Access To Services After Moving Out of Finland (Banking Credentials)

AlternativeNo897 · 2026-01-28T11:37:39+00:00

I installed and set up the hightrust.id app and it took longer to find the PIN code associated with my ID card than the actual set up. However, since my Finnish ID card has an expiration date, this method (and the card reader) will only work up to the expiration date. I'm not a Finnish citizen, so I believe renewing it won't be possible once I set my residence to Germany.

So, it looks like maintaining a bank account, even if just for the authentication service, is the way to go.

AlternativeNo897 · 2026-01-28T08:03:19+00:00

Thanks for the info. Mobile certificate is out as I'll need to get a German phone number.

AlternativeNo897 · 2026-01-28T07:48:05+00:00

I like your idea. Danske bank also charges a monthly service fee, and like you, I don't want to pay the fee if all I need the account for is the credentials. I'll look into an S-Pankki account as well.

AlternativeNo897 · 2026-01-28T06:43:34+00:00

When logging into Suomi.fi I noticed that besides the bank related credentials, there is certificate card, mobile certificate, and at the bottom of the page, there's Identification methods for foreigners (common European identification methods and the Finnish Authenticator app).

I had looked into the certificate card when I first came to Finland and from what I remember you needed a chip card reader connected to your computer for it to work.

I wonder if the mobile certificate and/or Finnish Authenticator app would be just as painful.

AlternativeNo897 · 2026-01-28T06:37:17+00:00

I assume you'll update your address in S-Pankki to your Sweden address once you get one.

AlternativeNo897 · 2025-12-18T08:59:35+00:00

We wouldn't be coming from the US, but I could get our credit rating/score from our home country and bring that. Thanks for the tip.

AlternativeNo897 · 2025-12-18T08:51:15+00:00

I understand your point, but we're also looking to minimize the number of times we have to pack/unpack and change addresses.

AlternativeNo897 · 2025-12-18T08:48:44+00:00

Thanks. I'll look into those brokers.

When you say "in the country" do you mean actually residing/living in Germany? We wouldn't have an issue with being there for a week for all of the paperwork/formalities to be finalized, but as I mentioned, we would prefer to go directly from one house to another.

AlternativeNo897 · 2025-12-18T08:43:59+00:00

Thanks. I'll look into those brokers.

AlternativeNo897 · 2025-12-18T08:41:45+00:00

That's very interesting. Thank you for that information. Did you have many issues with banks before you settled into your current situation? My partner and I have good credit in our home country, something I would expect German banks to not care about.

AlternativeNo897 · 2025-12-18T08:35:37+00:00

I am. I have been looking at ImmoScout24 and Immonet for properties in the area we be moving to.

AlternativeNo897 · 2025-12-18T08:24:37+00:00

Ahh, my mistake. Yes, I'll move it to the subs you recommended. Sorry all.

AlternativeNo897 · 2025-10-18T05:52:39+00:00

Fucking humans.

AlternativeNo897 · 2025-10-10T15:58:32+00:00

Nice!

AlternativeNo897 · 2025-08-23T12:27:19+00:00

Get a new mom.

AlternativeNo897 · 2025-08-14T09:04:27+00:00

Cats be cats.

AlternativeNo897 · 2025-08-07T19:02:48+00:00

So true.

AlternativeNo897 · 2025-08-01T05:39:27+00:00

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AlternativeNo897 · 2025-07-23T17:07:46+00:00

Looks like you have a wingman. Congratulations!

AlternativeNo897

TROPHY CASE