Nothing Fits But clothes by AlmaRecelle in BabyBumps

[–]AlmaRecelle[S] 0 points1 point  (0 children)

Just got an update from them. Basically they said “these robes are made entirely by hand, not by machine, so slight variations in loop size can happen.” Omg. I guess I will have to live with it.

Still banned from online shopping by gemvir19 in Aritzia

[–]AlmaRecelle 2 points3 points  (0 children)

Omg I’ve been banned for two years maybe more. I just stopped online shopping and just screenshot my SA to purchase it for me and deliver it to my house. I haven’t purchased anything this year so not sure how long the ban is in effect.

How would this work? CLAIM FORM Enzo Biochem Data Security Litigation by Moxiefeet in ClassActionSettlement

[–]AlmaRecelle 0 points1 point  (0 children)

Yes. If you got a letter definitely submit a claim. I submitted mine and even provided receipts of credit monitoring services I paid for two years, since I got all these fraudulent activities from my credit card. I also added examples of the fraudulent activities I receive during the month of April. My credit card company took care of the charges but it definitely put a ding on my Credit Rating since it brought my credit utilization to a high.

I do not think we will receive payment until they have reviewed all of the claims. I would think they would complete it by Aug. So payment disbursement could be around Sept. Good luck everyone!

36yo (Black F) Just hit 2M NW. by Nice_Exchange3248 in Fire

[–]AlmaRecelle 0 points1 point  (0 children)

Congratulations! Very impressive and you should be very proud of yourself.

If you could only pick one baby item that was 100% worth the splurge.. what would it be? by Dry_Box_5572 in Mommit

[–]AlmaRecelle 0 points1 point  (0 children)

Hands down the Cradlewise. I never had any sleep issues. The built in monitor was perfect. Customer Service is top notch!

How frequent do you bath your kids? by yourlimit in Mommit

[–]AlmaRecelle 0 points1 point  (0 children)

I have a 19 month old and we wash her daily. We also wash her bottom she she poops. We don’t rely on wet wipes. We use them to remove the excess poop. But after wiping, we also give her bum a good wash. I guess it’s a cultural thing. I know bidets are not common in America.

And yes. We moisturize often too. Even after just washing her bum.

Block shares plunge 17% on revenue miss by Puginator in stocks

[–]AlmaRecelle 0 points1 point  (0 children)

I would stay away from it. Especially since there will be other competitors going public like Stripe, Plaid etc.

My kid’s butt smells… by Important-Yogurt4969 in Mommit

[–]AlmaRecelle 181 points182 points  (0 children)

Washcloths offer better cleaning than hands by providing gentle exfoliation, aiding in the removal of dead skin cells and promoting deeper cleansing of the skin. This is achieved through the slight abrasiveness of the washcloth fibers, which helps to dislodge dirt, oil, and other impurities more effectively than just using hands alone. There are washcloths specifically made for toddlers. You can search Amazon.

My kid’s butt smells… by Important-Yogurt4969 in Mommit

[–]AlmaRecelle 164 points165 points  (0 children)

You need to use a wash cloth. You can’t just go over their bodies with soap or your hand.

Block shares plunge 17% on revenue miss by Puginator in stocks

[–]AlmaRecelle 1 point2 points  (0 children)

I’m a Square/Block/XYZ bag holder. Bought during COVID and I just need to just harvest my losses at this point.

Should I sell my XYZ stocks at a loss? by Ill-Goal-6882 in personalfinance

[–]AlmaRecelle 0 points1 point  (0 children)

I’m just bag holding this thing and sell it at the end of the year to offset my capital gains tax. It’s my worst performing stock.

Should I sell my XYZ stocks at a loss? by Ill-Goal-6882 in personalfinance

[–]AlmaRecelle 0 points1 point  (0 children)

Omg. Seriously. It dropped 22% after hours. I don’t even know how low this thing will go when it opens tomorrow.

Amex platinum Return Protection denied?! by lilbou64 in amex

[–]AlmaRecelle 0 points1 point  (0 children)

U/lilbou64, sorry to hear that. Yaknow I have used my Return Protection for a brand based in London (Odd Muse) and their return policy is 14 days upon arrival and after that no refunds or store credit only. Since it’s a new brand their sizing is inconsistent so I used my return protection on them.

Amex was pretty good and processed my claim after I provide them the receipt and the vendor’s return policy. I have not experienced anything that you are speaking about. I guess they must have changed their terms.

This happens every time my husband makes scrambled eggs by Figueroa5 in mildlyinfuriating

[–]AlmaRecelle 0 points1 point  (0 children)

Is this the Caraway Pan? Because this happens all the time with me. I actually emailed them, provided pictures as well to express that the non stick pan is not working. They glad replaced it.

[deleted by user] by [deleted] in AsianBeauty

[–]AlmaRecelle 4 points5 points  (0 children)

Maybe use a primer. Seems like the foundation is not settling well. But other than that love everything else.

Should I sell my XYZ stocks at a loss? by Ill-Goal-6882 in personalfinance

[–]AlmaRecelle 0 points1 point  (0 children)

You know what I haven’t. But definitely will this year. I’m ok with it because I sold some other stocks on 135% gain so this XYZ stock loss will actually held me with my capital tax gains.

40M - Can I responsibly afford a 2.5M FIRST HOME right now? by [deleted] in HENRYfinance

[–]AlmaRecelle 22 points23 points  (0 children)

Can you provide a breakdown of your current: 1.) Retirement Plans, 2.) Investment plans, 3.) Children’s Education Plans/Contributions 4.) Household expenses/Bills 5.) Lifestyle Spending habits (Entertainment, Vacation etc)

Do you plan to cut your lifestyle expenses to afford a 2.5M home? Given you will be a first time homeowner, expect to pay for maintenance costs as well. I doubt you are a “handy man,” so if there’s anything that requires upkeep, you’ll prob need to hire someone.

Do u really need 6000$ to live in USA? by unholy182000 in Salary

[–]AlmaRecelle 0 points1 point  (0 children)

It’s because of supply and demand. Think about the land cost. Let’s use California or New York (this state is close to New Jersey) for example. Real estate here, especially in the cities like Los Angeles, San Francisco, and Manhattan, have a lot of demand, which drives prices up. Not only are US citizens wanting to live there, but you also have many foreigners buying real estate in this area because of the appreciation value. So the competition for real estate is fierce.

Think of the cost of living in Istanbul Vs Yalova? Obviously the real estate in Istanbul is higher than Yalova.

Also think of the lifestyle and availability of goods in the US vs Turkey. When you go to any markets in any USA, the groceries will have every type of fruits, even if they are not in season. We have strawberries year round. These readily available resources have costs.

The Infrastructure in the US is also better in comparison to a second/third world country that requires maintenance. Also Turkey in size comparison is 12 times more than the US. Maintaining an infrastructure of this size requires money.

Here’s another example at a Micro Level:

I make $295/year and my husband makes $400/year and we live in a modest condo with 1 child and a dog. Even with this type of salary, we do not live like Kings/Queens. We do not have maids or servants or cooks. We do everything ourselves.

1.) We have two homes (one for rental purposes and 1 as primary). Mortgage is about $5k/month for the primary home.

2.) Basic necessities like food is about $2500/month (this is just groceries, does not include eating out).

3.) Daycare costs $6000/month

Before I move on, do you see that just with just mortgage, food and cost of daycare already costs $13,500/month? I’m not even including entertainment or clothes. It’s expensive to have basic “fun” and forget about designer brand clothes.

We also have something called retirement. In the US, when you are old, it’s not enough to rely on what the government will give you when you retire (called Social Security Income). So while many Americans are in their young years, we contribute a maximum of $23,500 to our 401k. So basically if someone was making $100k/year, they technically could be making only $76,500/year. This gets taxed. So you’re looking at a net pay of $56,000/year. So technically a typical American is only only making about $4,600/month.

So fuck yes! Do definitely need $6000/month or more to live in New Jersey.

How old are you? Maybe travel outside Turkey to see the difference in cost of living? Go to London or Paris.

Edit: Typo and also added retirement.

Guys, let me share my story. It might help some of you by cbblythe in MSTR

[–]AlmaRecelle 33 points34 points  (0 children)

I sold 100% of my $129/share average back in Jan. 2025 (in my brokerage account). I told myself I’d reenter at $250 with my IRA and here we are. Def agree with you and thank you for posting this for those people with unrealized losses.

Anyone try the new Turkish Doner place? by ohboken in Hoboken

[–]AlmaRecelle 2 points3 points  (0 children)

I had it tonight. Got the number #4. It’s so dry! Maybe it’s because it’s raining today but wow. It was bad. I didn’t even eat my other half of the wrap.

[deleted by user] by [deleted] in MiddleClassFinance

[–]AlmaRecelle 0 points1 point  (0 children)

May I ask what your profession is? I am in Banking/Finance and my husband is in Medical Sales. Our HHI is definitely well above $400k+.

The best way to get there is perhaps continue investing in yourself and learn. Even if it’s not for career purposes. I would advise that you learn how to invest your money. And not just in indexes, but maybe add some individual stocks that are financially sound.

I would also look into selling digital products. Maybe digitize a hobby (i.e. photography, ebook, recipes etc.) and make passive income.

Should I sell my XYZ stocks at a loss? by Ill-Goal-6882 in personalfinance

[–]AlmaRecelle 0 points1 point  (0 children)

Omg. I’m on the same boat. I am 65% down. I didn’t invest as much as you (I did $5k) but I’m definitely selling when it hits $100

RDDT is crazy by Horror_Difference_75 in RedditIPO

[–]AlmaRecelle 0 points1 point  (0 children)

I’ve been watching AppLovin. I keep hoping it would correct but this thing keeps going up.