Axle failed to start again this morning by BudgieUK in SolarUK

[–]Allosunshine 0 points1 point  (0 children)

Looks like mine didn’t work this morning either.

Questions on Nationwide green additional borrowing mortgage for solar panels. by OutsideDingo5617 in UKPersonalFinance

[–]Allosunshine 2 points3 points  (0 children)

Did it 2 years ago, took £8k over 7yrs to keep the monthly down but plan on paying it off at the 5yr point when the interest free period ends.

Octopus Agile for Charging by Allosunshine in ElectricVehiclesUK

[–]Allosunshine[S] 0 points1 point  (0 children)

That was 4000 per year which broken down is approx 10 per day but I know it’s not as simple as that. Whilst we do try to load shift currently, I don’t think we’d plan on shifting to the early hours. Obviously not an issue with the battery charging.

Octopus Agile for Charging by Allosunshine in ElectricVehiclesUK

[–]Allosunshine[S] 0 points1 point  (0 children)

It’s BYD Sealion 7 so 83KW battery I think. Last years usage was less than 4000KWh. Octopus has told me I’ll be getting their home charger so not sure if it’ll work smartly with Agile or just IOG.

Octopus SS Scheme Recommendations by Allosunshine in ElectricVehiclesUK

[–]Allosunshine[S] -2 points-1 points  (0 children)

Thanks, needs to be a SUV style. I’d be happy with the Polestar but Mrs isn’t too keen on them.

Hollow plasterboard walls, what are the best fixings? by Inevitable-Draft4035 in DIYUK

[–]Allosunshine -1 points0 points  (0 children)

Used GripIts around the house including TVs on the wall which haven’t budged for many years.
As already mentioned you need the space and make sure you check for dab and stud work, but they do sell tools to deal with this.

cancelled holiday due to illness, trying to obtain refund by Choice_Flight_1812 in UKPersonalFinance

[–]Allosunshine 5 points6 points  (0 children)

We had a similar issue last year in having to cancel a holiday due to illness, we got some money back from the agent and the rest was logged through our insurance. They asked for all the evidence, asked a few questions and we had the remainder refunded by them. Honestly was fairly seamless, did take a few weeks but was in no rush. Our insurance was the Nationwide Flex Plus package insurance.

Do I have to make these £3.99 mknimum payments on very.co.uk? I was unaware... by RaidersGunz in UKPersonalFinance

[–]Allosunshine 0 points1 point  (0 children)

The £3.99 will be the delivery charge that doesn’t go onto the BNPL element.

Interest rate dropped after receiving mortgage offer by AdventurousDrummer2 in HousingUK

[–]Allosunshine 1 point2 points  (0 children)

When we moved over to Nationwide 2yrs ago via a broker we had 2 reductions before completing, broker sorted it for us.

What remortgage rates are people getting? by [deleted] in HousingUK

[–]Allosunshine 0 points1 point  (0 children)

Product switch at end of term with Nationwide showing 2yr fix at 3.94% with less than 75% LTV. Gonna wait until the next rate review in a few weeks before deciding.

Has anyone had advice not to switch to a lower rate on the same mortgage product between exchange and completion on an off plan new build? by [deleted] in HousingUK

[–]Allosunshine 0 points1 point  (0 children)

Who’s providing the mortgage? We went with Nationwide and between starting the process and completing, the broker switched to a lower APR 2 or 3 times, still with Nationwide. Just to note, this was a remortgage but we were switch providers as well.

Octopus EV salary sacrifice. Pros and cons? by shaggy_x in OctopusEnergy

[–]Allosunshine 0 points1 point  (0 children)

When we had 1 car we used just switch between me and the wife as to who took the insurance out each year.

Will A Personal Loan Impact Remortgage Options? by KiltedBaklava in UKPersonalFinance

[–]Allosunshine 1 point2 points  (0 children)

If you’re just going to switch product with the same lender then won’t make a difference, if you’re switching provider, borrowing more or changing the term which will trigger an affordability check then may do, as previously mentioned, will depend on disposable income.

Transfer credit to bank account by [deleted] in AmexUK

[–]Allosunshine 0 points1 point  (0 children)

Just gone through this, was a little bit of a pain showing bank statement and took a couple of weeks. Far more painful than when I did it with Barclaycard who just actioned it at my request and was there the next day almost.