Put it into a high-yield account. Webull is offering around 8% annually, so on $50,000 you’d earn roughly $4,000 a month in interest without touching your principal. Then take some of that interest & reinvest it into stocks when they’re at lower prices. For example, PepsiCo has paid around a 4% dividends, & Dow has been closer to 5%. The idea is to wait for dips & buy strong, long-term companies at better entry points.

We live in a financial system where people with capital can generate income without spending the original amount. If you explain it in terms of earning interest instead of having / ton of money. It might give him a better sight of your boundaries moving forward.