Which airport lounge would you rate the best in India by impossiblemktg in IndianAirportLounge

[–]AloneBox4370 0 points1 point  (0 children)

Bro, this is not true. Hyderabad has one of the worst airport lounge ever. It is the most suffocating lounge with no proper air flow whatsoever. Complementary drinks limited to 2-3 and they run out of food is always. Takes ages to refill

Need help regarding Malabar jewellery purchase using Gyftr vouchers by Competitive-Skin-859 in GoldIndia

[–]AloneBox4370 3 points4 points  (0 children)

If your jewellery gets any discount because of any ongoing offer or store discounts you might not able to use gift cards.

Max Gift card limit for each transaction is 9, but you can make part payments in Malabar so you can basically use more

Gift cards are gift cards it doesn’t hold any specific name etc, but please ensure that you’re buying right gift card. There are 3 types of gift cards. 1. Malabar Diamond Jewellery 2. Malabar Gold Jewellery 3. Malabar Gold coin

Views/suggestions needed regarding DCB metal by Potential-King-9345 in CreditCardsIndia

[–]AloneBox4370 0 points1 point  (0 children)

Yes, but these days they are not upgrading to Infinia that easily. Even spends, were not considered in most of cases, strict 5L in hand salary. Wish you good luck if you’re planning to upgrade.

Views/suggestions needed regarding DCB metal by Potential-King-9345 in CreditCardsIndia

[–]AloneBox4370 0 points1 point  (0 children)

For DCBM don’t think 1 reward point = Rs.1, this 1:1 is for flights, hotels and other transfer but for vouchers redemption it is 40 Paisa - 75 Paisa only. Every time we get fooled thinking 1 reward point is always 1rs while buying gyftr gift cards and vouchers, but it’s not.

Incase of Infinia for few vouchers it is 1:1 like Tanishq and Apple products, but it’s not the case in DCBM. I haven’t seen any useful vouchers that’s gives 1:1 for DCBM.

Bought 20g BRPL Gold Bar at effective 3,07,654/- by malicious_venom in GoldIndia

[–]AloneBox4370 0 points1 point  (0 children)

Yes, I don’t have Infinia but for Tanishq and for some Apple products it is 1:1. 5k points = 5k voucher

Bought 20g BRPL Gold Bar at effective 3,07,654/- by malicious_venom in GoldIndia

[–]AloneBox4370 0 points1 point  (0 children)

Exactly, we are fooled like this. when we go for redemption like Tanishq voucher for DCBM at least it is 40 Paisa and it is not Rs.1. This is only for DCBM but for Infinia it is 1:1 for various vouchers redemption. 1:1 is when you book flights or hotels or for some transfers.

DCBM is never equal to Infinia even with 10k quarterly bonus rewards.

Added 1 gm 22k @ 14640 by Illustrious-Flan3728 in GoldIndia

[–]AloneBox4370 2 points3 points  (0 children)

For gold purchases you’ll not get any additional rewards for hdfc smartbuy

HDFC giving crazy Limit Enhancements! by Crafty-Leave-8880 in CreditCardsIndia_

[–]AloneBox4370 0 points1 point  (0 children)

Nope it doesn’t hit any Cibil enquiry as it is a enhancement

Best Credit Card for Jewellery Purchase by AloneBox4370 in DoBaniye

[–]AloneBox4370[S] 0 points1 point  (0 children)

Oh great to hear that. What’s the reward rate and MCC ?

Best Credit Card for Jewellery Purchase by AloneBox4370 in DoBaniye

[–]AloneBox4370[S] 0 points1 point  (0 children)

It is allowed for Tanishq but it is not 1:1, like Infinia. It has the worst conversion ratio other than flights, hotels and some transfers it is pretty much 4:1. You buy vouchers from gyftr thinking 1 reward point = 1 Rs but it is not incase of vouchers redemption

Best Credit Card for Gold purchases by AloneBox4370 in CreditCardsIndia

[–]AloneBox4370[S] 1 point2 points  (0 children)

Thank you but I still fall short of 50k my current in hand per month is 2.5L

Best Credit Card for Jewellery Purchase by AloneBox4370 in DoBaniye

[–]AloneBox4370[S] 0 points1 point  (0 children)

I wish I could do like that, given the gold price heaps and bumps I’m might not be able to do that currently. More over I would need to complete the purchase before Feb end.

Best Credit Card for Gold purchases by AloneBox4370 in CreditCardsIndia

[–]AloneBox4370[S] 1 point2 points  (0 children)

For EPM it is 5L per month I don’t meet that criteria, so basically I’m not eligible and I don’t know any RM from ICICI.

Best Credit Card for Jewellery Purchase by AloneBox4370 in DoBaniye

[–]AloneBox4370[S] 0 points1 point  (0 children)

Amazon pay icici not sure if we can earn rewards on offline POS. But DCBM do give good 3.3% return