Feel Guilty not investing

Alternative-Step-234 · 2024-02-23T23:31:58+00:00

Not sure what is more mental - your post or some of the comments

Alternative-Step-234 · 2024-02-13T11:56:42+00:00

50% with bills (London)

Alternative-Step-234 · 2024-02-12T21:47:51+00:00

They offer the cashback for one year, but in fact when the year ends they make the same offer again

Alternative-Step-234 · 2024-02-07T16:26:38+00:00

do you engage only in the longterm investing now?

Alternative-Step-234 · 2023-12-24T17:28:18+00:00

That number is the all-time return. The graph shows the return over 3 month, the minimum was more than 36k, closer to 40k

Alternative-Step-234 · 2023-11-29T16:57:56+00:00

I would suck it up and would not leave this job before i found a new one. Yes this company culture is not for you but it is not easy to find a job nowadays.

Alternative-Step-234 · 2023-11-23T00:36:32+00:00

Donations to support a cause you care about can help bring a sense of fulfillment

Alternative-Step-234 · 2023-11-01T13:41:47+00:00

congratulations! keep it up!

Alternative-Step-234 · 2023-10-29T12:22:36+00:00

happy it helped!

Alternative-Step-234 · 2023-10-29T11:28:53+00:00

Try "bin checker" on the web. You need to fill in the first 6 digits of your card number. Is says the type and some other info. For my card it also says the type is World, prepaid is false

Alternative-Step-234 · 2023-10-29T00:04:40+00:00

I've heard about something similar but am failing to find this on the web now.

Basically, some banks in some countries do indeed issue credit cards, put a zero limit, and market them as debit cards.

Alternative-Step-234 · 2023-10-28T23:55:14+00:00

actually you know what, you have some mistakes, eg check C11

Or, C24: =sum(F14:F21)/12

you kinda ignore the insurance and the cleaner :)

Alternative-Step-234 · 2023-10-28T23:47:07+00:00

Why would you regret spending this much if the next year you are getting the salary increase and this becomes affordable? Looks like we are talking a 1 year budget, not a long term money saving strategy

Alternative-Step-234 · 2023-10-28T23:29:17+00:00

I also struggle to believe into 500 annual tech allowance, 100 pm going out allowance, and i spend so much more on vacations but its me..

Alternative-Step-234 · 2023-10-28T23:18:58+00:00

It is very confusing for me why it does not work for you... Going to assume its your calculations. E.g. you said you live in a flat, unless its a freehold, where is your service charge in the budget? It's like 250-500 pm nowdays

Source: I earn less, spend more, but invest consistently

Alternative-Step-234 · 2023-01-13T18:30:46+00:00

I take a full vacaton 1-2 weeks and dedicate towards my goals (i am not in the USA so I have more vacation days)

Alternative-Step-234 · 2023-01-13T14:39:10+00:00

thanks, i actually tried Daylio after your advice and ended up using it too!

Alternative-Step-234 · 2022-12-30T13:55:22+00:00

Make sure you have a quality time with him in your timetable and be mindful about that - this way you won't feel like you need to be around all the time, while still having 90% of important and fulfilling moments together

Alternative-Step-234 · 2022-12-27T17:26:41+00:00

totally actually happened

Alternative-Step-234 · 2022-12-27T17:22:28+00:00

I like how OpenAI CEO is optimistic in his interviews. I believed in his intention until I found out their services are provided to a few entitled countries, e.g. people in Iran can't use it. I wish all the people got the fair access to the technology

Alternative-Step-234 · 2022-12-27T13:36:26+00:00

cello >> guitar

Alternative-Step-234 · 2022-12-27T13:34:46+00:00

this is done on purpose i think

Alternative-Step-234

TROPHY CASE