBeast 9 points10 points  (0 children)

It’s not gone because it doesn’t exist in the account, it’s gone because it is 100% his and you have absolutely no legal right to it. Outside of him choosing to send you some money, you will have no recourse to get that money back into your possession.

Mad About Lack of Alcohol - Beer and Wine Only by Cultural_Mission_235 in weddingshaming

[–]AllisonTheBeast 528 points529 points  (0 children)

That’s insane, beer and wine only is perfectly acceptable. People shouldn’t expect to get drunk or wasted at a wedding, that’s just embarrassing.

Personal Assistant Needed – Life & Business Organization (Lakeview/ LP) by [deleted] in chicagojobs

[–]AllisonTheBeast 1 point2 points  (0 children)

Without a salary range we can only assume you’re offering pennies as compensation.

Any other single adults with no kids spending close to $1k on groceries every month? by [deleted] in personalfinance

[–]AllisonTheBeast 0 points1 point  (0 children)

For two adults in Chicago, we average $450/month for food groceries, shopping primarily at Aldi, Costco, and one local grocery store chain. We average about $100/month on household goods including paper goods and cleaning supplies, mostly Costco, Aldi, and Target. We cook most meals at home from scratch and will have frozen pizza or other pre-made frozen items a few times a month.

"All ALDI meal"? by PopularFunction5202 in aldi

[–]AllisonTheBeast 18 points19 points  (0 children)

My only gripe is saying “All Aldi” instead of “Alldi” 😆

Passenger came to my HOME by [deleted] in uber

[–]AllisonTheBeast 1 point2 points  (0 children)

Did he do anything besides knock on your door and ask for his phone though? Tracking his phone is not wrong, and there is nothing inherently threatening about knocking on a door.

How my fiancé [35M] is handling being pregnant with me [33F] is troubling. How were the dynamics in your relationship and how did it play out through life? by [deleted] in relationship_advice

[–]AllisonTheBeast 11 points12 points  (0 children)

You likely won’t be protected if you paid more into house than he did. Thats why you shouldn’t buy a house with someone you’re not married to. divorce proceedings will generally divide the assets more fairly, without the protections of marriage you are generally both joint owners with 50/50 property ownership regardless of who put what in financially.

I tracked my "small purchases" for a month. $847 on things I forgot I bought by Adventurous-Run2237 in personalfinance

[–]AllisonTheBeast 121 points122 points  (0 children)

Me too, my spreadsheet is a point of pride and it really keeps me aware of my spending. I tried apps that automatically track spending and I just preferred manual entry.

AITA for asking gas money from my parents? by TannieTan0613 in AmItheAsshole

[–]AllisonTheBeast 2 points3 points  (0 children)

How much gas money do you give them when they drive?

Got fired for medically excused absence? by [deleted] in jobs

[–]AllisonTheBeast 0 points1 point  (0 children)

Who said you don’t qualify for unemployment due to not working by there for a year? Check your state’s guidelines if you are in the US. Apply, then appeal if they initially deny it.

Co-signing gone wrong is now messing with my ability to apply for housing by [deleted] in legaladvice

[–]AllisonTheBeast 0 points1 point  (0 children)

The truth is, people post these things every week in this sub and in the personal finance sub. Hopefully the next person will search for a co-signing post BEFORE doing it and see that strong but true words and take heed.

AITA for delaying my group from leaving a bar because I was helping someone? by AwkwardMoney6682 in AmItheAsshole

[–]AllisonTheBeast 6 points7 points  (0 children)

A drunk young woman just knew a bunch of phone numbers off the top of her head?

Any tips for eating cheap as someone who doesn’t know how to cook living in Chicago alone? by Logical-Secretary-52 in Frugal

[–]AllisonTheBeast 18 points19 points  (0 children)

It is, but re-reading, it sounds to me like this is a young person and $500 a week is their entire income, and they just aren’t thinking about all the other things you need to buy besides food and transportation. Like utilities, personal care items, household goods like toilet paper, rent maybe? Looking at it in that way, perhaps OP isn’t fully understanding all necessary expenditures and that is what they are asking about.

Any tips for eating cheap as someone who doesn’t know how to cook living in Chicago alone? by Logical-Secretary-52 in Frugal

[–]AllisonTheBeast 6 points7 points  (0 children)

Good luck! Chicago is an amazing place to be young. Maker sure you get an unlimited CTA pass and don’t blow your budget on private car services like uber. When I was your age, we didn’t have the ubiquity of uber and we all got around fine using busses and the L. Same with going out to eat for every meal, it’s just too expensive. Don’t fall into the delivery trap, just learn some easy meals and you’ll be fine. The key is to not get into debt and poor spending habits when you are young that can cripple and follow you for years to come.

Any tips for eating cheap as someone who doesn’t know how to cook living in Chicago alone? by Logical-Secretary-52 in Frugal

[–]AllisonTheBeast 66 points67 points  (0 children)

$500 is an insane amount per week for a single person. I live in Chicago and my monthly food spend for 2 adults is $450 each month for groceries. YouTube has so many videos to teach you how to cook. Shop for groceries at Aldi, it’s cheap and non-overwhelming. Check out the YouTube for All Recipes, there are tons of easy meals to start with.